Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund
NY Hotel Trade Council Insurance Fund shows consistent financial growth and zero officer compensation over a decade.
EIN: 131531223 · New York, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $18.7M |
| Total Expenses | $10.3M |
| Program Spending | 95% |
| Net Assets | $11.2M |
| Transparency Score | 95/100 |
Is Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund
Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund (EIN: 131531223) is a nonprofit organization based in New York, NY. The organization reported total revenue of $18.7M and total assets of $14.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund is a large nonprofit that has been operating for 78 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 6.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $11.4M |
| Total Expenses | $10.3M |
| Surplus / Deficit | +$1.1M |
| Total Assets | $12.0M |
| Total Liabilities | $712K |
| Net Assets | $11.2M |
| Operating Margin | 9.4% |
| Debt-to-Asset Ratio | 6.0% |
| Months of Reserves | 13.9 months |
Financial Health Grade: A
In 2023, Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund reported a surplus of $1.1M with revenue exceeding expenses, holds 13.9 months of operating reserves (strong position), has a debt-to-asset ratio of 6.0% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund's revenue has grown at a compound annual growth rate (CAGR) of 6.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +19.5% | +-0.0% | +13.1% |
| 2022 | +2.8% | -12.7% | -34.6% |
| 2021 | -23.3% | -8.4% | +11.6% |
| 2020 | +6.0% | +2.2% | -8.9% |
| 2019 | +2.4% | +23.2% | +4.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1948 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 5%
- programs: 95%
- fundraising: 0%
According to IRS 990 filings, Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $1.1M, with revenue exceeding expenses.
- Debt-to-asset ratio: 6.0%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees receive salaries from the organization, which is highly unusual and suggests a very lean operational model or that compensation is handled by an affiliated entity.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund's IRS 990 filings:
- NTEE Code Unknown: Lack of a specific NTEE code makes it harder to benchmark against similar organizations.
- Occasional Operating Deficits: In some years (e.g., 2022, 2021, 2020, 2019), expenses exceeded revenue, though assets remained stable.
Strengths
The following positive indicators were identified for Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund:
- Zero Officer Compensation: Consistently reports 0% officer compensation, indicating highly efficient use of funds for its mission.
- Consistent Revenue Growth: Revenue has shown a general upward trend from $8.5M in 2014 to $11.3M in 2023, demonstrating financial stability.
- Strong Asset Base: Assets have grown from $8.5M in 2014 to $11.9M in 2023, providing a solid financial foundation.
- High Transparency: 13 years of consistent IRS 990 filings provide a clear and detailed financial history.
- Low Liabilities: Liabilities are consistently a small fraction of assets, indicating good financial management and low debt burden (e.g., $711,542 liabilities vs. $11,950,314 assets in 2023).
Frequently Asked Questions about Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund
Is Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund (EIN: 131531223) some concerns. Mission Score: 95/100. 2 red flags identified, 5 strengths noted.
How does Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund spend its money?
Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund directs 95% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund tax-deductible?
Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund is registered as a tax-exempt nonprofit (EIN: 131531223). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund located?
Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund is headquartered in New York, New York and files with the IRS under EIN 131531223.
How many years of IRS 990 filings does Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund have?
Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $18.7M in total revenue.
How does the organization manage to have 0% officer compensation?
The consistent reporting of 0% officer compensation across all 13 filings suggests that executive salaries are either covered by an affiliated entity, or the fund operates with entirely volunteer leadership, or through a different compensation structure not reported as officer compensation on the 990.
What is the primary purpose of this insurance fund?
As an 'Insurance Fund' for the NY Hotel Trade Council & Affiliated Locals Staff, its primary purpose is to provide insurance benefits to the staff of these organizations, which aligns with its consistent revenue and expense patterns.
Has the organization experienced any significant financial instability?
While there were years where expenses exceeded revenue (e.g., 2022, 2021, 2020, 2019), the organization's assets have generally grown or remained stable, indicating that these deficits were manageable and did not lead to significant financial instability. For instance, in 2023, revenue exceeded expenses by over $1 million.
Filing History
IRS 990 filing history for Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund's revenue has grown by 102.1%, moving from $5.6M to $11.4M. Total assets increased by 144.7% over the same period, from $4.9M to $12.0M. Total functional expenses rose by 75%, from $5.9M to $10.3M. In its most recent filing year (2023), Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund reported a surplus of $1.1M, with revenue exceeding expenses. The organization holds $712K in liabilities against $12.0M in assets (debt-to-asset ratio: 6.0%), resulting in net assets of $11.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $11.4M | $10.3M | $12.0M | $712K | — | View 990 |
| 2022 | $9.5M | $10.3M | $10.6M | $503K | — | View 990 |
| 2021 | $9.3M | $11.8M | $16.2M | $3.6M | — | — |
| 2020 | $12.1M | $12.9M | $14.5M | $572K | — | — |
| 2019 | $11.4M | $12.6M | $15.9M | $2.2M | — | View 990 |
| 2018 | $11.1M | $10.2M | $15.2M | $863K | — | View 990 |
| 2017 | $9.9M | $8.2M | $13.6M | $462K | — | View 990 |
| 2016 | $9.2M | $8.2M | $11.6M | $439K | — | View 990 |
| 2015 | $8.7M | $7.0M | $10.3M | $368K | — | View 990 |
| 2014 | $8.5M | $6.4M | $8.5M | $401K | — | View 990 |
| 2013 | $8.6M | $7.0M | $6.4M | $594K | — | View 990 |
| 2012 | $6.6M | $6.2M | $4.5M | $383K | — | View 990 |
| 2011 | $5.6M | $5.9M | $4.9M | $1.3M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $11.4M, expenses of $10.3M, and assets of $12.0M (revenue +19.5% year-over-year).
- 2022: Revenue of $9.5M, expenses of $10.3M, and assets of $10.6M (revenue +2.8% year-over-year).
- 2021: Revenue of $9.3M, expenses of $11.8M, and assets of $16.2M (revenue -23.3% year-over-year).
- 2020: Revenue of $12.1M, expenses of $12.9M, and assets of $14.5M (revenue +6.0% year-over-year).
- 2019: Revenue of $11.4M, expenses of $12.6M, and assets of $15.9M (revenue +2.4% year-over-year).
- 2018: Revenue of $11.1M, expenses of $10.2M, and assets of $15.2M (revenue +12.7% year-over-year).
- 2017: Revenue of $9.9M, expenses of $8.2M, and assets of $13.6M (revenue +6.9% year-over-year).
- 2016: Revenue of $9.2M, expenses of $8.2M, and assets of $11.6M (revenue +6.5% year-over-year).
- 2015: Revenue of $8.7M, expenses of $7.0M, and assets of $10.3M (revenue +2.2% year-over-year).
- 2014: Revenue of $8.5M, expenses of $6.4M, and assets of $8.5M (revenue -0.9% year-over-year).
- 2013: Revenue of $8.6M, expenses of $7.0M, and assets of $6.4M (revenue +30.5% year-over-year).
- 2012: Revenue of $6.6M, expenses of $6.2M, and assets of $4.5M (revenue +16.7% year-over-year).
- 2011: Revenue of $5.6M, expenses of $5.9M, and assets of $4.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund:
Data Sources and Methodology
This transparency report for Ny Hotel Trade Council & Affiliated Locals Staff Insurance Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.