Pearl Harbor Submarine Officers Wives Club Charity Association
Pearl Harbor Submarine Officers Wives Club Charity Association consistently operates with no officer compensation and zero liabilities.
EIN: 201745159 · Honolulu, HI · NTEE: W30 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $98K |
| Total Expenses | $36K |
| Program Spending | 85% |
| CEO/Top Officer Pay | $97,688. |
| Net Assets | $61K |
| Transparency Score | 85/100 |
Is Pearl Harbor Submarine Officers Wives Club Charity Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Pearl Harbor Submarine Officers Wives Club Charity Association directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Pearl Harbor Submarine Officers Wives Club Charity Association
Pearl Harbor Submarine Officers Wives Club Charity Association (EIN: 201745159) is a nonprofit organization based in Honolulu, HI, classified under NTEE code W30. The organization reported total revenue of $98K and total assets of $37K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Pearl Harbor Submarine Officers Wives Club Charity Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Pearl Harbor Submarine Officers Wives Club Charity Association is a micro nonprofit that has been operating for 17 years, with 7 years of IRS 990 filings on record (2014–2020). Revenue has grown at a compound annual rate of 2.7%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $54K |
| Total Expenses | $36K |
| Surplus / Deficit | +$19K |
| Total Assets | $61K |
| Net Assets | $61K |
| Operating Margin | 34.3% |
| Months of Reserves | 20.6 months |
Financial Health Grade: A
In 2020, Pearl Harbor Submarine Officers Wives Club Charity Association reported a surplus of $19K with revenue exceeding expenses, holds 20.6 months of operating reserves (strong position).
Financial Trends
Over 7 years of filings (2014–2020), Pearl Harbor Submarine Officers Wives Club Charity Association's revenue has grown at a compound annual growth rate (CAGR) of 2.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | +40.3% | +848.3% | +43.6% |
| 2019 | +8.6% | -89.4% | +804.8% |
| 2018 | -16.5% | -12.8% | -90.1% |
| 2017 | +16.0% | +0.2% | +1040.3% |
| 2016 | -17.4% | -6.8% | -48.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2009 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Pearl Harbor Submarine Officers Wives Club Charity Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Pearl Harbor Submarine Officers Wives Club Charity Association allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $19K, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all filing periods, indicating that the organization's leadership is entirely volunteer-based, which is highly commendable for an organization of its size with revenues up to $97,688.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Pearl Harbor Submarine Officers Wives Club Charity Association's IRS 990 filings:
- Specific program spending ratios are not detailed in the provided summary, making it difficult to precisely assess program efficiency without further data.
Strengths
The following positive indicators were identified for Pearl Harbor Submarine Officers Wives Club Charity Association:
- Consistent reporting of 0% officer compensation across all filings, indicating a volunteer-led organization.
- Zero reported liabilities across all seven filing periods, demonstrating strong financial health and responsible debt management.
- Consistent filing of IRS Form 990s over seven periods, indicating a commitment to transparency.
- Growth in assets from $2,605 in 2014 to $37,459 currently, showing effective resource accumulation.
- NTEE code W30 (Military & Veterans Organizations) suggests a clear and focused mission.
Frequently Asked Questions about Pearl Harbor Submarine Officers Wives Club Charity Association
Is Pearl Harbor Submarine Officers Wives Club Charity Association a legitimate charity?
Pearl Harbor Submarine Officers Wives Club Charity Association (EIN: 201745159) is a registered tax-exempt nonprofit based in Hawaii. Our AI analysis gives it a Mission Score of 85/100. It has 7 years of IRS 990 filings on record. Total revenue: $98K. 1 red flag identified. 5 strengths noted. Financial health grade: A.
How does Pearl Harbor Submarine Officers Wives Club Charity Association spend its money?
Pearl Harbor Submarine Officers Wives Club Charity Association directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Pearl Harbor Submarine Officers Wives Club Charity Association tax-deductible?
