Precious Pearl Inc

Precious Pearl Inc. experiences fluctuating revenues and expenses, with a significant asset decline in 2023.

EIN: 204082752 · Locust, NJ · NTEE: X20 · Updated: 2026-03-28

$290KRevenue
$38KAssets
75/100Mission Score (Good)
X20

Is Precious Pearl Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Precious Pearl Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Precious Pearl Inc

Precious Pearl Inc (EIN: 204082752) is a nonprofit organization based in Locust, NJ, classified under NTEE code X20. The organization reported total revenue of $290K and total assets of $38K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Precious Pearl Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Precious Pearl Inc. demonstrates a fluctuating financial performance over the past decade. While the organization has consistently reported zero liabilities, indicating sound financial management in terms of debt, its revenue and expenses have varied significantly. For instance, in 2023, expenses ($133,871) exceeded revenue ($74,773) by a substantial margin, leading to a decrease in assets from $90,577 in 2022 to $31,479 in 2023. This trend of expenses occasionally surpassing revenue is observed in multiple years (e.g., 2023, 2020, 2018, 2017, 2014), suggesting potential challenges in maintaining consistent operational funding. The organization's transparency is bolstered by its consistent filing of IRS Form 990s, with 13 filings on record, and the explicit reporting of 0% officer compensation across all available periods. This indicates a commitment to disclosing financial activities and a potential reliance on volunteer leadership or very modest compensation structures for key personnel. However, without a detailed breakdown of expenses into program, administrative, and fundraising categories in the provided data, a precise assessment of spending efficiency is challenging. The significant drop in assets in 2023 warrants further investigation to understand the underlying causes and its impact on future operations. Overall, Precious Pearl Inc. appears to be a lean organization, as evidenced by its relatively low asset base compared to its revenue figures, and its consistent lack of liabilities is a positive indicator of fiscal responsibility. The absence of officer compensation is a notable strength in terms of resource allocation directly to the mission. However, the recent financial deficit in 2023 and the overall variability in financial performance suggest a need for more stable funding streams to ensure long-term sustainability and consistent program delivery.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Precious Pearl Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Precious Pearl Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Precious Pearl Inc. consistently reports 0% officer compensation across all available filing periods, indicating that no salaries or other compensation are paid to its officers, which is highly unusual for an organization of its size and revenue levels (up to nearly $500,000 annually).

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Precious Pearl Inc's IRS 990 filings:

Strengths

The following positive indicators were identified for Precious Pearl Inc:

Frequently Asked Questions about Precious Pearl Inc

Is Precious Pearl Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Precious Pearl Inc (EIN: 204082752) some concerns. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.

How does Precious Pearl Inc spend its money?

Precious Pearl Inc directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Precious Pearl Inc tax-deductible?

Precious Pearl Inc is registered as a tax-exempt nonprofit (EIN: 204082752). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Is Precious Pearl Inc. financially stable?

Precious Pearl Inc.'s financial stability is inconsistent. While it consistently reports $0 liabilities, its revenue and expenses have fluctuated significantly, with expenses exceeding revenue in several years, including a notable deficit in 2023 where expenses ($133,871) were nearly double its revenue ($74,773), leading to a substantial decrease in assets.

How does Precious Pearl Inc. manage its executive compensation?

Precious Pearl Inc. reports 0% officer compensation across all available filings, meaning no compensation is paid to its officers. This suggests a volunteer-led or extremely lean leadership structure.

What caused the significant asset decline in 2023?

In 2023, Precious Pearl Inc.'s assets decreased from $90,577 to $31,479. This decline is directly correlated with expenses ($133,871) significantly exceeding revenue ($74,773) in that period, indicating that the organization spent down its reserves to cover operational costs.

Is the organization transparent with its finances?

Yes, Precious Pearl Inc. demonstrates good transparency by consistently filing its IRS Form 990s, with 13 filings on record, and explicitly reporting key financial metrics including 0% officer compensation.

Filing History

IRS 990 filing history for Precious Pearl Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Precious Pearl Inc's revenue has declined by 78.7%, moving from $350K to $75K. Total assets increased by 128.2% over the same period, from $14K to $31K. Total functional expenses fell by 66.1%, from $395K to $134K. In its most recent filing year (2023), Precious Pearl Inc reported a deficit of $59K, with expenses exceeding revenue.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2023 $75K $134K $31K $0
2022 $218K $197K $91K $0 View 990
2021 $499K $451K $69K $0 View 990
2020 $475K $493K $22K $0
2019 $288K $282K $40K $0 View 990
2018 $355K $362K $35K $0 View 990
2017 $458K $460K $42K $0
2016 $493K $478K $44K $0 View 990
2015 $476K $455K $29K $0 View 990
2014 $449K $478K $9K $0 View 990
2013 $406K $406K $37K $0 View 990
2012 $313K $289K $37K $0 View 990
2011 $350K $395K $14K $0 View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Precious Pearl Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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