Premier Financial Credit Union
EIN: 391020437 · New Holstein, WI
| Metric | Value |
|---|---|
| Total Expenses | $3.1M |
| Net Assets | $7.2M |
Is Premier Financial Credit Union Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Premier Financial Credit Union
Premier Financial Credit Union (EIN: 391020437) is a nonprofit organization based in New Holstein, WI. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Premier Financial Credit Union's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Premier Financial Credit Union is a mid-size nonprofit, with 2 years of IRS 990 filings on record (2011–2012). Revenue has grown at a compound annual rate of -5.4%.
Key Financial Metrics (2012)
From the most recent IRS 990 filing on record:
| Total Revenue | $3.6M |
| Total Expenses | $3.1M |
| Surplus / Deficit | +$485K |
| Total Assets | $73.4M |
| Total Liabilities | $66.2M |
| Net Assets | $7.2M |
| Operating Margin | 13.4% |
| Debt-to-Asset Ratio | 90.2% |
| Months of Reserves | 281.5 months |
Financial Health Grade: A
In 2012, Premier Financial Credit Union reported a surplus of $485K with revenue exceeding expenses, holds 281.5 months of operating reserves (strong position), has a debt-to-asset ratio of 90.2% (high leverage).
Financial Trends
Over 2 years of filings (2011–2012), Premier Financial Credit Union's revenue has declined at a compound annual growth rate (CAGR) of -5.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2012 | -5.4% | -1.1% | +4.4% |
AI Analysis Pending
AI enrichment for Premier Financial Credit Union has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Premier Financial Credit Union with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2012)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $485K, with revenue exceeding expenses.
- Debt-to-asset ratio: 90.2%.
Frequently Asked Questions about Premier Financial Credit Union
Is Premier Financial Credit Union a legitimate charity?
Based on AI analysis of IRS 990 filings, Premier Financial Credit Union (EIN: 391020437) insufficient data. 0 red flags identified, 0 strengths noted.
How does Premier Financial Credit Union spend its money?
Detailed spending breakdown data is not yet available for Premier Financial Credit Union. Check back for updated IRS 990 analysis.
Are donations to Premier Financial Credit Union tax-deductible?
Premier Financial Credit Union is registered as a tax-exempt nonprofit (EIN: 391020437). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Premier Financial Credit Union located?
Premier Financial Credit Union is headquartered in New Holstein, Wisconsin and files with the IRS under EIN 391020437.
How many years of IRS 990 filings does Premier Financial Credit Union have?
Premier Financial Credit Union has 2 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
Filing History
IRS 990 filing history for Premier Financial Credit Union showing financial trends over 2 years of public records:
Over 2 years of IRS 990 filings (2011–2012), Premier Financial Credit Union's revenue has declined by 5.4%, moving from $3.8M to $3.6M. Total assets increased by 4.4% over the same period, from $70.3M to $73.4M. Total functional expenses fell by 1.1%, from $3.2M to $3.1M. In its most recent filing year (2012), Premier Financial Credit Union reported a surplus of $485K, with revenue exceeding expenses. The organization holds $66.2M in liabilities against $73.4M in assets (debt-to-asset ratio: 90.2%), resulting in net assets of $7.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2012 | $3.6M | $3.1M | $73.4M | $66.2M | — | View 990 |
| 2011 | $3.8M | $3.2M | $70.3M | $63.2M | — | View 990 |
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Premier Financial Credit Union:
Data Sources and Methodology
This transparency report for Premier Financial Credit Union is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.