Online Trust Alliance
Online Trust Alliance ceased operations with $0 revenue and assets after years of consistent financial growth and efficient spending.
EIN: 205610601 · Bellevue, WA · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $636K |
| Program Spending | 75% |
| CEO/Top Officer Pay | $700,000. |
| Net Assets | $430K |
| Transparency Score | 85/100 |
Is Online Trust Alliance Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Online Trust Alliance directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Online Trust Alliance
Online Trust Alliance (EIN: 205610601) is a nonprofit organization based in Bellevue, WA. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Online Trust Alliance's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Online Trust Alliance is a small nonprofit, with 6 years of IRS 990 filings on record (2011–2016). Revenue has grown at a compound annual rate of 10.9%.
Key Financial Metrics (2016)
From the most recent IRS 990 filing on record:
| Total Revenue | $709K |
| Total Expenses | $636K |
| Surplus / Deficit | +$72K |
| Total Assets | $430K |
| Net Assets | $430K |
| Operating Margin | 10.2% |
| Months of Reserves | 8.1 months |
Financial Health Grade: A
In 2016, Online Trust Alliance reported a surplus of $72K with revenue exceeding expenses, holds 8.1 months of operating reserves (strong position).
Financial Trends
Over 6 years of filings (2011–2016), Online Trust Alliance's revenue has grown at a compound annual growth rate (CAGR) of 10.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2016 | +14.2% | +13.4% | +19.1% |
| 2015 | +13.7% | +9.9% | +19.1% |
| 2014 | +16.9% | +5.4% | +14.8% |
| 2013 | -13.1% | -2.0% | -6.3% |
| 2012 | +27.3% | +25.7% | +17.8% |
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Online Trust Alliance with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Online Trust Alliance allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2016)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $72K, with revenue exceeding expenses.
Executive Compensation Analysis
No officer compensation was reported across all available filings (2011-2016), suggesting a volunteer-led executive team or that compensation was not paid to officers, which is highly efficient for an organization of its size with revenues reaching over $700,000.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Online Trust Alliance's IRS 990 filings:
- Sudden cessation of operations with $0 reported revenue and assets in the latest filing, without clear public explanation of the wind-down process.
Strengths
The following positive indicators were identified for Online Trust Alliance:
- Consistent financial growth and positive net income during its active years (e.g., $708,501 revenue in 2016).
- Strong program spending ratio (75% in 2016) indicating efficient use of funds towards its mission.
- No reported officer compensation, suggesting highly efficient executive leadership or volunteer-based management.
- Low liabilities throughout its operational history (e.g., $0 in 2016), indicating sound financial management.
- Consistent IRS 990 filing history demonstrating transparency during its active period.
Frequently Asked Questions about Online Trust Alliance
Is Online Trust Alliance a legitimate charity?
Online Trust Alliance (EIN: 205610601) is a registered tax-exempt nonprofit based in Washington. Our AI analysis gives it a Mission Score of 85/100. It has 6 years of IRS 990 filings on record. 1 red flag identified. 5 strengths noted. Financial health grade: A.
How does Online Trust Alliance spend its money?
Online Trust Alliance directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Online Trust Alliance tax-deductible?
Online Trust Alliance is registered as a tax-exempt nonprofit (EIN: 205610601). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Online Trust Alliance CEO make?
Online Trust Alliance's highest-compensated officer earns $700,000. annually. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Online Trust Alliance's spending goes to programs?
Online Trust Alliance directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Online Trust Alliance located?
Online Trust Alliance is headquartered in Bellevue, Washington and files with the IRS under EIN 205610601.
How many years of IRS 990 filings does Online Trust Alliance have?
Online Trust Alliance has 6 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
Is Online Trust Alliance still active?
No, the latest filing (post-2016) shows $0 in revenue and assets, indicating the organization is no longer active.
How did Online Trust Alliance manage its finances when it was active?
When active, the organization demonstrated strong financial health, consistently generating surpluses (e.g., $72,124 in 2016) and growing its assets from $239,065 in 2011 to $429,891 in 2016.
What was the organization's spending efficiency like?
The organization was highly efficient, dedicating 75% of its expenses to programs in 2016, with administrative and fundraising costs at 15% and 10% respectively, and no reported officer compensation.
Filing History
IRS 990 filing history for Online Trust Alliance showing financial trends over 6 years of public records:
Over 6 years of IRS 990 filings (2011–2016), Online Trust Alliance's revenue has grown by 68%, moving from $422K to $709K. Total assets increased by 79.8% over the same period, from $239K to $430K. Total functional expenses rose by 61.9%, from $393K to $636K. In its most recent filing year (2016), Online Trust Alliance reported a surplus of $72K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2016 | $709K | $636K | $430K | $0 | — | View 990 |
| 2015 | $620K | $561K | $361K | $3K | — | View 990 |
| 2014 | $545K | $511K | $303K | $4K | — | View 990 |
| 2013 | $467K | $484K | $264K | $0 | — | View 990 |
| 2012 | $537K | $494K | $282K | $0 | — | View 990 |
| 2011 | $422K | $393K | $239K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2016: Revenue of $709K, expenses of $636K, and assets of $430K (revenue +14.2% year-over-year).
- 2015: Revenue of $620K, expenses of $561K, and assets of $361K (revenue +13.7% year-over-year).
- 2014: Revenue of $545K, expenses of $511K, and assets of $303K (revenue +16.9% year-over-year).
- 2013: Revenue of $467K, expenses of $484K, and assets of $264K (revenue -13.1% year-over-year).
- 2012: Revenue of $537K, expenses of $494K, and assets of $282K (revenue +27.3% year-over-year).
- 2011: Revenue of $422K, expenses of $393K, and assets of $239K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Online Trust Alliance:
Data Sources and Methodology
This transparency report for Online Trust Alliance is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.