Nhf Sub Central
Nhf Sub Central maintains stable revenue and zero officer compensation amidst declining assets and substantial liabilities.
EIN: 202187167 · Alpena, MI · NTEE: S47 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $313K |
| Total Expenses | $256K |
| Program Spending | 70% |
| Net Assets | $538K |
| Transparency Score | 75/100 |
Search Intent Cockpit
Nhf Sub Central Form 990, Revenue, CEO Pay, and IRS Filing Signals
Nhf Sub Central is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Nhf Sub Central in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $313K and expenses of $256K.
Revenue and Expenses
Nhf Sub Central reported $313K in revenue and $256K in expenses, a surplus of $57K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 3 red flags, and 3 strengths are shown from structured and AI review.
Is Nhf Sub Central Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $179K (70%) |
Across stored filings, Nhf Sub Central shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 3 red flags identified |
| Mission spend | 70% to programs | Good |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with American Academy Of Podiatric Practice Management | Michigan and Community Improvement context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
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Local and Sector Spokes
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Alpena, MI nonprofitsCommunity Improvement in Michigan
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Next Best Actions
Keep the Investigation Moving
Nhf Sub Central directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Nhf Sub Central
Nhf Sub Central (EIN: 202187167) is a nonprofit organization based in Alpena, MI, classified under NTEE code S47. The organization reported total revenue of $313K and total assets of $2.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Nhf Sub Central's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Nhf Sub Central is a small nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 8.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $313K |
| Total Expenses | $256K |
| Surplus / Deficit | +$57K |
| Total Assets | $3.0M |
| Total Liabilities | $2.5M |
| Net Assets | $538K |
| Operating Margin | 18.3% |
| Debt-to-Asset Ratio | 82.2% |
| Months of Reserves | 141.4 months |
Financial Health Grade: A
In 2023, Nhf Sub Central reported a surplus of $57K with revenue exceeding expenses, holds 141.4 months of operating reserves (strong position), has a debt-to-asset ratio of 82.2% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Nhf Sub Central's revenue has grown at a compound annual growth rate (CAGR) of 8.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +0.0% | +8.6% | -4.3% |
| 2022 | +0.0% | -2.5% | -2.6% |
| 2021 | +0.0% | -5.8% | -3.7% |
| 2020 | +0.0% | -13.3% | -3.3% |
| 2019 | +0.0% | -1.6% | -4.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Nhf Sub Central with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Nhf Sub Central allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $57K, with revenue exceeding expenses.
- Debt-to-asset ratio: 82.2%.
Executive Compensation Analysis
Nhf Sub Central consistently reports 0% officer compensation across all available filings, indicating that no salaries or benefits are paid to its officers, which is highly favorable for donor trust and resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Nhf Sub Central's IRS 990 filings:
- Consistent decline in total assets from $4,022,586 in 2015 to $3,015,942 in 2023.
- Substantial and persistent liabilities, ranging from $2,478,088 to $3,772,368, which significantly impact net assets.
- Lack of detailed expense breakdown (program, admin, fundraising) in the provided data, hindering a precise assessment of spending efficiency.
Strengths
The following positive indicators were identified for Nhf Sub Central:
- Consistent reporting of 0% officer compensation, indicating strong financial stewardship regarding executive pay.
- Generally stable revenue generation, averaging around $313,332 in recent years.
- Expenses consistently below revenue in most recent periods (e.g., 2023: $256,035 expenses vs. $313,332 revenue), indicating sound operational budgeting.
Frequently Asked Questions about Nhf Sub Central
Is Nhf Sub Central a legitimate charity?
Nhf Sub Central (EIN: 202187167) is a registered tax-exempt nonprofit based in Michigan. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $313K. 3 red flags identified. 3 strengths noted. Financial health grade: A.
How does Nhf Sub Central spend its money?
Nhf Sub Central directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Nhf Sub Central tax-deductible?
Nhf Sub Central is registered as a tax-exempt nonprofit (EIN: 202187167). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Nhf Sub Central's spending goes to programs?
Nhf Sub Central directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does Nhf Sub Central compare to similar nonprofits?
With a transparency score of 75/100 (Good), Nhf Sub Central is above average for NTEE category S47 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Nhf Sub Central located?
Nhf Sub Central is headquartered in Alpena, Michigan and files with the IRS under EIN 202187167. It is classified under NTEE code S47.
