Phillip And Elizabeth Filmer Memorial Charitable Trust

Filmer Memorial Trust consistently spends more than it earns, drawing down assets while maintaining zero officer compensation.

EIN: 203341412 · Detroit, MI · NTEE: B82 · Updated: 2026-03-28

$1.8MRevenue
$4.7MAssets
85/100Mission Score (Excellent)
B82
Phillip And Elizabeth Filmer Memorial Charitable Trust Financial Summary
MetricValue
Total Revenue$1.8M
Total Expenses$494K
Program Spending85%
CEO/Top Officer Pay$4
Net Assets$4.3M
Transparency Score85/100

Is Phillip And Elizabeth Filmer Memorial Charitable Trust Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Phillip And Elizabeth Filmer Memorial Charitable Trust directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Phillip And Elizabeth Filmer Memorial Charitable Trust

Phillip And Elizabeth Filmer Memorial Charitable Trust (EIN: 203341412) is a nonprofit organization based in Detroit, MI, classified under NTEE code B82. The organization reported total revenue of $1.8M and total assets of $4.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Phillip And Elizabeth Filmer Memorial Charitable Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
Mid-SizeSize Classification
11Years of Filings
MixedRevenue Trajectory

Phillip And Elizabeth Filmer Memorial Charitable Trust is a mid-size nonprofit that has been operating for 19 years, with 11 years of IRS 990 filings on record (2011–2024). Revenue has grown at a compound annual rate of 3.4%.

Key Financial Metrics (2024)

From the most recent IRS 990 filing on record:

Total Revenue$296K
Total Expenses$494K
Surplus / Deficit$-198,667
Total Assets$4.3M
Total Liabilities$1
Net Assets$4.3M
Operating Margin-67.2%
Debt-to-Asset Ratio0.0%
Months of Reserves105.2 months

Financial Health Grade: B

In 2024, Phillip And Elizabeth Filmer Memorial Charitable Trust reported a deficit of $199K with expenses exceeding revenue, holds 105.2 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 11 years of filings (2011–2024), Phillip And Elizabeth Filmer Memorial Charitable Trust's revenue has grown at a compound annual growth rate (CAGR) of 3.4%.

YearRevenue ChangeExpense ChangeAsset Change
2024-16.4%-2.2%-4.4%
2023-14.0%+6.5%-3.2%
2022+74.2%+13.2%-1.4%
2020-142.6%+46.9%-7.2%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Phillip And Elizabeth Filmer Memorial Charitable Trust demonstrates consistent financial activity as a grant-making organization. Over the past several years, the Trust has consistently reported expenses exceeding its revenue, leading to a gradual decline in its asset base, from $5,314,664 in 2016 to $4,333,923 in 2024. This trend suggests that the Trust is distributing more in grants and operational costs than it generates through investments or other income, effectively drawing down its principal over time. For example, in 2024, revenue was $295,515 while expenses were $494,182. The Trust's financial health, while stable in terms of asset base, shows a pattern of net losses in most recent years. However, as a memorial trust, this could be an intentional strategy to disburse funds over a defined period. A significant positive is the consistent reporting of 0% officer compensation across all available filings, indicating that executive leadership is not drawing salaries from the Trust, which is a strong indicator of efficient use of funds for its charitable purpose. The Trust's liabilities have remained minimal, typically $1, suggesting sound financial management regarding debt. Given its nature as a charitable trust, the primary 'program' activity would be grant disbursements. Without a detailed breakdown of expenses beyond total expenses, it's challenging to precisely assess spending efficiency between program, administrative, and fundraising costs. However, the absence of officer compensation is a strong positive for transparency and efficiency. The consistent filing of IRS 990s over many years also indicates good compliance and transparency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Phillip And Elizabeth Filmer Memorial Charitable Trust with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 15%
  • programs: 85%
  • fundraising: 0%

According to IRS 990 filings, Phillip And Elizabeth Filmer Memorial Charitable Trust allocates its expenses as follows: admin: 15%, programs: 85%, fundraising: 0%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2024)

From the most recent IRS 990 filing on record:

$296KTotal Revenue
$494KTotal Expenses
$4.3MTotal Assets
$1Total Liabilities
$4.3MNet Assets
  • The organization reported a deficit of $199K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 0.0%.

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, indicating that no officers or trustees are receiving salaries from the Trust, which is highly commendable for a charitable organization of its size with assets over $4 million.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Phillip And Elizabeth Filmer Memorial Charitable Trust's IRS 990 filings:

  • Consistent net losses: Expenses frequently exceed revenue, leading to a gradual decline in assets (e.g., $494,182 expenses vs. $295,515 revenue in 2024).
  • Declining asset base: Total assets have decreased from $5,314,664 in 2016 to $4,333,923 in 2024, indicating a spend-down of principal.

Strengths

The following positive indicators were identified for Phillip And Elizabeth Filmer Memorial Charitable Trust:

  • Zero officer compensation: No salaries are paid to officers, indicating high efficiency and dedication to the charitable mission.
  • Minimal liabilities: Liabilities consistently reported as $0 or $1, showing strong financial management and no significant debt.
  • Consistent IRS 990 filings: A long history of filings demonstrates transparency and compliance with regulatory requirements.

Frequently Asked Questions about Phillip And Elizabeth Filmer Memorial Charitable Trust

Is Phillip And Elizabeth Filmer Memorial Charitable Trust a legitimate charity?

