Retail Wholesale & Department Store Union
Retail Wholesale & Department Store Union shows stable but declining assets with consistent operational deficits in recent years.
EIN: 135591972 · New York, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.8M |
| Total Expenses | $1.7M |
| Program Spending | 70% |
| CEO/Top Officer Pay | $1.5 |
| Net Assets | $2.0M |
| Transparency Score | 65/100 |
Is Retail Wholesale & Department Store Union Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Retail Wholesale & Department Store Union directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Retail Wholesale & Department Store Union
Retail Wholesale & Department Store Union (EIN: 135591972) is a nonprofit organization based in New York, NY. The organization reported total revenue of $1.8M and total assets of $2.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Retail Wholesale & Department Store Union's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Retail Wholesale & Department Store Union is a mid-size nonprofit that has been operating for 83 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -0.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.6M |
| Total Expenses | $1.7M |
| Surplus / Deficit | $-99,425 |
| Total Assets | $2.2M |
| Total Liabilities | $189K |
| Net Assets | $2.0M |
| Operating Margin | -6.1% |
| Debt-to-Asset Ratio | 8.5% |
| Months of Reserves | 15.3 months |
Financial Health Grade: B
In 2023, Retail Wholesale & Department Store Union reported a deficit of $99K with expenses exceeding revenue, holds 15.3 months of operating reserves (strong position), has a debt-to-asset ratio of 8.5% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Retail Wholesale & Department Store Union's revenue has declined at a compound annual growth rate (CAGR) of -0.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +6.3% | +12.9% | -4.9% |
| 2022 | +23.3% | +2.2% | -6.2% |
| 2021 | +0.6% | +11.4% | -3.9% |
| 2020 | -30.7% | -16.8% | +1.4% |
| 2019 | -1.1% | -13.9% | -1.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 1943 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Retail Wholesale & Department Store Union with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Retail Wholesale & Department Store Union allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $99K, with expenses exceeding revenue.
- Debt-to-asset ratio: 8.5%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, which is highly unusual for an organization with annual expenses exceeding $1.5 million and suggests that leadership may be compensated through other means or is entirely volunteer-based, requiring further clarification for a complete understanding.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Retail Wholesale & Department Store Union's IRS 990 filings:
- Consistent operational deficits in multiple years (e.g., 202312, 202112, 201812), where expenses exceeded revenue.
- Gradual decline in total assets over the past decade, from $3,130,746 in 201512 to $2,220,625 in 202312.
- Unusual reporting of 0% officer compensation across all filings, which may obscure actual leadership compensation.
Strengths
The following positive indicators were identified for Retail Wholesale & Department Store Union:
- Consistent IRS 990 filing history, indicating good compliance and transparency.
- Relatively stable liabilities, suggesting effective management of debt and obligations.
- Long operational history with consistent revenue streams, demonstrating organizational resilience.
Frequently Asked Questions about Retail Wholesale & Department Store Union
Is Retail Wholesale & Department Store Union a legitimate charity?
Retail Wholesale & Department Store Union (EIN: 135591972) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 65/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.8M. 3 red flags identified. 3 strengths noted. Financial health grade: B.
How does Retail Wholesale & Department Store Union spend its money?
Retail Wholesale & Department Store Union directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Retail Wholesale & Department Store Union tax-deductible?
Retail Wholesale & Department Store Union is registered as a tax-exempt nonprofit (EIN: 135591972). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Retail Wholesale & Department Store Union CEO make?
Retail Wholesale & Department Store Union's highest-compensated officer earns $1.5 annually. The organization reported $1.8M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Retail Wholesale & Department Store Union's spending goes to programs?
Retail Wholesale & Department Store Union directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Retail Wholesale & Department Store Union located?
Retail Wholesale & Department Store Union is headquartered in New York, New York and files with the IRS under EIN 135591972.
How many years of IRS 990 filings does Retail Wholesale & Department Store Union have?
Retail Wholesale & Department Store Union has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.8M in total revenue.
How does the organization sustain operations with recurring deficits?