How many years of IRS 990 filings does Nhf Sub Central have?
Nhf Sub Central has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $313K in total revenue.
What is the specific breakdown of program, administrative, and fundraising expenses?
The provided data does not offer a detailed breakdown of expenses into program, administrative, and fundraising categories, making it difficult to precisely assess spending efficiency beyond total expenses.
Why have the organization's assets been steadily declining since 2015?
Assets have decreased from $4,022,586 in 2015 to $3,015,942 in 2023. The reason for this decline is not specified in the provided data, but it could be due to asset depreciation, sale of assets, or using assets to cover liabilities or operational costs.
What are the specific liabilities totaling over $2.4 million in recent years?
The filings show liabilities ranging from $2,478,088 to $3,772,368. The nature of these substantial liabilities (e.g., mortgages, program-related investments, other debts) is not detailed in the provided summary.
How does the organization sustain operations with zero officer compensation?
The consistent reporting of 0% officer compensation suggests that leadership roles may be filled by volunteers, or compensation is categorized differently, or the organization has a unique operational model that does not involve paid officers.
Filing History
IRS 990 filing history for Nhf Sub Central showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Nhf Sub Central's revenue has grown by 176.2%, moving from $113K to $313K. Total assets increased by 109.5% over the same period, from $1.4M to $3.0M. Total functional expenses rose by 147.3%, from $104K to $256K. In its most recent filing year (2023), Nhf Sub Central reported a surplus of $57K, with revenue exceeding expenses. The organization holds $2.5M in liabilities against $3.0M in assets (debt-to-asset ratio: 82.2%), resulting in net assets of $538K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $313K | $256K | $3.0M | $2.5M | — | View 990 |
| 2022 | $313K | $236K | $3.2M | $2.7M | — | View 990 |
| 2021 | $313K | $242K | $3.2M | $2.8M | — | View 990 |
| 2020 | $313K | $257K | $3.4M | $3.0M | — | — |
| 2019 | $313K | $296K | $3.5M | $3.2M | — | View 990 |
| 2018 | $313K | $301K | $3.6M | $3.4M | — | View 990 |
| 2017 | $372K | $307K | $3.8M | $3.5M | — | View 990 |
| 2016 | $280K | $347K | $3.9M | $3.7M | — | View 990 |
| 2015 | $369K | $257K | $4.0M | $3.8M | — | View 990 |
| 2014 | $127K | $80K | $3.7M | $3.5M | — | View 990 |
| 2013 | $102K | $81K | $1.4M | $1.3M | — | View 990 |
| 2012 | $127K | $97K | $1.5M | $1.4M | — | View 990 |
| 2011 | $113K | $104K | $1.4M | $1.4M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $313K, expenses of $256K, and assets of $3.0M (revenue +0.0% year-over-year).
- 2022: Revenue of $313K, expenses of $236K, and assets of $3.2M (revenue +0.0% year-over-year).
- 2021: Revenue of $313K, expenses of $242K, and assets of $3.2M (revenue +0.0% year-over-year).
- 2020: Revenue of $313K, expenses of $257K, and assets of $3.4M (revenue +0.0% year-over-year).
- 2019: Revenue of $313K, expenses of $296K, and assets of $3.5M (revenue +0.0% year-over-year).
- 2018: Revenue of $313K, expenses of $301K, and assets of $3.6M (revenue -15.8% year-over-year).
- 2017: Revenue of $372K, expenses of $307K, and assets of $3.8M (revenue +32.8% year-over-year).
- 2016: Revenue of $280K, expenses of $347K, and assets of $3.9M (revenue -24.1% year-over-year).
- 2015: Revenue of $369K, expenses of $257K, and assets of $4.0M (revenue +190.8% year-over-year).
- 2014: Revenue of $127K, expenses of $80K, and assets of $3.7M (revenue +24.2% year-over-year).
- 2013: Revenue of $102K, expenses of $81K, and assets of $1.4M (revenue -19.5% year-over-year).
- 2012: Revenue of $127K, expenses of $97K, and assets of $1.5M (revenue +11.9% year-over-year).
- 2011: Revenue of $113K, expenses of $104K, and assets of $1.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Nhf Sub Central:
Data Sources and Methodology
This transparency report for Nhf Sub Central is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.