Oshkosh Truck Credit Union
EIN: 390853308 · Oshkosh, WI
| Metric | Value |
|---|---|
| Total Expenses | $689K |
| Net Assets | $2.4M |
Is Oshkosh Truck Credit Union Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Oshkosh Truck Credit Union
Oshkosh Truck Credit Union (EIN: 390853308) is a nonprofit organization based in Oshkosh, WI. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Oshkosh Truck Credit Union's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Oshkosh Truck Credit Union is a small nonprofit, with 2 years of IRS 990 filings on record (2011–2012). Revenue has grown at a compound annual rate of -1.8%.
Key Financial Metrics (2012)
From the most recent IRS 990 filing on record:
| Total Revenue | $696K |
| Total Expenses | $689K |
| Surplus / Deficit | +$7K |
| Total Assets | $15.5M |
| Total Liabilities | $13.1M |
| Net Assets | $2.4M |
| Operating Margin | 1.0% |
| Debt-to-Asset Ratio | 84.4% |
| Months of Reserves | 269.8 months |
Financial Health Grade: A
In 2012, Oshkosh Truck Credit Union reported a surplus of $7K with revenue exceeding expenses, holds 269.8 months of operating reserves (strong position), has a debt-to-asset ratio of 84.4% (high leverage).
Financial Trends
Over 2 years of filings (2011–2012), Oshkosh Truck Credit Union's revenue has declined at a compound annual growth rate (CAGR) of -1.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2012 | -1.8% | -2.7% | +3.7% |
AI Analysis Pending
AI enrichment for Oshkosh Truck Credit Union has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Oshkosh Truck Credit Union with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2012)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $7K, with revenue exceeding expenses.
- Debt-to-asset ratio: 84.4%.
Frequently Asked Questions about Oshkosh Truck Credit Union
Is Oshkosh Truck Credit Union a legitimate charity?
Oshkosh Truck Credit Union (EIN: 390853308) is a registered tax-exempt nonprofit based in Wisconsin. It has 2 years of IRS 990 filings on record. No red flags identified. Financial health grade: A.
How does Oshkosh Truck Credit Union spend its money?
Oshkosh Truck Credit Union reported its financials in IRS 990 filings. 2 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Oshkosh Truck Credit Union tax-deductible?
Oshkosh Truck Credit Union is registered as a tax-exempt nonprofit (EIN: 390853308). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Oshkosh Truck Credit Union located?
Oshkosh Truck Credit Union is headquartered in Oshkosh, Wisconsin and files with the IRS under EIN 390853308.
How many years of IRS 990 filings does Oshkosh Truck Credit Union have?
Oshkosh Truck Credit Union has 2 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
Filing History
IRS 990 filing history for Oshkosh Truck Credit Union showing financial trends over 2 years of public records:
Over 2 years of IRS 990 filings (2011–2012), Oshkosh Truck Credit Union's revenue has declined by 1.8%, moving from $709K to $696K. Total assets increased by 3.7% over the same period, from $14.9M to $15.5M. Total functional expenses fell by 2.7%, from $708K to $689K. In its most recent filing year (2012), Oshkosh Truck Credit Union reported a surplus of $7K, with revenue exceeding expenses. The organization holds $13.1M in liabilities against $15.5M in assets (debt-to-asset ratio: 84.4%), resulting in net assets of $2.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2012 | $696K | $689K | $15.5M | $13.1M | — | View 990 |
| 2011 | $709K | $708K | $14.9M | $12.5M | — | View 990 |
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Oshkosh Truck Credit Union:
Data Sources and Methodology
This transparency report for Oshkosh Truck Credit Union is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.