Northwest Missouri Regional Credit Union
EIN: 440560851 · Maryville, MO
| Metric | Value |
|---|---|
| Total Revenue | $662K |
| Total Expenses | $492K |
| Net Assets | $812K |
Is Northwest Missouri Regional Credit Union Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Northwest Missouri Regional Credit Union
Northwest Missouri Regional Credit Union (EIN: 440560851) is a nonprofit organization based in Maryville, MO. The organization reported total revenue of $662K and total assets of $11.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Northwest Missouri Regional Credit Union's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Northwest Missouri Regional Credit Union is a small nonprofit.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
| Total Revenue | $540K |
| Total Expenses | $492K |
| Surplus / Deficit | +$48K |
| Total Assets | $8.5M |
| Total Liabilities | $7.7M |
| Net Assets | $812K |
| Operating Margin | 9.0% |
| Debt-to-Asset Ratio | 90.4% |
| Months of Reserves | 207.0 months |
Financial Health Grade: A
In 2017, Northwest Missouri Regional Credit Union reported a surplus of $48K with revenue exceeding expenses, holds 207.0 months of operating reserves (strong position), has a debt-to-asset ratio of 90.4% (high leverage).
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Northwest Missouri Regional Credit Union has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Northwest Missouri Regional Credit Union with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $48K, with revenue exceeding expenses.
- Debt-to-asset ratio: 90.4%.
Frequently Asked Questions about Northwest Missouri Regional Credit Union
Is Northwest Missouri Regional Credit Union a legitimate charity?
Based on AI analysis of IRS 990 filings, Northwest Missouri Regional Credit Union (EIN: 440560851) insufficient data. 0 red flags identified, 0 strengths noted.
How does Northwest Missouri Regional Credit Union spend its money?
Detailed spending breakdown data is not yet available for Northwest Missouri Regional Credit Union. Check back for updated IRS 990 analysis.
Are donations to Northwest Missouri Regional Credit Union tax-deductible?
Northwest Missouri Regional Credit Union is registered as a tax-exempt nonprofit (EIN: 440560851). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Northwest Missouri Regional Credit Union located?
Northwest Missouri Regional Credit Union is headquartered in Maryville, Missouri and files with the IRS under EIN 440560851.
Filing History
IRS 990 filing history for Northwest Missouri Regional Credit Union showing financial trends over 1 year of public records:
In its most recent filing year (2017), Northwest Missouri Regional Credit Union reported a surplus of $48K, with revenue exceeding expenses. The organization holds $7.7M in liabilities against $8.5M in assets (debt-to-asset ratio: 90.4%), resulting in net assets of $812K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2017 | $540K | $492K | $8.5M | $7.7M | — | View 990 |
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Northwest Missouri Regional Credit Union:
Data Sources and Methodology
This transparency report for Northwest Missouri Regional Credit Union is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.