Railroad & Local Young Mens Christian Association Of Oneonta
Oneonta YMCA shows stable finances with recent surpluses and no reported officer compensation.
EIN: 150532270 · Oneonta, NY · NTEE: P270 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.6M |
| Total Expenses | $1.4M |
| Program Spending | 80% |
| Net Assets | $2.8M |
| Transparency Score | 85/100 |
Is Railroad & Local Young Mens Christian Association Of Oneonta Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Railroad & Local Young Mens Christian Association Of Oneonta directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Railroad & Local Young Mens Christian Association Of Oneonta
Railroad & Local Young Mens Christian Association Of Oneonta (EIN: 150532270) is a nonprofit organization based in Oneonta, NY, classified under NTEE code P270. The organization reported total revenue of $2.6M and total assets of $3.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Railroad & Local Young Mens Christian Association Of Oneonta's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Railroad & Local Young Mens Christian Association Of Oneonta is a mid-size nonprofit that has been operating for 84 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.4M |
| Total Expenses | $1.4M |
| Surplus / Deficit | +$15K |
| Total Assets | $3.3M |
| Total Liabilities | $566K |
| Net Assets | $2.8M |
| Operating Margin | 1.0% |
| Debt-to-Asset Ratio | 17.0% |
| Months of Reserves | 27.8 months |
Financial Health Grade: A
In 2023, Railroad & Local Young Mens Christian Association Of Oneonta reported a surplus of $15K with revenue exceeding expenses, holds 27.8 months of operating reserves (strong position), has a debt-to-asset ratio of 17.0% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Railroad & Local Young Mens Christian Association Of Oneonta's revenue has grown at a compound annual growth rate (CAGR) of 3.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -2.7% | +14.6% | +-0.0% |
| 2022 | +10.9% | +9.2% | +3.9% |
| 2021 | +24.6% | -5.1% | +27.6% |
| 2020 | -33.9% | -27.3% | -8.2% |
| 2019 | +25.0% | +5.7% | -2.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1942 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Railroad & Local Young Mens Christian Association Of Oneonta with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Railroad & Local Young Mens Christian Association Of Oneonta allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $15K, with revenue exceeding expenses.
- Debt-to-asset ratio: 17.0%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, which is unusual for an organization of its size and revenue. This suggests either a fully volunteer executive leadership or that executive compensation is categorized under other expense lines, which could impact transparency regarding leadership costs.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Railroad & Local Young Mens Christian Association Of Oneonta's IRS 990 filings:
- Consistent 0% officer compensation reported, which may obscure actual executive remuneration if it's categorized elsewhere.
Strengths
The following positive indicators were identified for Railroad & Local Young Mens Christian Association Of Oneonta:
- Consistent positive net income in recent years (2021-2023), indicating financial sustainability.
- Healthy asset base, consistently above $2.5 million, providing financial stability.
- Low liabilities relative to assets, suggesting prudent financial management.
- Long history of IRS 990 filings (13 filings), demonstrating transparency and accountability.
Frequently Asked Questions about Railroad & Local Young Mens Christian Association Of Oneonta
Is Railroad & Local Young Mens Christian Association Of Oneonta a legitimate charity?
Based on AI analysis of IRS 990 filings, Railroad & Local Young Mens Christian Association Of Oneonta (EIN: 150532270) some concerns. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
How does Railroad & Local Young Mens Christian Association Of Oneonta spend its money?
Railroad & Local Young Mens Christian Association Of Oneonta directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Railroad & Local Young Mens Christian Association Of Oneonta tax-deductible?
Railroad & Local Young Mens Christian Association Of Oneonta is registered as a tax-exempt nonprofit (EIN: 150532270). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Railroad & Local Young Mens Christian Association Of Oneonta's spending goes to programs?
Railroad & Local Young Mens Christian Association Of Oneonta directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Railroad & Local Young Mens Christian Association Of Oneonta compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Railroad & Local Young Mens Christian Association Of Oneonta is above average for NTEE category P270 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Railroad & Local Young Mens Christian Association Of Oneonta located?
Railroad & Local Young Mens Christian Association Of Oneonta is headquartered in Oneonta, New York and files with the IRS under EIN 150532270. It is classified under NTEE code P270.
How many years of IRS 990 filings does Railroad & Local Young Mens Christian Association Of Oneonta have?
Railroad & Local Young Mens Christian Association Of Oneonta has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.6M in total revenue.
Is the Railroad & Local Young Mens Christian Association Of Oneonta a good charity?
