Plymouth Chamber Of Commerce
Plymouth Chamber Of Commerce shows consistent operations with minor deficit spending in recent years.
EIN: 20456219 · Campton, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $117K |
| Program Spending | 70% |
| Net Assets | $11K |
| Transparency Score | 70/100 |
Is Plymouth Chamber Of Commerce Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Plymouth Chamber Of Commerce directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Plymouth Chamber Of Commerce
Plymouth Chamber Of Commerce (EIN: 20456219) is a nonprofit organization based in Campton, NH. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Plymouth Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Plymouth Chamber Of Commerce is a small nonprofit, with 3 years of IRS 990 filings on record (2012–2014). Revenue has grown at a compound annual rate of -10.3%.
Key Financial Metrics (2014)
From the most recent IRS 990 filing on record:
| Total Revenue | $111K |
| Total Expenses | $117K |
| Surplus / Deficit | $-5,684 |
| Total Assets | $30K |
| Total Liabilities | $18K |
| Net Assets | $11K |
| Operating Margin | -5.1% |
| Debt-to-Asset Ratio | 61.3% |
| Months of Reserves | 3.0 months |
Financial Health Grade: C
In 2014, Plymouth Chamber Of Commerce reported a deficit of $6K with expenses exceeding revenue, holds 3.0 months of operating reserves (adequate), has a debt-to-asset ratio of 61.3% (high leverage).
Financial Trends
Over 3 years of filings (2012–2014), Plymouth Chamber Of Commerce's revenue has declined at a compound annual growth rate (CAGR) of -10.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2014 | -3.5% | -2.0% | -41.4% |
| 2013 | -16.6% | -7.7% | -13.0% |
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Plymouth Chamber Of Commerce with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Plymouth Chamber Of Commerce allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2014)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $6K, with expenses exceeding revenue.
- Debt-to-asset ratio: 61.3%.
Executive Compensation Analysis
No officer compensation was reported in any of the three filings, suggesting a volunteer-led executive team or compensation below the reporting threshold, which is efficient for an organization of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Plymouth Chamber Of Commerce's IRS 990 filings:
- Consistent deficit spending in 2013 and 2014
- Declining asset base over the three-year period
Strengths
The following positive indicators were identified for Plymouth Chamber Of Commerce:
- Consistent revenue generation
- No reported officer compensation, indicating efficient use of funds for leadership
- Decreasing liabilities over the period
Frequently Asked Questions about Plymouth Chamber Of Commerce
Is Plymouth Chamber Of Commerce a legitimate charity?
Based on AI analysis of IRS 990 filings, Plymouth Chamber Of Commerce (EIN: 20456219) some concerns. Mission Score: 70/100. 2 red flags identified, 3 strengths noted.
How does Plymouth Chamber Of Commerce spend its money?
Plymouth Chamber Of Commerce directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Plymouth Chamber Of Commerce tax-deductible?
Plymouth Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 20456219). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Plymouth Chamber Of Commerce's spending goes to programs?
Plymouth Chamber Of Commerce directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Plymouth Chamber Of Commerce located?
Plymouth Chamber Of Commerce is headquartered in Campton, New Hampshire and files with the IRS under EIN 20456219.
How many years of IRS 990 filings does Plymouth Chamber Of Commerce have?
Plymouth Chamber Of Commerce has 3 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
Is Plymouth Chamber Of Commerce financially stable?
The organization shows consistent revenue and expenses, but has experienced minor deficit spending in 2013 and 2014, with expenses exceeding revenue by $4,032 and $5,684 respectively. Its assets have decreased from $58,120 in 2012 to $29,614 in 2014, indicating a slight decline in financial reserves, but liabilities have also decreased.
What is the trend in the organization's assets?
The organization's assets have decreased over the three-year period, from $58,120 in 2012 to $29,614 in 2014.
Does the organization pay its officers?
Based on the available IRS 990 data, no officer compensation was reported for any of the three periods (2012-2014).
Filing History
IRS 990 filing history for Plymouth Chamber Of Commerce showing financial trends over 3 years of public records:
Over 3 years of IRS 990 filings (2012–2014), Plymouth Chamber Of Commerce's revenue has declined by 19.5%, moving from $138K to $111K. Total assets decreased by 49% over the same period, from $58K to $30K. Total functional expenses fell by 9.5%, from $129K to $117K. In its most recent filing year (2014), Plymouth Chamber Of Commerce reported a deficit of $6K, with expenses exceeding revenue. The organization holds $18K in liabilities against $30K in assets (debt-to-asset ratio: 61.3%), resulting in net assets of $11K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2014 | $111K | $117K | $30K | $18K | — | View 990 |
| 2013 | $115K | $119K | $51K | $33K | — | View 990 |
| 2012 | $138K | $129K | $58K | $36K | — | View 990 |
Year-by-Year Financial Summary
- 2014: Revenue of $111K, expenses of $117K, and assets of $30K (revenue -3.5% year-over-year).
- 2013: Revenue of $115K, expenses of $119K, and assets of $51K (revenue -16.6% year-over-year).
- 2012: Revenue of $138K, expenses of $129K, and assets of $58K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Plymouth Chamber Of Commerce:
Data Sources and Methodology
This transparency report for Plymouth Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.