Pearl Blau Learning Center Inc
Pearl Blau Learning Center: Consistent Program Spending, Limited Transparency
EIN: 222715125 · Lakewood, NJ · NTEE: B28Z · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $424K |
| Total Expenses | $547K |
| Program Spending | 85% |
| Net Assets | $245K |
| Transparency Score | 75/100 |
Is Pearl Blau Learning Center Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Pearl Blau Learning Center Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Pearl Blau Learning Center Inc
Pearl Blau Learning Center Inc (EIN: 222715125) is a nonprofit organization based in Lakewood, NJ, classified under NTEE code B28Z. The organization reported total revenue of $424K and total assets of $274K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Pearl Blau Learning Center Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Pearl Blau Learning Center Inc is a small nonprofit that has been operating for 40 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $573K |
| Total Expenses | $547K |
| Surplus / Deficit | +$25K |
| Total Assets | $316K |
| Total Liabilities | $71K |
| Net Assets | $245K |
| Operating Margin | 4.4% |
| Debt-to-Asset Ratio | 22.6% |
| Months of Reserves | 6.9 months |
Financial Health Grade: A
In 2023, Pearl Blau Learning Center Inc reported a surplus of $25K with revenue exceeding expenses, holds 6.9 months of operating reserves (strong position), has a debt-to-asset ratio of 22.6% (moderate leverage).
Financial Trends
Over 12 years of filings (2011–2023), Pearl Blau Learning Center Inc's revenue has grown at a compound annual growth rate (CAGR) of 1.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +23.7% | +39.1% | +9.0% |
| 2022 | -1.1% | +0.4% | +17.4% |
| 2021 | +22.9% | -1.2% | +116.9% |
| 2020 | +4.3% | +12.2% | -16.5% |
| 2019 | +7.0% | +0.0% | +11.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1986 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Pearl Blau Learning Center Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Pearl Blau Learning Center Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $25K, with revenue exceeding expenses.
- Debt-to-asset ratio: 22.6%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided financial data, making a direct assessment difficult.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Pearl Blau Learning Center Inc's IRS 990 filings:
- Lack of detailed program descriptions and impact reporting.
- Limited public information on governance and board oversight.
- No explicit executive compensation figures provided in the available data.
Strengths
The following positive indicators were identified for Pearl Blau Learning Center Inc:
- Consistent revenue generation over several years.
- Assets have shown growth, indicating some financial stability.
- Low reported fundraising costs suggest efficient resource allocation for fundraising activities.
Frequently Asked Questions about Pearl Blau Learning Center Inc
Is Pearl Blau Learning Center Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Pearl Blau Learning Center Inc (EIN: 222715125) some concerns. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.
How does Pearl Blau Learning Center Inc spend its money?
Pearl Blau Learning Center Inc directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Pearl Blau Learning Center Inc tax-deductible?
Pearl Blau Learning Center Inc is registered as a tax-exempt nonprofit (EIN: 222715125). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Pearl Blau Learning Center Inc's spending goes to programs?
Pearl Blau Learning Center Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Pearl Blau Learning Center Inc compare to similar nonprofits?
With a transparency score of 75/100 (Good), Pearl Blau Learning Center Inc is above average for NTEE category B28Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Pearl Blau Learning Center Inc located?
Pearl Blau Learning Center Inc is headquartered in Lakewood, New Jersey and files with the IRS under EIN 222715125. It is classified under NTEE code B28Z.
How many years of IRS 990 filings does Pearl Blau Learning Center Inc have?
Pearl Blau Learning Center Inc has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $424K in total revenue.
What does Pearl Blau Learning Center Inc do?
Pearl Blau Learning Center Inc is a nonprofit organization in the Education sector, located in Lakewood, New Jersey. It is classified under NTEE code B28Z.
How much revenue does Pearl Blau Learning Center Inc have?
Pearl Blau Learning Center Inc reported total revenue of $423,965. Based on 12 IRS 990 filings on record.
What are Pearl Blau Learning Center Inc's total assets?
Pearl Blau Learning Center Inc holds total assets of $274,309 as reported in IRS 990 filings.
Where is Pearl Blau Learning Center Inc located?
Pearl Blau Learning Center Inc is based in Lakewood, New Jersey.
What is Pearl Blau Learning Center Inc's EIN?
Pearl Blau Learning Center Inc's Employer Identification Number (EIN) is 222715125. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Pearl Blau Learning Center Inc?
Pearl Blau Learning Center Inc is classified under NTEE code B28Z (Education).
Is Pearl Blau Learning Center Inc a registered 501(c)(3)?
Yes, Pearl Blau Learning Center Inc is recognized as a tax-exempt organization by the IRS. EIN: 222715125.
Does Pearl Blau Learning Center Inc file IRS Form 990?
Yes, Pearl Blau Learning Center Inc has 12 IRS Form 990 filings on record. The most recent covers tax period 202303.
What was Pearl Blau Learning Center Inc's revenue in 2023?
