Polish American Citizen Club
Polish American Citizen Club maintains stable assets with recent revenue surge and no reported officer compensation.
EIN: 20179721 · Nashua, NH · NTEE: B03 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $406K |
| Total Expenses | $199K |
| Program Spending | 80% |
| Net Assets | $99K |
| Transparency Score | 75/100 |
Is Polish American Citizen Club Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Polish American Citizen Club directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Polish American Citizen Club
Polish American Citizen Club (EIN: 20179721) is a nonprofit organization based in Nashua, NH, classified under NTEE code B03. The organization reported total revenue of $406K and total assets of $267K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Polish American Citizen Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Polish American Citizen Club is a small nonprofit, with 8 years of IRS 990 filings on record (2011–2018). Revenue has grown at a compound annual rate of 1.6%.
Key Financial Metrics (2018)
From the most recent IRS 990 filing on record:
| Total Revenue | $201K |
| Total Expenses | $199K |
| Surplus / Deficit | +$3K |
| Total Assets | $263K |
| Total Liabilities | $165K |
| Net Assets | $99K |
| Operating Margin | 1.3% |
| Debt-to-Asset Ratio | 62.5% |
| Months of Reserves | 15.9 months |
Financial Health Grade: A
In 2018, Polish American Citizen Club reported a surplus of $3K with revenue exceeding expenses, holds 15.9 months of operating reserves (strong position), has a debt-to-asset ratio of 62.5% (high leverage).
Financial Trends
Over 8 years of filings (2011–2018), Polish American Citizen Club's revenue has grown at a compound annual growth rate (CAGR) of 1.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2018 | +4.4% | -3.2% | +3.9% |
| 2017 | -21.0% | -20.8% | -6.8% |
| 2016 | +0.4% | +24.7% | -7.4% |
| 2015 | +34.4% | +12.0% | +7.2% |
| 2014 | -12.1% | -3.7% | -1.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2026 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Polish American Citizen Club with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Polish American Citizen Club allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2018)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $3K, with revenue exceeding expenses.
- Debt-to-asset ratio: 62.5%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, suggesting a volunteer-led organization or compensation levels below IRS reporting thresholds, which is highly efficient for an organization of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Polish American Citizen Club's IRS 990 filings:
- Lack of detailed expense breakdown prevents precise program efficiency assessment
- Some years show expenses slightly exceeding revenue (e.g., 2017, 2016), indicating tight operating margins
Strengths
The following positive indicators were identified for Polish American Citizen Club:
- Consistent IRS 990 filing history demonstrates transparency
- Zero reported officer compensation indicates highly efficient leadership costs
- Stable asset base over multiple years
- Significant revenue growth in the latest period ($405,744)
Frequently Asked Questions about Polish American Citizen Club
Is Polish American Citizen Club a legitimate charity?
Based on AI analysis of IRS 990 filings, Polish American Citizen Club (EIN: 20179721) some concerns. Mission Score: 75/100. 2 red flags identified, 4 strengths noted.
How does Polish American Citizen Club spend its money?
Polish American Citizen Club directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Polish American Citizen Club tax-deductible?
Polish American Citizen Club is registered as a tax-exempt nonprofit (EIN: 20179721). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Polish American Citizen Club's spending goes to programs?
Polish American Citizen Club directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Polish American Citizen Club compare to similar nonprofits?
With a transparency score of 75/100 (Good), Polish American Citizen Club is above average for NTEE category B03 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Polish American Citizen Club located?
Polish American Citizen Club is headquartered in Nashua, New Hampshire and files with the IRS under EIN 20179721. It is classified under NTEE code B03.
How many years of IRS 990 filings does Polish American Citizen Club have?
Polish American Citizen Club has 8 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $406K in total revenue.
Is the Polish American Citizen Club financially stable?
Yes, the organization appears financially stable with consistent assets around $270,000-$290,000 and a history of managing expenses close to revenues, though some years show slight deficits. The latest revenue of $405,744 is a significant increase, which could further bolster stability.
How does the organization's spending efficiency compare to similar nonprofits?
Without detailed expense breakdowns, a direct comparison is difficult. However, the consistent reporting of 0% officer compensation is a strong indicator of high efficiency in leadership costs, which is commendable for a social club.
What caused the significant increase in revenue in the latest period?
The latest revenue of $405,744 is substantially higher than previous years (e.g., $201,462 in 2018). The specific reasons for this surge are not detailed in the provided data and would require further investigation into the organization's financial statements.
Filing History
IRS 990 filing history for Polish American Citizen Club showing financial trends over 8 years of public records:
Over 8 years of IRS 990 filings (2011–2018), Polish American Citizen Club's revenue has grown by 12.1%, moving from $180K to $201K. Total assets decreased by 8.3% over the same period, from $287K to $263K. Total functional expenses fell by 1.8%, from $203K to $199K. In its most recent filing year (2018), Polish American Citizen Club reported a surplus of $3K, with revenue exceeding expenses. The organization holds $165K in liabilities against $263K in assets (debt-to-asset ratio: 62.5%), resulting in net assets of $99K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2018 | $201K | $199K | $263K | $165K | — | View 990 |
| 2017 | $193K | $205K | $254K | $157K | — | View 990 |
| 2016 | $244K | $259K | $272K | $166K | — | View 990 |
| 2015 | $243K | $208K | $294K | $172K | — | View 990 |
| 2014 | $181K | $186K | $274K | $188K | — | View 990 |
| 2013 | $206K | $193K | $278K | $187K | — | View 990 |
| 2012 | $202K | $257K | $283K | $194K | — | View 990 |
| 2011 | $180K | $203K | $287K | $143K | — | View 990 |
Year-by-Year Financial Summary
- 2018: Revenue of $201K, expenses of $199K, and assets of $263K (revenue +4.4% year-over-year).
- 2017: Revenue of $193K, expenses of $205K, and assets of $254K (revenue -21.0% year-over-year).
- 2016: Revenue of $244K, expenses of $259K, and assets of $272K (revenue +0.4% year-over-year).
- 2015: Revenue of $243K, expenses of $208K, and assets of $294K (revenue +34.4% year-over-year).
- 2014: Revenue of $181K, expenses of $186K, and assets of $274K (revenue -12.1% year-over-year).
- 2013: Revenue of $206K, expenses of $193K, and assets of $278K (revenue +1.8% year-over-year).
- 2012: Revenue of $202K, expenses of $257K, and assets of $283K (revenue +12.6% year-over-year).
- 2011: Revenue of $180K, expenses of $203K, and assets of $287K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Polish American Citizen Club:
Data Sources and Methodology
This transparency report for Polish American Citizen Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.