Oxford Area Foundation
Oxford Area Foundation maintains substantial assets despite volatile revenue and recent operating deficit.
EIN: 201060782 · Oxford, PA · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.1M |
| Total Expenses | $1.1M |
| Program Spending | 85% |
| Net Assets | $23.8M |
| Transparency Score | 85/100 |
Is Oxford Area Foundation Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Oxford Area Foundation directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Oxford Area Foundation
Oxford Area Foundation (EIN: 201060782) is a nonprofit organization based in Oxford, PA. The organization reported total revenue of $1.1M and total assets of $24.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Oxford Area Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Oxford Area Foundation is a mid-size nonprofit that has been operating for 22 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -8.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $354K |
| Total Expenses | $1.1M |
| Surplus / Deficit | $-781,573 |
| Total Assets | $24.9M |
| Total Liabilities | $1.1M |
| Net Assets | $23.8M |
| Operating Margin | -220.6% |
| Debt-to-Asset Ratio | 4.6% |
| Months of Reserves | 263.3 months |
Financial Health Grade: B
In 2023, Oxford Area Foundation reported a deficit of $782K with expenses exceeding revenue, holds 263.3 months of operating reserves (strong position), has a debt-to-asset ratio of 4.6% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), Oxford Area Foundation's revenue has declined at a compound annual growth rate (CAGR) of -8.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -86.8% | -17.3% | +2.4% |
| 2022 | +139.8% | +66.6% | +0.0% |
| 2021 | -84.7% | +5.9% | +13.8% |
| 2020 | +566.9% | -26.4% | +58.5% |
| 2019 | +67.8% | -13.5% | -36.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2004 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Oxford Area Foundation with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Oxford Area Foundation allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $782K, with expenses exceeding revenue.
- Debt-to-asset ratio: 4.6%.
Executive Compensation Analysis
Executive compensation is consistently reported at 0% across all available filings, indicating that no officers receive compensation from the organization, which is highly favorable for directing funds towards its mission.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Oxford Area Foundation's IRS 990 filings:
- Significant revenue volatility, with a recent operating deficit in 2023 where expenses ($1,135,793) far exceeded revenue ($354,220).
- Lack of detailed expense breakdown (program, admin, fundraising) in the provided data makes a full efficiency assessment challenging.
Strengths
The following positive indicators were identified for Oxford Area Foundation:
- Consistently reports 0% officer compensation, indicating efficient use of funds for mission.
- Substantial and growing asset base, currently $24,804,295, providing long-term financial stability.
- Long history of IRS 990 filings (10 filings), indicating consistent compliance and transparency.
- Strong financial position with assets significantly outweighing liabilities.
Frequently Asked Questions about Oxford Area Foundation
Is Oxford Area Foundation a legitimate charity?
Based on AI analysis of IRS 990 filings, Oxford Area Foundation (EIN: 201060782) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
How does Oxford Area Foundation spend its money?
Oxford Area Foundation directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Oxford Area Foundation tax-deductible?
Oxford Area Foundation is registered as a tax-exempt nonprofit (EIN: 201060782). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Oxford Area Foundation's spending goes to programs?
Oxford Area Foundation directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Oxford Area Foundation located?
Oxford Area Foundation is headquartered in Oxford, Pennsylvania and files with the IRS under EIN 201060782.
How many years of IRS 990 filings does Oxford Area Foundation have?
Oxford Area Foundation has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.1M in total revenue.
Is Oxford Area Foundation a good charity?
Based on the available data, Oxford Area Foundation appears to be a good charity, primarily due to its substantial asset base ($24,804,295), consistent reporting of 0% officer compensation, and long history of operations. The significant assets suggest long-term stability and capacity to fulfill its mission. However, a detailed breakdown of program spending versus administrative and fundraising costs would provide a more complete picture of its efficiency.
How does Oxford Area Foundation manage its expenses relative to its revenue?
The organization's expenses have generally been stable, typically ranging between $778,470 and $1,373,845 annually, with an outlier of $5,848,526 in 2011. However, revenue has been highly volatile. In 2023, expenses ($1,135,793) significantly exceeded revenue ($354,220), indicating an operating deficit for that period. Conversely, in 2022, revenue ($2,688,113) comfortably covered expenses ($1,373,845). This suggests the organization may rely on its substantial asset base to cover operational costs during periods of lower revenue.
What is the trend in Oxford Area Foundation's assets?
Oxford Area Foundation's assets have shown significant growth over the past decade, increasing from $14,894,791 in 2011 to $24,924,432 in 2023, with the latest reported assets at $24,804,295. This indicates strong financial management and growth in its endowment or investment portfolio.
Does the organization have any debt?
The organization's liabilities have varied. For several years (2013-2019), liabilities were reported as $1. More recently, liabilities were $1,418,791 in 2022 and $1,137,691 in 2023. While these are notable, they are relatively small compared to the organization's substantial assets of over $24 million, suggesting a healthy balance sheet.
Filing History
IRS 990 filing history for Oxford Area Foundation showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), Oxford Area Foundation's revenue has declined by 64.5%, moving from $999K to $354K. Total assets increased by 67.3% over the same period, from $14.9M to $24.9M. Total functional expenses fell by 80.6%, from $5.8M to $1.1M. In its most recent filing year (2023), Oxford Area Foundation reported a deficit of $782K, with expenses exceeding revenue. The organization holds $1.1M in liabilities against $24.9M in assets (debt-to-asset ratio: 4.6%), resulting in net assets of $23.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $354K | $1.1M | $24.9M | $1.1M | — | View 990 |
| 2022 | $2.7M | $1.4M | $24.3M | $1.4M | — | View 990 |
| 2021 | $1.1M | $824K | $24.3M | $598K | — | View 990 |
| 2020 | $7.3M | $778K | $21.4M | $1.4M | — | View 990 |
| 2019 | $1.1M | $1.1M | $13.5M | $1 | — | — |
| 2015 | $655K | $1.2M | $21.1M | $1 | — | View 990 |
| 2014 | $1.9M | $1.2M | $21.7M | $1 | — | View 990 |
| 2013 | $5.6M | $1.1M | $21.0M | $1 | — | View 990 |
| 2012 | $6.9M | $938K | $16.5M | $1 | — | View 990 |
| 2011 | $999K | $5.8M | $14.9M | $4.4M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $354K, expenses of $1.1M, and assets of $24.9M (revenue -86.8% year-over-year).
- 2022: Revenue of $2.7M, expenses of $1.4M, and assets of $24.3M (revenue +139.8% year-over-year).
- 2021: Revenue of $1.1M, expenses of $824K, and assets of $24.3M (revenue -84.7% year-over-year).
- 2020: Revenue of $7.3M, expenses of $778K, and assets of $21.4M (revenue +566.9% year-over-year).
- 2019: Revenue of $1.1M, expenses of $1.1M, and assets of $13.5M (revenue +67.8% year-over-year).
- 2015: Revenue of $655K, expenses of $1.2M, and assets of $21.1M (revenue -64.9% year-over-year).
- 2014: Revenue of $1.9M, expenses of $1.2M, and assets of $21.7M (revenue -66.5% year-over-year).
- 2013: Revenue of $5.6M, expenses of $1.1M, and assets of $21.0M (revenue -19.8% year-over-year).
- 2012: Revenue of $6.9M, expenses of $938K, and assets of $16.5M (revenue +594.4% year-over-year).
- 2011: Revenue of $999K, expenses of $5.8M, and assets of $14.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Oxford Area Foundation:
Data Sources and Methodology
This transparency report for Oxford Area Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.