In the 202303 filing period, Pearl Blau Learning Center Inc reported total revenue of $572,559, total expenses of $547,247, and net assets of $315,981.
Is Pearl Blau Learning Center Inc's revenue growing or declining?
Pearl Blau Learning Center Inc's revenue is growing. Revenue went from $462,962 (202203) to $572,559 (202303), a +23.7% change. Based on 12 filings on record.
What is Pearl Blau Learning Center Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Pearl Blau Learning Center Inc covers tax period 202303. It shows revenue of $572,559, expenses of $547,247, total assets of $315,981, and liabilities of $71,428.
How much does Pearl Blau Learning Center Inc spend on programs vs administration?
Based on IRS 990 analysis, Pearl Blau Learning Center Inc allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Pearl Blau Learning Center Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Pearl Blau Learning Center Inc appears trustworthy. Mission Score: 75/100 (Good). 3 red flags identified. 3 strengths noted.
What are the red flags for Pearl Blau Learning Center Inc?
The following concerns were identified: Lack of detailed program descriptions and impact reporting.. Limited public information on governance and board oversight.. No explicit executive compensation figures provided in the available data.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Pearl Blau Learning Center Inc's strengths?
Positive indicators for Pearl Blau Learning Center Inc include: Consistent revenue generation over several years.. Assets have shown growth, indicating some financial stability.. Low reported fundraising costs suggest efficient resource allocation for fundraising activities.. These findings are derived from AI analysis of the organization's financial filings.
How does Pearl Blau Learning Center Inc compensate executives?
Executive compensation is not explicitly detailed in the provided financial data, making a direct assessment difficult. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent program spending, what specific educational outcomes or student achievements does Pearl Blau Learning Center Inc. report to demonstrate its impact?
The provided data does not include specific educational outcomes or student achievement reports, making it difficult to assess the direct impact of their programs despite consistent spending.
How does Pearl Blau Learning Center Inc. ensure its programs remain relevant and effective for the Lakewood, NJ community without detailed public program descriptions?
Without detailed public program descriptions, it's unclear how the organization assesses and adapts its programs to meet community needs or ensures their ongoing relevance and effectiveness.
Filing History
IRS 990 filing history for Pearl Blau Learning Center Inc showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2023), Pearl Blau Learning Center Inc's revenue has grown by 12.8%, moving from $508K to $573K. Total assets increased by 80.1% over the same period, from $175K to $316K. Total functional expenses rose by 3.9%, from $527K to $547K. In its most recent filing year (2023), Pearl Blau Learning Center Inc reported a surplus of $25K, with revenue exceeding expenses. The organization holds $71K in liabilities against $316K in assets (debt-to-asset ratio: 22.6%), resulting in net assets of $245K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $573K | $547K | $316K | $71K | — | View 990 |
| 2022 | $463K | $393K | $290K | $71K | — | View 990 |
| 2021 | $468K | $392K | $247K | $162K | — | View 990 |
| 2020 | $381K | $397K | $114K | $102K | — | View 990 |
| 2019 | $365K | $353K | $136K | $113K | — | View 990 |
| 2018 | $341K | $353K | $122K | $112K | — | — |
| 2017 | $390K | $440K | $148K | $126K | — | View 990 |
| 2015 | $624K | $637K | $203K | $122K | — | View 990 |
| 2014 | $592K | $541K | $220K | $126K | — | View 990 |
| 2013 | $490K | $487K | $172K | $130K | — | View 990 |
| 2012 | $485K | $499K | $169K | $130K | — | View 990 |
| 2011 | $508K | $527K | $175K | $122K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $573K, expenses of $547K, and assets of $316K (revenue +23.7% year-over-year).
- 2022: Revenue of $463K, expenses of $393K, and assets of $290K (revenue -1.1% year-over-year).
- 2021: Revenue of $468K, expenses of $392K, and assets of $247K (revenue +22.9% year-over-year).
- 2020: Revenue of $381K, expenses of $397K, and assets of $114K (revenue +4.3% year-over-year).
- 2019: Revenue of $365K, expenses of $353K, and assets of $136K (revenue +7.0% year-over-year).
- 2018: Revenue of $341K, expenses of $353K, and assets of $122K (revenue -12.5% year-over-year).
- 2017: Revenue of $390K, expenses of $440K, and assets of $148K (revenue -37.5% year-over-year).
- 2015: Revenue of $624K, expenses of $637K, and assets of $203K (revenue +5.4% year-over-year).
- 2014: Revenue of $592K, expenses of $541K, and assets of $220K (revenue +20.8% year-over-year).
- 2013: Revenue of $490K, expenses of $487K, and assets of $172K (revenue +1.0% year-over-year).
- 2012: Revenue of $485K, expenses of $499K, and assets of $169K (revenue -4.4% year-over-year).
- 2011: Revenue of $508K, expenses of $527K, and assets of $175K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Pearl Blau Learning Center Inc:
Data Sources and Methodology
This transparency report for Pearl Blau Learning Center Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.