Pfizer Retiree Medical Plan

Pfizer Retiree Medical Plan holds over $750M in assets but shows significant annual revenue and expense fluctuations, including a $30M deficit in 2023.

EIN: 136988286 · Pittsburgh, PA · Updated: 2026-03-28

$15.9MRevenue
$754.3MAssets
70/100Mission Score (Good)
Pfizer Retiree Medical Plan Financial Summary
MetricValue
Total Revenue$15.9M
Total Expenses$39.8M
Program Spending100%
Net Assets$610.0M
Transparency Score70/100

Is Pfizer Retiree Medical Plan Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Pfizer Retiree Medical Plan directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Pfizer Retiree Medical Plan

Pfizer Retiree Medical Plan (EIN: 136988286) is a nonprofit organization based in Pittsburgh, PA. The organization reported total revenue of $15.9M and total assets of $754.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Pfizer Retiree Medical Plan's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

33Years Operating
LargeSize Classification
14Years of Filings
MixedRevenue Trajectory

Pfizer Retiree Medical Plan is a large nonprofit that has been operating for 33 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of -10.6%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$9.2M
Total Expenses$39.8M
Surplus / Deficit$-30,659,332
Total Assets$610.0M
Net Assets$610.0M
Operating Margin-334.1%
Months of Reserves183.8 months

Financial Health Grade: B

In 2023, Pfizer Retiree Medical Plan reported a deficit of $30.7M with expenses exceeding revenue, holds 183.8 months of operating reserves (strong position).

Financial Trends

Over 14 years of filings (2010–2023), Pfizer Retiree Medical Plan's revenue has declined at a compound annual growth rate (CAGR) of -10.6%.

YearRevenue ChangeExpense ChangeAsset Change
2023-53.4%+0.8%
2022-76.9%-100.0%-9.6%
2021+6.8%+35.0%+13.7%
2020+32.1%+29.4%+14.9%
2019+8887.4%-92.9%+12.7%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1993

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Pfizer Retiree Medical Plan demonstrates a unique financial profile, primarily functioning as a benefits plan rather than a traditional charity. Its financial health appears robust with substantial assets, currently at $754,298,487. However, recent filings show significant fluctuations in revenue and expenses. For instance, in 2023, the plan reported revenues of $9,176,355 against expenses of $39,835,687, indicating a substantial deficit for that period. This contrasts sharply with 2022, where revenues were $19,702,783 and expenses were reported as $0, which is an unusual reporting anomaly that warrants further investigation for clarity on actual spending. The consistent reporting of $0 liabilities across all available filings suggests a strong financial position with no outstanding debts. Spending efficiency, particularly in program delivery, is difficult to assess with standard charitable metrics due to the nature of a retiree medical plan. The primary 'program' is the provision of medical benefits, and the reported expenses would largely reflect these payouts. The absence of officer compensation across all filings indicates a lean administrative structure at the executive level, which is a positive sign for efficiency. Transparency is generally good through the consistent filing of IRS Form 990s, but the $0 expense reporting in 2022 raises questions about the completeness or accuracy of that specific filing, impacting full financial clarity for that year. Overall, while the plan holds significant assets, the variability in annual revenue and expenses, particularly the large deficit in 2023 and the zero expenses in 2022, suggests that its financial operations are highly dependent on investment performance and the timing of benefit payouts. Its purpose as a retiree medical plan means its financial health should be viewed through the lens of its ability to meet future benefit obligations, rather than traditional charitable impact.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Pfizer Retiree Medical Plan with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Pfizer Retiree Medical Plan allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$9.2MTotal Revenue
$39.8MTotal Expenses
$610.0MTotal Assets
$610.0MNet Assets

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, indicating that the plan's leadership either serves without compensation or compensation is handled through a separate entity, which is highly efficient for the plan itself.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Pfizer Retiree Medical Plan's IRS 990 filings:

Strengths

The following positive indicators were identified for Pfizer Retiree Medical Plan:

Frequently Asked Questions about Pfizer Retiree Medical Plan

Is Pfizer Retiree Medical Plan a legitimate charity?

Based on AI analysis of IRS 990 filings, Pfizer Retiree Medical Plan (EIN: 136988286) some concerns. Mission Score: 70/100. 3 red flags identified, 4 strengths noted.

How does Pfizer Retiree Medical Plan spend its money?

Pfizer Retiree Medical Plan directs 100% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Pfizer Retiree Medical Plan tax-deductible?

Pfizer Retiree Medical Plan is registered as a tax-exempt nonprofit (EIN: 136988286). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Where is Pfizer Retiree Medical Plan located?

Pfizer Retiree Medical Plan is headquartered in Pittsburgh, Pennsylvania and files with the IRS under EIN 136988286.

How many years of IRS 990 filings does Pfizer Retiree Medical Plan have?

Pfizer Retiree Medical Plan has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $15.9M in total revenue.

Why were expenses reported as $0 in 2022?

The IRS 990 filing for the period 202212 shows $0 in expenses, which is highly unusual for an organization of this size and purpose. This could be an error in reporting or indicate that all expenses were absorbed by another entity or categorized differently, requiring further clarification.

How does the plan manage the significant deficit observed in 2023?

In 2023, the plan reported revenues of $9,176,355 against expenses of $39,835,687, resulting in a deficit of over $30 million. This suggests that the plan likely drew from its substantial asset base ($610,004,630 in 2023) to cover benefit obligations, which is a common practice for such plans but warrants monitoring.

What is the primary source of the plan's revenue?

Given the nature of a retiree medical plan, revenue likely comes from investment income on its substantial asset base and potentially contributions from Pfizer or its affiliates. The significant fluctuations, such as $85M in 2021 versus $9M in 2023, suggest a heavy reliance on investment performance.

Filing History

IRS 990 filing history for Pfizer Retiree Medical Plan showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2010–2023), Pfizer Retiree Medical Plan's revenue has declined by 76.8%, moving from $39.5M to $9.2M. Total assets increased by 97.9% over the same period, from $308.2M to $610.0M. Total functional expenses rose by 726.3%, from $4.8M to $39.8M. In its most recent filing year (2023), Pfizer Retiree Medical Plan reported a deficit of $30.7M, with expenses exceeding revenue.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $9.2M $39.8M $610.0M $0
2022 $19.7M $0 $605.0M $0 View 990
2021 $85.4M $5.0M $669.3M $0 View 990
2020 $80.0M $3.7M $588.9M $0
2019 $60.6M $2.9M $512.6M $0
2018 $674K $40.4M $454.9M $0 View 990
2017 $46.3M $9.2M $494.6M $0
2016 $47.5M $14.0M $457.6M $0 View 990
2015 $2.0M $7.5M $424.2M $0 View 990
2014 $28.7M $6.7M $429.7M $0 View 990
2013 $69.3M $4.1M $409.3M $28K View 990
2012 $39.0M $5.7M $344.1M $5K View 990
2011 $6.5M $3.8M $310.9M $48K View 990
2010 $39.5M $4.8M $308.2M $30K View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Pfizer Retiree Medical Plan:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing 2010 Filing

Data Sources and Methodology

This transparency report for Pfizer Retiree Medical Plan is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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