Pearl Harbor Submarine Officers Wives Club Charity Association is registered as a tax-exempt nonprofit (EIN: 201745159). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Pearl Harbor Submarine Officers Wives Club Charity Association CEO make?
Pearl Harbor Submarine Officers Wives Club Charity Association's highest-compensated officer earns $97,688. annually. The organization reported $98K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Pearl Harbor Submarine Officers Wives Club Charity Association's spending goes to programs?
Pearl Harbor Submarine Officers Wives Club Charity Association directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Pearl Harbor Submarine Officers Wives Club Charity Association compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Pearl Harbor Submarine Officers Wives Club Charity Association is above average for NTEE category W30 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Pearl Harbor Submarine Officers Wives Club Charity Association located?
Pearl Harbor Submarine Officers Wives Club Charity Association is headquartered in Honolulu, Hawaii and files with the IRS under EIN 201745159. It is classified under NTEE code W30.
How many years of IRS 990 filings does Pearl Harbor Submarine Officers Wives Club Charity Association have?
Pearl Harbor Submarine Officers Wives Club Charity Association has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $98K in total revenue.
Is the Pearl Harbor Submarine Officers Wives Club Charity Association financially stable?
Yes, the organization appears financially stable. It consistently reports zero liabilities and has grown its assets from $2,605 in 2014 to $37,459 currently, indicating responsible financial management.
How does the organization's executive compensation compare to similar nonprofits?
The organization reports 0% officer compensation across all filings, which is exceptionally low and suggests a volunteer-driven leadership model, often indicative of high efficiency compared to organizations with paid executives.
What is the trend in the organization's revenue and expenses?
Revenue has fluctuated, with a recent high of $97,688 in the latest period, up from $54,241 in 2020. Expenses have generally tracked revenue, with periods like 2019 showing significantly lower expenses ($3,760) relative to revenue ($38,658), contributing to asset growth.
Filing History
IRS 990 filing history for Pearl Harbor Submarine Officers Wives Club Charity Association showing financial trends over 7 years of public records:
Over 7 years of IRS 990 filings (2014–2020), Pearl Harbor Submarine Officers Wives Club Charity Association's revenue has grown by 17.4%, moving from $46K to $54K. Total assets increased by 2249.1% over the same period, from $3K to $61K. Total functional expenses fell by 9.7%, from $39K to $36K. In its most recent filing year (2020), Pearl Harbor Submarine Officers Wives Club Charity Association reported a surplus of $19K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $54K | $36K | $61K | $0 | — | View 990 |
| 2019 | $39K | $4K | $43K | $0 | — | View 990 |
| 2018 | $36K | $35K | $5K | $0 | — | — |
| 2017 | $43K | $41K | $47K | $0 | — | View 990 |
| 2016 | $37K | $41K | $4K | $0 | — | View 990 |
| 2015 | $44K | $44K | $8K | $0 | — | — |
| 2014 | $46K | $39K | $3K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $54K, expenses of $36K, and assets of $61K (revenue +40.3% year-over-year).
- 2019: Revenue of $39K, expenses of $4K, and assets of $43K (revenue +8.6% year-over-year).
- 2018: Revenue of $36K, expenses of $35K, and assets of $5K (revenue -16.5% year-over-year).
- 2017: Revenue of $43K, expenses of $41K, and assets of $47K (revenue +16.0% year-over-year).
- 2016: Revenue of $37K, expenses of $41K, and assets of $4K (revenue -17.4% year-over-year).
- 2015: Revenue of $44K, expenses of $44K, and assets of $8K (revenue -3.7% year-over-year).
- 2014: Revenue of $46K, expenses of $39K, and assets of $3K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Pearl Harbor Submarine Officers Wives Club Charity Association:
Data Sources and Methodology
This transparency report for Pearl Harbor Submarine Officers Wives Club Charity Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.