The organization appears to cover operational deficits by drawing down its assets, which have decreased from $3,130,746 in 201512 to $2,220,625 in 202312.
What is the actual compensation structure for executive leadership?
The filings consistently report 0% officer compensation, which is atypical for an organization of this size and suggests that executive compensation may be structured differently or is entirely volunteer-based, requiring more detailed information to understand.
What are the specific categories of expenses that constitute the majority of spending?
Without a detailed functional expense breakdown (program, administrative, fundraising), it's difficult to pinpoint specific categories, but total expenses have consistently been around $1.5 million to $2.1 million annually.
Filing History
IRS 990 filing history for Retail Wholesale & Department Store Union showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Retail Wholesale & Department Store Union's revenue has declined by 7.4%, moving from $1.8M to $1.6M. Total assets decreased by 31.6% over the same period, from $3.2M to $2.2M. Total functional expenses fell by 15.4%, from $2.1M to $1.7M. In its most recent filing year (2023), Retail Wholesale & Department Store Union reported a deficit of $99K, with expenses exceeding revenue. The organization holds $189K in liabilities against $2.2M in assets (debt-to-asset ratio: 8.5%), resulting in net assets of $2.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.6M | $1.7M | $2.2M | $189K | — | — |
| 2022 | $1.5M | $1.5M | $2.3M | $203K | — | View 990 |
| 2021 | $1.2M | $1.5M | $2.5M | $360K | — | View 990 |
| 2020 | $1.2M | $1.4M | $2.6M | $205K | — | View 990 |
| 2019 | $1.8M | $1.6M | $2.6M | $59K | — | View 990 |
| 2018 | $1.8M | $1.9M | $2.6M | $162K | — | View 990 |
| 2017 | $1.7M | $1.9M | $2.6M | $138K | — | View 990 |
| 2016 | $1.9M | $2.2M | $2.9M | $166K | — | View 990 |
| 2015 | $1.7M | $1.8M | $3.1M | $177K | — | View 990 |
| 2014 | $1.8M | $1.9M | $3.1M | $136K | — | View 990 |
| 2013 | $1.8M | $1.9M | $3.2M | $121K | — | View 990 |
| 2012 | $1.7M | $1.7M | $3.3M | $128K | — | View 990 |
| 2011 | $1.8M | $2.1M | $3.2M | $109K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.6M, expenses of $1.7M, and assets of $2.2M (revenue +6.3% year-over-year).
- 2022: Revenue of $1.5M, expenses of $1.5M, and assets of $2.3M (revenue +23.3% year-over-year).
- 2021: Revenue of $1.2M, expenses of $1.5M, and assets of $2.5M (revenue +0.6% year-over-year).
- 2020: Revenue of $1.2M, expenses of $1.4M, and assets of $2.6M (revenue -30.7% year-over-year).
- 2019: Revenue of $1.8M, expenses of $1.6M, and assets of $2.6M (revenue -1.1% year-over-year).
- 2018: Revenue of $1.8M, expenses of $1.9M, and assets of $2.6M (revenue +6.8% year-over-year).
- 2017: Revenue of $1.7M, expenses of $1.9M, and assets of $2.6M (revenue -12.6% year-over-year).
- 2016: Revenue of $1.9M, expenses of $2.2M, and assets of $2.9M (revenue +11.7% year-over-year).
- 2015: Revenue of $1.7M, expenses of $1.8M, and assets of $3.1M (revenue -3.4% year-over-year).
- 2014: Revenue of $1.8M, expenses of $1.9M, and assets of $3.1M (revenue -0.6% year-over-year).
- 2013: Revenue of $1.8M, expenses of $1.9M, and assets of $3.2M (revenue +3.5% year-over-year).
- 2012: Revenue of $1.7M, expenses of $1.7M, and assets of $3.3M (revenue -1.1% year-over-year).
- 2011: Revenue of $1.8M, expenses of $2.1M, and assets of $3.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Retail Wholesale & Department Store Union:
Data Sources and Methodology
This transparency report for Retail Wholesale & Department Store Union is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.