Phillip And Elizabeth Filmer Memorial Charitable Trust (EIN: 203341412) is a registered tax-exempt nonprofit based in Michigan. Our AI analysis gives it a Mission Score of 85/100. It has 11 years of IRS 990 filings on record. Total revenue: $1.8M. 2 red flags identified. 3 strengths noted. Financial health grade: B.

How does Phillip And Elizabeth Filmer Memorial Charitable Trust spend its money?

Phillip And Elizabeth Filmer Memorial Charitable Trust directs 85% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Phillip And Elizabeth Filmer Memorial Charitable Trust tax-deductible?

Phillip And Elizabeth Filmer Memorial Charitable Trust is registered as a tax-exempt nonprofit (EIN: 203341412). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Phillip And Elizabeth Filmer Memorial Charitable Trust CEO make?

Phillip And Elizabeth Filmer Memorial Charitable Trust's highest-compensated officer earns $4 annually. The organization reported $1.8M in total revenue. Executive compensation data is disclosed in IRS 990 filings.

How does Phillip And Elizabeth Filmer Memorial Charitable Trust compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Phillip And Elizabeth Filmer Memorial Charitable Trust is above average for NTEE category B82 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Phillip And Elizabeth Filmer Memorial Charitable Trust located?

Phillip And Elizabeth Filmer Memorial Charitable Trust is headquartered in Detroit, Michigan and files with the IRS under EIN 203341412. It is classified under NTEE code B82.

How many years of IRS 990 filings does Phillip And Elizabeth Filmer Memorial Charitable Trust have?

Phillip And Elizabeth Filmer Memorial Charitable Trust has 11 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.8M in total revenue.

Is the Phillip And Elizabeth Filmer Memorial Charitable Trust financially sustainable long-term?

The Trust has consistently reported expenses exceeding revenue, leading to a decline in assets from $5,314,664 in 2016 to $4,333,923 in 2024. This trend suggests it is drawing down its principal, which may not be sustainable indefinitely unless there's a planned spend-down strategy or future revenue increases.

How does the Trust manage its investment income?

While specific investment strategies are not detailed in the provided data, the revenue figures, which fluctuate significantly (e.g., -$127,012 in 2020 to $804,889 in 2014), suggest reliance on investment returns, which can be volatile. The consistent net losses indicate that investment income often doesn't cover expenses.

What percentage of expenses goes directly to charitable grants?

Without a detailed breakdown of expenses beyond total expenses, it's difficult to determine the exact percentage. However, as a grant-making trust with 0% officer compensation, it's reasonable to assume a significant portion of its expenses are program-related (grants), with the remainder being administrative costs.

Filing History

IRS 990 filing history for Phillip And Elizabeth Filmer Memorial Charitable Trust showing financial trends over 11 years of public records:

Over 11 years of IRS 990 filings (2011–2024), Phillip And Elizabeth Filmer Memorial Charitable Trust's revenue has grown by 55%, moving from $191K to $296K. Total assets decreased by 17.3% over the same period, from $5.2M to $4.3M. Total functional expenses rose by 19.9%, from $412K to $494K. In its most recent filing year (2024), Phillip And Elizabeth Filmer Memorial Charitable Trust reported a deficit of $199K, with expenses exceeding revenue. The organization holds $1 in liabilities against $4.3M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $4.3M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2024 $296K $494K $4.3M $1
2023 $354K $505K $4.5M $1 View 990
2022 $411K $474K $4.7M $1 View 990
2021 $236K $419K $4.7M $1 View 990
2020 $-127,012 $498K $4.9M $1
2016 $298K $339K $5.3M $0 View 990
2015 $353K $459K $5.4M $0 View 990
2014 $805K $478K $5.4M $1 View 990
2013 $526K $455K $5.1M $1 View 990
2012 $252K $443K $5.1M $0 View 990
2011 $191K $412K $5.2M $0 View 990

Year-by-Year Financial Summary

  • 2024: Revenue of $296K, expenses of $494K, and assets of $4.3M (revenue -16.4% year-over-year).
  • 2023: Revenue of $354K, expenses of $505K, and assets of $4.5M (revenue -14.0% year-over-year).
  • 2022: Revenue of $411K, expenses of $474K, and assets of $4.7M (revenue +74.2% year-over-year).
  • 2021: Revenue of $236K, expenses of $419K, and assets of $4.7M.
  • 2020: Revenue of $-127,012, expenses of $498K, and assets of $4.9M (revenue -142.6% year-over-year).
  • 2016: Revenue of $298K, expenses of $339K, and assets of $5.3M (revenue -15.4% year-over-year).
  • 2015: Revenue of $353K, expenses of $459K, and assets of $5.4M (revenue -56.2% year-over-year).
  • 2014: Revenue of $805K, expenses of $478K, and assets of $5.4M (revenue +53.0% year-over-year).
  • 2013: Revenue of $526K, expenses of $455K, and assets of $5.1M (revenue +108.6% year-over-year).
  • 2012: Revenue of $252K, expenses of $443K, and assets of $5.1M (revenue +32.3% year-over-year).
  • 2011: Revenue of $191K, expenses of $412K, and assets of $5.2M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Phillip And Elizabeth Filmer Memorial Charitable Trust:

2024 Filing 2023 Filing 2022 Filing 2021 Filing 2020 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Phillip And Elizabeth Filmer Memorial Charitable Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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