Polish Union Of America
Polish Union Of America faces severe financial decline with revenue dropping from $198,749 to $4,225 in recent years.
EIN: 160592770 · Millsboro, DE · NTEE: P84Z · Updated: 2026-03-28
Is Polish Union Of America Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Polish Union Of America directs 60% of its spending to programs. This falls below the 65% benchmark. Donors may want to investigate further.
About Polish Union Of America
Polish Union Of America (EIN: 160592770) is a nonprofit organization based in Millsboro, DE, classified under NTEE code P84Z. The organization reported total revenue of $4K and total assets of $72K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Polish Union Of America's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Polish Union Of America is a micro nonprofit that has been operating for 86 years, with 2 years of IRS 990 filings on record (2011–2012). Revenue has grown at a compound annual rate of -94.6%.
Key Financial Metrics (2012)
From the most recent IRS 990 filing on record:
| Total Revenue | $11K |
| Total Expenses | $120K |
| Surplus / Deficit | $-109,266 |
| Total Assets | $204K |
| Total Liabilities | $113K |
| Net Assets | $91K |
| Operating Margin | -1024.6% |
| Debt-to-Asset Ratio | 55.3% |
| Months of Reserves | 20.4 months |
Financial Health Grade: C
In 2012, Polish Union Of America reported a deficit of $109K with expenses exceeding revenue, holds 20.4 months of operating reserves (strong position), has a debt-to-asset ratio of 55.3% (high leverage).
Financial Trends
Over 2 years of filings (2011–2012), Polish Union Of America's revenue has declined at a compound annual growth rate (CAGR) of -94.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2012 | -94.6% | -47.3% | -13.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1940 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Polish Union Of America with a Mission Score of 35 out of 100 (Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 30%
- programs: 60%
- fundraising: 10%
According to IRS 990 filings, Polish Union Of America allocates its expenses as follows: admin: 30%, programs: 60%, fundraising: 10%. Approximately 60% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2012)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $109K, with expenses exceeding revenue.
- Debt-to-asset ratio: 55.3%.
Executive Compensation Analysis
No officer compensation was reported in the 2011 and 2012 filings, suggesting that executive leadership is unpaid. While this can indicate volunteer dedication, it also raises questions about the organization's capacity for professional management, especially given its significant financial decline.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Polish Union Of America's IRS 990 filings:
- Drastic decline in revenue from $198,749 to $4,225.
- Consistent deficit spending in 2011 and 2012 (expenses significantly exceeded revenue).
- Significant erosion of assets from $234,004 to $71,888.
- Lack of detailed financial information beyond 2012 in the provided data, making current financial health difficult to fully assess.
Strengths
The following positive indicators were identified for Polish Union Of America:
- No officer compensation reported, indicating volunteer leadership.
- Historical presence as an organization.
Frequently Asked Questions about Polish Union Of America
Is Polish Union Of America a legitimate charity?
Based on AI analysis of IRS 990 filings, Polish Union Of America (EIN: 160592770) significant concerns. Mission Score: 35/100. 4 red flags identified, 2 strengths noted.
How does Polish Union Of America spend its money?
Polish Union Of America directs 60% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Polish Union Of America tax-deductible?
Polish Union Of America is registered as a tax-exempt nonprofit (EIN: 160592770). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What caused the drastic decline in revenue from $198,749 in 2011 to $4,225 currently?
The provided data does not specify the reasons for this sharp decline, but it is a critical area for further investigation to understand the organization's operational changes or external factors.
How is the organization covering its expenses given its current low revenue and historical deficit spending?
With current revenue at $4,225 and historical expenses significantly higher than revenue, the organization likely relies on drawing down assets or other undisclosed funding sources to cover operational costs, which is unsustainable long-term.
What are the organization's current program activities and how are they being funded?
The NTEE code P84Z suggests 'Ethnic & Immigrant Centers & Services', but with such low revenue, the scope and funding of current programs are unclear and warrant further inquiry.
Filing History
IRS 990 filing history for Polish Union Of America showing financial trends over 2 years of public records:
Over 2 years of IRS 990 filings (2011–2012), Polish Union Of America's revenue has declined by 94.6%, moving from $199K to $11K. Total assets decreased by 13% over the same period, from $234K to $204K. Total functional expenses fell by 47.3%, from $228K to $120K. In its most recent filing year (2012), Polish Union Of America reported a deficit of $109K, with expenses exceeding revenue. The organization holds $113K in liabilities against $204K in assets (debt-to-asset ratio: 55.3%), resulting in net assets of $91K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2012 | $11K | $120K | $204K | $113K | — | View 990 |
| 2011 | $199K | $228K | $234K | $34K | — | View 990 |
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Polish Union Of America:
Data Sources and Methodology
This transparency report for Polish Union Of America is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.