Protective Co No1 Of The Fairmount Fire Dept Inc

Fairmount Fire Dept Inc consistently maintains operational surpluses and growing assets with no reported officer compensation.

EIN: 161307882 · Syracuse, NY · NTEE: M24Z · Updated: 2026-03-28

$1.9MRevenue
$1.8MGross Revenue
$4.3MAssets
85/100Mission Score (Excellent)
M24Z
Protective Co No1 Of The Fairmount Fire Dept Inc Financial Summary
MetricValue
Total Revenue$1.9M
Total Expenses$1.1M
Program Spending85%
Net Assets$3.6M
Transparency Score85/100

Is Protective Co No1 Of The Fairmount Fire Dept Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Protective Co No1 Of The Fairmount Fire Dept Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Protective Co No1 Of The Fairmount Fire Dept Inc

Protective Co No1 Of The Fairmount Fire Dept Inc (EIN: 161307882) is a nonprofit organization based in Syracuse, NY, classified under NTEE code M24Z. The organization reported total revenue of $1.9M and total assets of $4.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Protective Co No1 Of The Fairmount Fire Dept Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

29Years Operating
Mid-SizeSize Classification
13Years of Filings
MixedRevenue Trajectory

Protective Co No1 Of The Fairmount Fire Dept Inc is a mid-size nonprofit that has been operating for 29 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 5.8%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$1.2M
Total Expenses$1.1M
Surplus / Deficit+$43K
Total Assets$3.8M
Total Liabilities$158K
Net Assets$3.6M
Operating Margin3.7%
Debt-to-Asset Ratio4.2%
Months of Reserves40.0 months

Financial Health Grade: A

In 2023, Protective Co No1 Of The Fairmount Fire Dept Inc reported a surplus of $43K with revenue exceeding expenses, holds 40.0 months of operating reserves (strong position), has a debt-to-asset ratio of 4.2% (very low leverage).

Financial Trends

Over 13 years of filings (2011–2023), Protective Co No1 Of The Fairmount Fire Dept Inc's revenue has grown at a compound annual growth rate (CAGR) of 5.8%.

YearRevenue ChangeExpense ChangeAsset Change
2023-0.8%+12.8%+3.7%
2022+18.1%-4.6%+3.3%
2021+4.1%+9.1%+1.4%
2020+3.8%+1.6%-3.4%
2019-3.9%+16.3%+2.1%

IRS Tax-Exempt Classification

IRS Classification Codes2000
IRS Ruling Date1997

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Protective Co No1 Of The Fairmount Fire Dept Inc demonstrates consistent financial stability, with revenues generally exceeding expenses over the past decade. For instance, in 2023, revenue was $1,169,293 against expenses of $1,125,983, indicating a surplus. The organization's assets have also shown steady growth, increasing from $2,900,390 in 2014 to $3,751,083 in 2023, suggesting sound financial management and accumulation of resources. Liabilities have remained relatively low compared to assets, further reinforcing financial health. Regarding spending efficiency, without a detailed breakdown of program, administrative, and fundraising expenses, it's challenging to provide a precise assessment. However, the consistent operational surpluses suggest that the organization is managing its overall expenditures effectively within its revenue streams. The absence of reported officer compensation is a positive indicator for donor confidence, implying that resources are not being diverted to high executive salaries. Transparency appears to be strong given the consistent filing of IRS Form 990s, with 13 filings available. The lack of reported officer compensation across all available filings is a significant positive for transparency and donor trust. To further enhance transparency, a more detailed breakdown of functional expenses (program, administrative, fundraising) would be beneficial for external stakeholders.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Protective Co No1 Of The Fairmount Fire Dept Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Protective Co No1 Of The Fairmount Fire Dept Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$1.2MTotal Revenue
$1.1MTotal Expenses
$3.8MTotal Assets
$158KTotal Liabilities
$3.6MNet Assets
  • The organization reported a surplus of $43K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 4.2%.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries are paid to its officers, which is highly favorable for resource allocation and donor perception.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Protective Co No1 Of The Fairmount Fire Dept Inc's IRS 990 filings:

  • Lack of detailed functional expense breakdown (program, admin, fundraising) in provided data

Strengths

The following positive indicators were identified for Protective Co No1 Of The Fairmount Fire Dept Inc:

  • Consistent operational surpluses (e.g., $43,310 in 2023)
  • Steady growth in assets over the past decade (from $2.9M to $3.75M)
  • No reported officer compensation across all filings
  • Low liabilities relative to assets
  • Consistent IRS 990 filing history (13 filings)

Frequently Asked Questions about Protective Co No1 Of The Fairmount Fire Dept Inc

Is Protective Co No1 Of The Fairmount Fire Dept Inc a legitimate charity?

Protective Co No1 Of The Fairmount Fire Dept Inc (EIN: 161307882) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.9M. 1 red flag identified. 5 strengths noted. Financial health grade: A.

How does Protective Co No1 Of The Fairmount Fire Dept Inc spend its money?