Based on the available financial data, the organization appears to be a financially stable charity with a consistent history of operations. It has maintained a healthy asset base and has shown positive net income in recent years (2021-2023). The lack of reported officer compensation is a unique aspect that could be viewed positively for resource allocation, assuming leadership is genuinely volunteer or compensated through other transparent means.
How has the organization's financial health changed over the past few years?
The organization's financial health has improved in recent years. After experiencing deficits from 2014-2020, it has consistently generated surpluses from 2021 to 2023. For example, in 2023, revenue was $1,449,975 against expenses of $1,434,879, indicating a positive trend in financial management.
What is the trend in the organization's assets and liabilities?
Assets have fluctuated but remained robust, ranging from a low of $2,502,893 in 2020 to a high of $4,193,683 in 2014. In 2023, assets stood at $3,318,649. Liabilities have generally been well-controlled and relatively low compared to assets, peaking at $565,748 in 2023, but often much lower in prior years, indicating a strong balance sheet.
Filing History
IRS 990 filing history for Railroad & Local Young Mens Christian Association Of Oneonta showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Railroad & Local Young Mens Christian Association Of Oneonta's revenue has grown by 55.3%, moving from $934K to $1.4M. Total assets decreased by 27.6% over the same period, from $4.6M to $3.3M. Total functional expenses rose by 22.3%, from $1.2M to $1.4M. In its most recent filing year (2023), Railroad & Local Young Mens Christian Association Of Oneonta reported a surplus of $15K, with revenue exceeding expenses. The organization holds $566K in liabilities against $3.3M in assets (debt-to-asset ratio: 17.0%), resulting in net assets of $2.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.4M | $1.4M | $3.3M | $566K | — | — |
| 2022 | $1.5M | $1.3M | $3.3M | $523K | — | — |
| 2021 | $1.3M | $1.1M | $3.2M | $550K | — | — |
| 2020 | $1.1M | $1.2M | $2.5M | $115K | — | — |
| 2019 | $1.6M | $1.7M | $2.7M | $145K | — | View 990 |
| 2018 | $1.3M | $1.6M | $2.8M | $232K | — | View 990 |
| 2017 | $1.4M | $1.6M | $3.2M | $250K | — | View 990 |
| 2016 | $1.4M | $1.6M | $3.5M | $301K | — | View 990 |
| 2015 | $1.3M | $1.5M | $3.7M | $360K | — | View 990 |
| 2014 | $1.3M | $1.5M | $4.2M | $407K | — | View 990 |
| 2013 | $1.1M | $1.2M | $4.6M | $537K | — | View 990 |
| 2012 | $1.1M | $1.2M | $4.5M | $594K | — | View 990 |
| 2011 | $934K | $1.2M | $4.6M | $664K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.4M, expenses of $1.4M, and assets of $3.3M (revenue -2.7% year-over-year).
- 2022: Revenue of $1.5M, expenses of $1.3M, and assets of $3.3M (revenue +10.9% year-over-year).
- 2021: Revenue of $1.3M, expenses of $1.1M, and assets of $3.2M (revenue +24.6% year-over-year).
- 2020: Revenue of $1.1M, expenses of $1.2M, and assets of $2.5M (revenue -33.9% year-over-year).
- 2019: Revenue of $1.6M, expenses of $1.7M, and assets of $2.7M (revenue +25.0% year-over-year).
- 2018: Revenue of $1.3M, expenses of $1.6M, and assets of $2.8M (revenue -5.4% year-over-year).
- 2017: Revenue of $1.4M, expenses of $1.6M, and assets of $3.2M (revenue -1.9% year-over-year).
- 2016: Revenue of $1.4M, expenses of $1.6M, and assets of $3.5M (revenue +9.6% year-over-year).
- 2015: Revenue of $1.3M, expenses of $1.5M, and assets of $3.7M (revenue +1.3% year-over-year).
- 2014: Revenue of $1.3M, expenses of $1.5M, and assets of $4.2M (revenue +11.5% year-over-year).
- 2013: Revenue of $1.1M, expenses of $1.2M, and assets of $4.6M (revenue +2.7% year-over-year).
- 2012: Revenue of $1.1M, expenses of $1.2M, and assets of $4.5M (revenue +18.3% year-over-year).
- 2011: Revenue of $934K, expenses of $1.2M, and assets of $4.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Railroad & Local Young Mens Christian Association Of Oneonta:
Data Sources and Methodology
This transparency report for Railroad & Local Young Mens Christian Association Of Oneonta is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.