North Country Board Of Realtors Inc
North Country Board Of Realtors Inc maintains stable finances with no reported officer compensation.
EIN: 20442949 · Concord, NH · NTEE: S41 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $19K |
| Total Expenses | $23K |
| Program Spending | 80% |
| Net Assets | $59K |
| Transparency Score | 85/100 |
Is North Country Board Of Realtors Inc Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
North Country Board Of Realtors Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About North Country Board Of Realtors Inc
North Country Board Of Realtors Inc (EIN: 20442949) is a nonprofit organization based in Concord, NH, classified under NTEE code S41. The organization reported total revenue of $19K and total assets of $78K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of North Country Board Of Realtors Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
North Country Board Of Realtors Inc is a micro nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -2.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $21K |
| Total Expenses | $23K |
| Surplus / Deficit | $-1,575 |
| Total Assets | $86K |
| Total Liabilities | $27K |
| Net Assets | $59K |
| Operating Margin | -7.4% |
| Debt-to-Asset Ratio | 31.3% |
| Months of Reserves | 45.2 months |
Financial Health Grade: B
In 2023, North Country Board Of Realtors Inc reported a deficit of $2K with expenses exceeding revenue, holds 45.2 months of operating reserves (strong position), has a debt-to-asset ratio of 31.3% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), North Country Board Of Realtors Inc's revenue has declined at a compound annual growth rate (CAGR) of -2.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -2.8% | +10.6% | +0.4% |
| 2022 | +9.5% | +28.0% | +1.3% |
| 2021 | +8.9% | +6.8% | +24.7% |
| 2020 | -25.0% | -20.8% | -6.8% |
| 2019 | +8.4% | +10.5% | +3.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates North Country Board Of Realtors Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, North Country Board Of Realtors Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $2K, with expenses exceeding revenue.
- Debt-to-asset ratio: 31.3%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through other means not classified as officer compensation, which is highly favorable for a small organization of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for North Country Board Of Realtors Inc:
- Consistent 0% officer compensation, indicating volunteer leadership or highly efficient executive structure.
- Steady growth in assets, from $43,599 in 2014 to $85,979 in 2023, demonstrating financial health.
- Consistent filing of IRS Form 990s, indicating good transparency and compliance.
- Stable revenue streams, typically between $18,000 and $28,000 annually, providing predictable funding.
Frequently Asked Questions about North Country Board Of Realtors Inc
Is North Country Board Of Realtors Inc a legitimate charity?
North Country Board Of Realtors Inc (EIN: 20442949) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $19K. No red flags identified. 4 strengths noted. Financial health grade: B.
How does North Country Board Of Realtors Inc spend its money?
North Country Board Of Realtors Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to North Country Board Of Realtors Inc tax-deductible?
North Country Board Of Realtors Inc is registered as a tax-exempt nonprofit (EIN: 20442949). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of North Country Board Of Realtors Inc's spending goes to programs?
North Country Board Of Realtors Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does North Country Board Of Realtors Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), North Country Board Of Realtors Inc is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is North Country Board Of Realtors Inc located?
North Country Board Of Realtors Inc is headquartered in Concord, New Hampshire and files with the IRS under EIN 20442949. It is classified under NTEE code S41.
How many years of IRS 990 filings does North Country Board Of Realtors Inc have?
North Country Board Of Realtors Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $19K in total revenue.
Is North Country Board Of Realtors Inc financially stable?
Yes, the organization appears financially stable. Its assets have consistently grown from $43,599 in 2014 to $85,979 in 2023, and liabilities are manageable relative to assets. Revenue and expenses have remained consistent over the past decade.
Does North Country Board Of Realtors Inc spend efficiently?
Based on the 0% officer compensation and generally balanced revenue-to-expense ratios, the organization appears to spend efficiently. Without detailed expense breakdowns, it's difficult to pinpoint exact program efficiency, but the overall financial picture is positive.
How transparent is North Country Board Of Realtors Inc?
The organization demonstrates good transparency by consistently filing its IRS Form 990s, with 13 filings available, and clearly reporting 0% officer compensation.
Filing History
IRS 990 filing history for North Country Board Of Realtors Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), North Country Board Of Realtors Inc's revenue has declined by 22.7%, moving from $27K to $21K. Total assets increased by 105% over the same period, from $42K to $86K. Total functional expenses fell by 22.7%, from $30K to $23K. In its most recent filing year (2023), North Country Board Of Realtors Inc reported a deficit of $2K, with expenses exceeding revenue. The organization holds $27K in liabilities against $86K in assets (debt-to-asset ratio: 31.3%), resulting in net assets of $59K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $21K | $23K | $86K | $27K | — | — |
| 2022 | $22K | $21K | $86K | $25K | — | — |
| 2021 | $20K | $16K | $84K | $25K | — | — |
| 2020 | $18K | $15K | $68K | $12K | — | View 990 |
| 2019 | $24K | $19K | $73K | $20K | — | View 990 |
| 2018 | $23K | $17K | $70K | $23K | — | View 990 |
| 2017 | $29K | $22K | $66K | $24K | — | View 990 |
| 2016 | $25K | $24K | $61K | $26K | — | View 990 |
| 2015 | $27K | $24K | $49K | $15K | — | View 990 |
| 2014 | $29K | $27K | $44K | $14K | — | View 990 |
| 2013 | $30K | $27K | $42K | $14K | — | View 990 |
| 2012 | $24K | $24K | $40K | $14K | — | View 990 |
| 2011 | $27K | $30K | $42K | $16K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $21K, expenses of $23K, and assets of $86K (revenue -2.8% year-over-year).
- 2022: Revenue of $22K, expenses of $21K, and assets of $86K (revenue +9.5% year-over-year).
- 2021: Revenue of $20K, expenses of $16K, and assets of $84K (revenue +8.9% year-over-year).
- 2020: Revenue of $18K, expenses of $15K, and assets of $68K (revenue -25.0% year-over-year).
- 2019: Revenue of $24K, expenses of $19K, and assets of $73K (revenue +8.4% year-over-year).
- 2018: Revenue of $23K, expenses of $17K, and assets of $70K (revenue -21.5% year-over-year).
- 2017: Revenue of $29K, expenses of $22K, and assets of $66K (revenue +13.4% year-over-year).
- 2016: Revenue of $25K, expenses of $24K, and assets of $61K (revenue -5.0% year-over-year).
- 2015: Revenue of $27K, expenses of $24K, and assets of $49K (revenue -6.9% year-over-year).
- 2014: Revenue of $29K, expenses of $27K, and assets of $44K (revenue -3.2% year-over-year).
- 2013: Revenue of $30K, expenses of $27K, and assets of $42K (revenue +24.2% year-over-year).
- 2012: Revenue of $24K, expenses of $24K, and assets of $40K (revenue -13.3% year-over-year).
- 2011: Revenue of $27K, expenses of $30K, and assets of $42K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for North Country Board Of Realtors Inc:
Data Sources and Methodology
This transparency report for North Country Board Of Realtors Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.