Protective Co No1 Of The Fairmount Fire Dept Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Protective Co No1 Of The Fairmount Fire Dept Inc tax-deductible?

Protective Co No1 Of The Fairmount Fire Dept Inc is registered as a tax-exempt nonprofit (EIN: 161307882). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Protective Co No1 Of The Fairmount Fire Dept Inc's spending goes to programs?

Protective Co No1 Of The Fairmount Fire Dept Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Protective Co No1 Of The Fairmount Fire Dept Inc compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Protective Co No1 Of The Fairmount Fire Dept Inc is above average for NTEE category M24Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Protective Co No1 Of The Fairmount Fire Dept Inc located?

Protective Co No1 Of The Fairmount Fire Dept Inc is headquartered in Syracuse, New York and files with the IRS under EIN 161307882. It is classified under NTEE code M24Z.

How many years of IRS 990 filings does Protective Co No1 Of The Fairmount Fire Dept Inc have?

Protective Co No1 Of The Fairmount Fire Dept Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.9M in total revenue.

Is Protective Co No1 Of The Fairmount Fire Dept Inc a good charity?

Based on the available financial data, the organization appears to be a financially sound and well-managed entity. It consistently generates surpluses, grows its assets, and reports no officer compensation, which are all positive indicators for a 'good charity'.

How has the organization's financial health changed over the last decade?

The organization's financial health has steadily improved over the last decade, with assets growing from $2,900,390 in 2014 to $3,751,083 in 2023, and revenues generally exceeding expenses, leading to consistent operational surpluses.

What is the trend in revenue and expenses?

Both revenue and expenses have shown an upward trend over the decade. Revenue increased from $714,900 in 2014 to $1,169,293 in 2023, while expenses rose from $645,743 to $1,125,983 in the same period. The organization has generally maintained a positive net income.

Are there any concerns regarding liabilities?

Liabilities have remained relatively low compared to assets, fluctuating but not showing a concerning upward trend. For example, in 2023, liabilities were $158,444 against assets of $3,751,083, indicating a strong financial position.

Filing History

IRS 990 filing history for Protective Co No1 Of The Fairmount Fire Dept Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Protective Co No1 Of The Fairmount Fire Dept Inc's revenue has grown by 97.6%, moving from $592K to $1.2M. Total assets increased by 39.3% over the same period, from $2.7M to $3.8M. Total functional expenses rose by 85.7%, from $606K to $1.1M. In its most recent filing year (2023), Protective Co No1 Of The Fairmount Fire Dept Inc reported a surplus of $43K, with revenue exceeding expenses. The organization holds $158K in liabilities against $3.8M in assets (debt-to-asset ratio: 4.2%), resulting in net assets of $3.6M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $1.2M $1.1M $3.8M $158K
2022 $1.2M $998K $3.6M $68K View 990
2021 $998K $1.0M $3.5M $134K View 990
2020 $959K $959K $3.5M $37K
2019 $924K $944K $3.6M $156K View 990
2018 $961K $812K $3.5M $64K View 990
2017 $866K $728K $3.3M $20K View 990
2016 $832K $635K $3.2M $106K View 990
2015 $716K $677K $2.9M $24K View 990
2014 $715K $646K $2.9M $23K View 990
2013 $721K $621K $2.8M $8K View 990
2012 $658K $635K $2.7M $7K View 990
2011 $592K $606K $2.7M $7K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $1.2M, expenses of $1.1M, and assets of $3.8M (revenue -0.8% year-over-year).
  • 2022: Revenue of $1.2M, expenses of $998K, and assets of $3.6M (revenue +18.1% year-over-year).
  • 2021: Revenue of $998K, expenses of $1.0M, and assets of $3.5M (revenue +4.1% year-over-year).
  • 2020: Revenue of $959K, expenses of $959K, and assets of $3.5M (revenue +3.8% year-over-year).
  • 2019: Revenue of $924K, expenses of $944K, and assets of $3.6M (revenue -3.9% year-over-year).
  • 2018: Revenue of $961K, expenses of $812K, and assets of $3.5M (revenue +11.0% year-over-year).
  • 2017: Revenue of $866K, expenses of $728K, and assets of $3.3M (revenue +4.1% year-over-year).
  • 2016: Revenue of $832K, expenses of $635K, and assets of $3.2M (revenue +16.2% year-over-year).
  • 2015: Revenue of $716K, expenses of $677K, and assets of $2.9M (revenue +0.2% year-over-year).
  • 2014: Revenue of $715K, expenses of $646K, and assets of $2.9M (revenue -0.8% year-over-year).
  • 2013: Revenue of $721K, expenses of $621K, and assets of $2.8M (revenue +9.5% year-over-year).
  • 2012: Revenue of $658K, expenses of $635K, and assets of $2.7M (revenue +11.2% year-over-year).
  • 2011: Revenue of $592K, expenses of $606K, and assets of $2.7M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Protective Co No1 Of The Fairmount Fire Dept Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Protective Co No1 Of The Fairmount Fire Dept Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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