New York Medical College Voluntary Employees Beneficiary Association

New York Medical College VEBA maintains strong assets and zero liabilities despite recent operating deficits.

EIN: 133872638 · Pittsburgh, PA · Updated: 2026-03-28

$522KRevenue
$519KGross Revenue
$4.1MAssets
85/100Mission Score (Excellent)
New York Medical College Voluntary Employees Beneficiary Association Financial Summary
MetricValue
Total Revenue$522K
Total Expenses$535K
Program Spending90%
CEO/Top Officer Pay$4
Net Assets$3.6M
Transparency Score85/100

Is New York Medical College Voluntary Employees Beneficiary Association Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

New York Medical College Voluntary Employees Beneficiary Association directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About New York Medical College Voluntary Employees Beneficiary Association

New York Medical College Voluntary Employees Beneficiary Association (EIN: 133872638) is a nonprofit organization based in Pittsburgh, PA. The organization reported total revenue of $522K and total assets of $4.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New York Medical College Voluntary Employees Beneficiary Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

30Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

New York Medical College Voluntary Employees Beneficiary Association is a small nonprofit that has been operating for 30 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -4.9%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$501K
Total Expenses$535K
Surplus / Deficit$-33,214
Total Assets$3.6M
Net Assets$3.6M
Operating Margin-6.6%
Months of Reserves81.2 months

Financial Health Grade: B

In 2023, New York Medical College Voluntary Employees Beneficiary Association reported a deficit of $33K with expenses exceeding revenue, holds 81.2 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2011–2023), New York Medical College Voluntary Employees Beneficiary Association's revenue has declined at a compound annual growth rate (CAGR) of -4.9%.

YearRevenue ChangeExpense ChangeAsset Change
2023+21.0%-7.4%+8.8%
2022-26.4%+64.5%-17.3%
2021-24.5%-68.3%+28.2%
2020+1.1%+23.7%-10.4%
2019-12.3%-29.2%-2.5%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1996

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

New York Medical College Voluntary Employees Beneficiary Association (NYMC VEBA) appears to be a financially stable organization, consistently maintaining assets over $3 million, with current assets at $4,058,235. The organization's revenue has fluctuated over the past decade, with a notable peak in 2014 at $1,793,896, but has generally trended downwards, with the latest reported revenue at $521,740. Expenses have often exceeded revenue in recent years, such as in 2023 ($534,600 expenses vs. $501,386 revenue) and 2022 ($577,298 expenses vs. $414,512 revenue), indicating a reliance on accumulated assets or prior surpluses to cover operational costs. However, the absence of reported liabilities across all filings suggests a strong balance sheet and prudent financial management regarding debt. The organization's spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. The consistent reporting of 0% officer compensation across all filings is a significant positive indicator of financial transparency and a commitment to directing funds towards the organization's purpose rather than executive salaries. This suggests a volunteer-led or very lean administrative structure. The lack of liabilities further reinforces a picture of responsible financial stewardship. Overall, NYMC VEBA demonstrates good financial health in terms of asset management and debt avoidance. While recent years show expenses exceeding revenue, the substantial asset base provides a buffer. The high transparency regarding executive compensation is a major strength, though more detailed expense breakdowns would enhance a full assessment of spending efficiency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates New York Medical College Voluntary Employees Beneficiary Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, New York Medical College Voluntary Employees Beneficiary Association allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$501KTotal Revenue
$535KTotal Expenses
$3.6MTotal Assets
$3.6MNet Assets

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all filings, indicating that no officers receive salaries from the organization, which is highly commendable for an organization of its size with assets over $4 million.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of New York Medical College Voluntary Employees Beneficiary Association's IRS 990 filings:

Strengths

The following positive indicators were identified for New York Medical College Voluntary Employees Beneficiary Association:

Frequently Asked Questions about New York Medical College Voluntary Employees Beneficiary Association

Is New York Medical College Voluntary Employees Beneficiary Association a legitimate charity?

Based on AI analysis of IRS 990 filings, New York Medical College Voluntary Employees Beneficiary Association (EIN: 133872638) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.

How does New York Medical College Voluntary Employees Beneficiary Association spend its money?

New York Medical College Voluntary Employees Beneficiary Association directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to New York Medical College Voluntary Employees Beneficiary Association tax-deductible?

New York Medical College Voluntary Employees Beneficiary Association is registered as a tax-exempt nonprofit (EIN: 133872638). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the New York Medical College Voluntary Employees Beneficiary Association CEO make?

New York Medical College Voluntary Employees Beneficiary Association's highest-compensated officer earns $4 annually. The organization reported $522K in total revenue. Executive compensation data is disclosed in IRS 990 filings.

Where is New York Medical College Voluntary Employees Beneficiary Association located?

New York Medical College Voluntary Employees Beneficiary Association is headquartered in Pittsburgh, Pennsylvania and files with the IRS under EIN 133872638.

How many years of IRS 990 filings does New York Medical College Voluntary Employees Beneficiary Association have?

New York Medical College Voluntary Employees Beneficiary Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $522K in total revenue.

What is the primary purpose of the New York Medical College Voluntary Employees Beneficiary Association?

As a Voluntary Employees Beneficiary Association (VEBA), its primary purpose is typically to provide health and welfare benefits to employees and their dependents. The specific benefits offered would require reviewing the full 990 filing.

Why have expenses exceeded revenue in recent years?

In periods like 2023 and 2022, expenses ($534,600 and $577,298 respectively) surpassed revenue ($501,386 and $414,512 respectively). This could be due to increased benefit payouts, investment losses, or a strategic decision to draw down on accumulated reserves to maintain benefit levels.

How does the organization manage to have 0% officer compensation?

The consistent 0% officer compensation suggests that the organization is either entirely volunteer-run at the executive level or that executive salaries are covered by an affiliated entity, which would be important to clarify for full transparency.

What caused the significant revenue drop from 2014 to 2023?

Revenue decreased from $1,793,896 in 2014 to $501,386 in 2023. This substantial decline could be due to a reduction in contributions, fewer participating members, changes in investment income, or a shift in the funding model for the benefits provided.

Are the assets sufficient to cover future benefit obligations?

With assets over $4 million and no reported liabilities, the organization appears to have a strong financial cushion. However, assessing the sufficiency for future benefit obligations would require detailed actuarial data on projected benefit payouts, which is not available in this summary.

Filing History

IRS 990 filing history for New York Medical College Voluntary Employees Beneficiary Association showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), New York Medical College Voluntary Employees Beneficiary Association's revenue has declined by 45.6%, moving from $921K to $501K. Total assets decreased by 11.2% over the same period, from $4.1M to $3.6M. Total functional expenses fell by 44.4%, from $961K to $535K. In its most recent filing year (2023), New York Medical College Voluntary Employees Beneficiary Association reported a deficit of $33K, with expenses exceeding revenue.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $501K $535K $3.6M $0 View 990
2022 $415K $577K $3.3M $0 View 990
2021 $563K $351K $4.0M $0 View 990
2020 $746K $1.1M $3.1M $0
2019 $738K $896K $3.5M $0 View 990
2018 $842K $1.3M $3.6M $0 View 990
2017 $757K $915K $3.9M $0 View 990
2016 $809K $1.1M $3.7M $0 View 990
2015 $740K $822K $4.1M $0 View 990
2014 $1.8M $953K $4.3M $0 View 990
2013 $814K $1.0M $3.9M $11K View 990
2012 $696K $915K $3.7M $17K View 990
2011 $921K $961K $4.1M $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for New York Medical College Voluntary Employees Beneficiary Association:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for New York Medical College Voluntary Employees Beneficiary Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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