Pomona Swim Club

Pomona Swim Club faces recent operational deficits despite increasing revenue and zero officer compensation.

EIN: 210726401 · Cinnaminson, NJ · Updated: 2026-03-28

$355KRevenue
$436KAssets
75/100Mission Score (Good)
Pomona Swim Club Financial Summary
MetricValue
Total Revenue$355K
Total Expenses$390K
Program Spending85%
CEO/Top Officer Pay$354,656
Net Assets$456K
Transparency Score75/100

Is Pomona Swim Club Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Pomona Swim Club directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Pomona Swim Club

Pomona Swim Club (EIN: 210726401) is a nonprofit organization based in Cinnaminson, NJ. The organization reported total revenue of $355K and total assets of $436K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Pomona Swim Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

65Years Operating
SmallSize Classification
14Years of Filings
MixedRevenue Trajectory

Pomona Swim Club is a small nonprofit that has been operating for 65 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 4.1%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$350K
Total Expenses$390K
Surplus / Deficit$-40,582
Total Assets$458K
Total Liabilities$2K
Net Assets$456K
Operating Margin-11.6%
Debt-to-Asset Ratio0.5%
Months of Reserves14.1 months

Financial Health Grade: B

In 2023, Pomona Swim Club reported a deficit of $41K with expenses exceeding revenue, holds 14.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.5% (very low leverage).

Financial Trends

Over 14 years of filings (2010–2023), Pomona Swim Club's revenue has grown at a compound annual growth rate (CAGR) of 4.1%.

YearRevenue ChangeExpense ChangeAsset Change
2023+6.1%+3.6%-9.9%
2022-1.1%+14.4%-7.0%
2021+87.7%+31.3%-9.6%
2020-37.8%+2.0%-3.2%
2019+18.5%-0.8%+6.1%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1961

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Pomona Swim Club demonstrates consistent operational activity, with revenues fluctuating but generally increasing over the past decade, from $206,343 in 2014 to $349,512 in 2023. However, the organization has reported expenses exceeding revenue in several recent periods, including 2023 ($390,094 expenses vs. $349,512 revenue) and 2022 ($376,598 expenses vs. $329,425 revenue), indicating a trend of deficit spending. This has led to a decline in assets from a peak of $624,600 in 2019 to $458,035 in 2023. While the organization maintains very low liabilities, the sustained operational deficits warrant attention. The club's financial transparency is bolstered by its consistent filing of IRS Form 990s, with 14 filings available. A significant positive aspect is the reported 0% officer compensation across all available filings, suggesting that leadership is either volunteer-based or compensated through other means not classified as officer compensation, which is a strong indicator of efficient use of funds for its mission. However, without a detailed breakdown of expenses (e.g., program vs. administrative vs. fundraising) in the provided data, a precise assessment of spending efficiency is challenging. Overall, Pomona Swim Club appears to be a community-focused organization with a strong volunteer ethos at its leadership level. The recent trend of spending more than it earns, leading to asset depletion, is a concern for long-term financial health, despite its otherwise low liabilities and consistent reporting.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Pomona Swim Club with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Pomona Swim Club allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$350KTotal Revenue
$390KTotal Expenses
$458KTotal Assets
$2KTotal Liabilities
$456KNet Assets

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that the organization's officers are likely volunteers or compensated through non-officer channels, which is highly favorable for a nonprofit of its size ($354,656 latest revenue).

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Pomona Swim Club's IRS 990 filings:

Strengths

The following positive indicators were identified for Pomona Swim Club:

Frequently Asked Questions about Pomona Swim Club

Is Pomona Swim Club a legitimate charity?

Based on AI analysis of IRS 990 filings, Pomona Swim Club (EIN: 210726401) some concerns. Mission Score: 75/100. 2 red flags identified, 4 strengths noted.

How does Pomona Swim Club spend its money?

Pomona Swim Club directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Pomona Swim Club tax-deductible?

Pomona Swim Club is registered as a tax-exempt nonprofit (EIN: 210726401). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Pomona Swim Club CEO make?

Pomona Swim Club's highest-compensated officer earns $354,656 annually. The organization reported $355K in total revenue. Executive compensation data is disclosed in IRS 990 filings.

What percentage of Pomona Swim Club's spending goes to programs?

Pomona Swim Club directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

Where is Pomona Swim Club located?

Pomona Swim Club is headquartered in Cinnaminson, New Jersey and files with the IRS under EIN 210726401.

How many years of IRS 990 filings does Pomona Swim Club have?

Pomona Swim Club has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $355K in total revenue.

Is Pomona Swim Club financially sustainable given its recent deficits?

The club has reported expenses exceeding revenue in 2023 ($390,094 vs. $349,512) and 2022 ($376,598 vs. $329,425). This trend of deficit spending, if continued, could threaten long-term financial sustainability despite low liabilities.

How has the organization's asset base changed over time?

Assets have declined from a peak of $624,600 in 2019 to $458,035 in 2023, largely due to recent operational deficits.

What is the trend in revenue for Pomona Swim Club?

Revenue has generally increased over the past decade, from $206,343 in 2014 to $349,512 in 2023, though there was a dip in 2020.

Filing History

IRS 990 filing history for Pomona Swim Club showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2010–2023), Pomona Swim Club's revenue has grown by 67.8%, moving from $208K to $350K. Total assets decreased by 1.9% over the same period, from $467K to $458K. Total functional expenses rose by 84.4%, from $212K to $390K. In its most recent filing year (2023), Pomona Swim Club reported a deficit of $41K, with expenses exceeding revenue. The organization holds $2K in liabilities against $458K in assets (debt-to-asset ratio: 0.5%), resulting in net assets of $456K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $350K $390K $458K $2K
2022 $329K $377K $508K $2K View 990
2021 $333K $329K $547K $2K View 990
2020 $177K $251K $605K $61K View 990
2019 $285K $246K $625K $2K View 990
2018 $241K $248K $589K $2K View 990
2017 $243K $240K $596K $1K View 990
2016 $242K $233K $591K $930 View 990
2015 $219K $202K $579K $790 View 990
2014 $206K $194K $554K $640 View 990
2013 $221K $184K $542K $880 View 990
2012 $203K $177K $506K $1K View 990
2011 $206K $190K $483K $2K View 990
2010 $208K $212K $467K $2K View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Pomona Swim Club:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing 2010 Filing

Data Sources and Methodology

This transparency report for Pomona Swim Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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