Phillips & Jordan Veba Tr

Phillips & Jordan Veba Tr consistently operates with zero officer compensation and manages employee benefits with stable finances.

EIN: 207142554 · Knoxville, TN · NTEE: Y43 · Updated: 2026-03-28

$13.1MRevenue
$139KAssets
90/100Mission Score (Excellent)
Y43
Phillips & Jordan Veba Tr Financial Summary
MetricValue
Total Revenue$13.1M
Total Expenses$12.5M
Program Spending100%
Net Assets$1.0M
Transparency Score90/100

Is Phillips & Jordan Veba Tr Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Phillips & Jordan Veba Tr directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Phillips & Jordan Veba Tr

Phillips & Jordan Veba Tr (EIN: 207142554) is a nonprofit organization based in Knoxville, TN, classified under NTEE code Y43. The organization reported total revenue of $13.1M and total assets of $139K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Phillips & Jordan Veba Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
LargeSize Classification
13Years of Filings
GrowingRevenue Trajectory

Phillips & Jordan Veba Tr is a large nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 10.6%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$12.8M
Total Expenses$12.5M
Surplus / Deficit+$318K
Total Assets$1.0M
Net Assets$1.0M
Operating Margin2.5%
Months of Reserves1.0 months

Financial Health Grade: A

In 2023, Phillips & Jordan Veba Tr reported a surplus of $318K with revenue exceeding expenses, holds 1.0 months of operating reserves (limited).

Financial Trends

Over 13 years of filings (2011–2023), Phillips & Jordan Veba Tr's revenue has grown at a compound annual growth rate (CAGR) of 10.6%.

YearRevenue ChangeExpense ChangeAsset Change
2023+7.8%+3.7%+46.2%
2022+6.6%+16.1%-18.2%
2021+5.6%-5.3%+55.4%
2020+6.8%+11.0%-28.5%
2019+11.6%+12.8%+7.6%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Phillips & Jordan Veba Tr demonstrates consistent financial activity with revenues generally exceeding expenses, indicating a stable operational model. For example, in 2023, revenue was $12,806,869 against expenses of $12,488,460. The organization consistently reports zero officer compensation, which is a significant indicator of transparency and a focus on mission-related spending rather than executive enrichment. However, the NTEE code Y43 (Voluntary Employees' Beneficiary Associations (VEBAs)) suggests a specific purpose related to employee benefits, which inherently limits the typical 'program spending' analysis applicable to public charities. The relatively low asset base compared to annual revenue, such as $1,007,752 in assets against $12,806,869 in revenue for 2023, suggests that funds are primarily disbursed rather than accumulated, aligning with the nature of a VEBA. The organization's consistent filing history and zero liabilities in recent years (2023, 2022, 2021) further bolster its financial health and transparency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Phillips & Jordan Veba Tr with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Phillips & Jordan Veba Tr allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$12.8MTotal Revenue
$12.5MTotal Expenses
$1.0MTotal Assets
$1.0MNet Assets

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees receive compensation from the organization, which is highly unusual for an entity of this revenue size and suggests a volunteer-led or externally managed structure for administrative functions.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Phillips & Jordan Veba Tr:

Frequently Asked Questions about Phillips & Jordan Veba Tr

Is Phillips & Jordan Veba Tr a legitimate charity?

Based on AI analysis of IRS 990 filings, Phillips & Jordan Veba Tr (EIN: 207142554) appears legitimate. Mission Score: 90/100. 0 red flags identified, 5 strengths noted.

How does Phillips & Jordan Veba Tr spend its money?

Phillips & Jordan Veba Tr directs 100% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Phillips & Jordan Veba Tr tax-deductible?

Phillips & Jordan Veba Tr is registered as a tax-exempt nonprofit (EIN: 207142554). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Phillips & Jordan Veba Tr compare to similar nonprofits?

With a transparency score of 90/100 (Excellent), Phillips & Jordan Veba Tr is above average for NTEE category Y43 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Phillips & Jordan Veba Tr located?

Phillips & Jordan Veba Tr is headquartered in Knoxville, Tennessee and files with the IRS under EIN 207142554. It is classified under NTEE code Y43.

How many years of IRS 990 filings does Phillips & Jordan Veba Tr have?

Phillips & Jordan Veba Tr has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $13.1M in total revenue.

Is Phillips & Jordan Veba Tr a good charity?

As a Voluntary Employees' Beneficiary Association (VEBA), its purpose is to provide benefits to employees, not to serve the general public as a traditional charity. Its financial management appears sound for its specific purpose, with consistent revenue and zero officer compensation.

How does Phillips & Jordan Veba Tr manage its assets?

The organization maintains a relatively low asset base compared to its annual revenue, suggesting that funds are primarily used for their intended purpose of providing benefits rather than accumulating significant reserves. For instance, in 2023, assets were $1,007,752 against $12,806,869 in revenue.

What is the trend in Phillips & Jordan Veba Tr's revenue and expenses?

Phillips & Jordan Veba Tr has shown consistent growth in both revenue and expenses over the past decade, from $4,697,147 in revenue in 2014 to $12,806,869 in 2023, indicating a stable and expanding operation.

Filing History

IRS 990 filing history for Phillips & Jordan Veba Tr showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Phillips & Jordan Veba Tr's revenue has grown by 233.6%, moving from $3.8M to $12.8M. Total assets increased by 2116.9% over the same period, from $45K to $1.0M. Total functional expenses rose by 192.9%, from $4.3M to $12.5M. In its most recent filing year (2023), Phillips & Jordan Veba Tr reported a surplus of $318K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $12.8M $12.5M $1.0M $0
2022 $11.9M $12.0M $689K $0 View 990
2021 $11.1M $10.4M $843K $0 View 990
2020 $10.6M $10.9M $542K $481K
2019 $9.9M $9.9M $759K $315K
2018 $8.9M $8.7M $705K $282K View 990
2017 $7.6M $7.6M $738K $429K
2016 $7.2M $6.9M $721K $419K View 990
2015 $5.5M $5.3M $715K $678K View 990
2014 $4.7M $4.7M $332K $475K View 990
2013 $3.5M $3.5M $311K $441K View 990
2012 $3.6M $3.5M $159K $238K View 990
2011 $3.8M $4.3M $45K $424K View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Phillips & Jordan Veba Tr:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Phillips & Jordan Veba Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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