Riverfront Business District Inc
Riverfront Business District Inc experiences significant revenue decline and consistent deficit spending.
EIN: 204512667 · Fort Madison, IA · NTEE: S41 · Updated: 2026-03-28
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| Metric | Value |
|---|---|
| Total Revenue | $5K |
| Total Expenses | $12K |
| Program Spending | 80% |
| Net Assets | $5K |
| Transparency Score | 55/100 |
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Riverfront Business District Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Riverfront Business District Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Riverfront Business District Inc in one place.
Form 990 Filing Summary
5 filing years are available, with latest revenue of $5K and expenses of $12K.
Revenue and Expenses
Riverfront Business District Inc reported $5K in revenue and $12K in expenses, a deficit of $7K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
55/100 mission score, 4 red flags, and 2 strengths are shown from structured and AI review.
Is Riverfront Business District Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $10K (80%) |
Across stored filings, Riverfront Business District Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 4 red flags identified |
| Mission spend | 80% to programs | Excellent |
| Financial durability | Grade B | 5 stored filing years |
| Peer context | Compare with Latinas Unidas Por Un Nuevo Amanecer | Iowa and Community Improvement context |
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Riverfront Business District Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Riverfront Business District Inc
Riverfront Business District Inc (EIN: 204512667) is a nonprofit organization based in Fort Madison, IA, classified under NTEE code S41. The organization reported total revenue of $5K and total assets of $5K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Riverfront Business District Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Riverfront Business District Inc is a micro nonprofit that has been operating for 9 years, with 5 years of IRS 990 filings on record (2016–2019). Revenue has grown at a compound annual rate of -50.9%.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
| Total Revenue | $5K |
| Total Expenses | $12K |
| Surplus / Deficit | $-7,395 |
| Total Assets | $5K |
| Net Assets | $5K |
| Operating Margin | -160.9% |
| Months of Reserves | 5.4 months |
Financial Health Grade: B
In 2019, Riverfront Business District Inc reported a deficit of $7K with expenses exceeding revenue, holds 5.4 months of operating reserves (adequate).
Financial Trends
Over 5 years of filings (2016–2019), Riverfront Business District Inc's revenue has declined at a compound annual growth rate (CAGR) of -50.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2019 | -89.2% | -81.6% | -61.0% |
| 2018 | -27.3% | -8.2% | -62.0% |
| 2017 | +38.5% | +50.6% | -25.4% |
| 2016 | +9.5% | -24.9% | +105.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2017 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Riverfront Business District Inc with a Mission Score of 55 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Riverfront Business District Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $7K, with expenses exceeding revenue.
Executive Compensation Analysis
The organization reported 0% officer compensation across all available filings, indicating that executive leadership is either volunteer-based or compensated through other means not categorized as officer compensation, which is common for very small nonprofits and generally positive for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Riverfront Business District Inc's IRS 990 filings:
- Significant and consistent deficit spending (e.g., $11,990 expenses vs. $4,595 revenue in 2019).
- Sharp decline in annual revenue from $58,811 in 2017 to $4,595 in 2019.
- Decreasing asset base, from $48,570 in 2016 to $5,373 in 2019, indicating financial unsustainability.
- Lack of detailed expense breakdown in available data makes full efficiency assessment challenging.
Strengths
The following positive indicators were identified for Riverfront Business District Inc:
- No reported officer compensation, suggesting volunteer leadership or efficient use of funds for executive roles.
- Low liabilities across all reported periods (e.g., $0 in 2019), indicating good debt management.
Frequently Asked Questions about Riverfront Business District Inc
Is Riverfront Business District Inc a legitimate charity?
Riverfront Business District Inc (EIN: 204512667) is a registered tax-exempt nonprofit based in Iowa. Our AI analysis gives it a Mission Score of 55/100. It has 5 years of IRS 990 filings on record. Total revenue: $5K. 4 red flags identified. 2 strengths noted. Financial health grade: B.
How does Riverfront Business District Inc spend its money?
Riverfront Business District Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Riverfront Business District Inc tax-deductible?
Riverfront Business District Inc is registered as a tax-exempt nonprofit (EIN: 204512667). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Riverfront Business District Inc's spending goes to programs?
Riverfront Business District Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Riverfront Business District Inc compare to similar nonprofits?
With a transparency score of 55/100 (Fair), Riverfront Business District Inc is near average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Riverfront Business District Inc located?
Riverfront Business District Inc is headquartered in Fort Madison, Iowa and files with the IRS under EIN 204512667. It is classified under NTEE code S41.
How many years of IRS 990 filings does Riverfront Business District Inc have?
Riverfront Business District Inc has 5 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5K in total revenue.
Why has Riverfront Business District Inc's revenue decreased so dramatically since 2017?
The provided data shows a sharp decline in revenue from $58,811 in 2017 to $4,595 in 2019, suggesting a significant change in funding sources or operational scale.
How does Riverfront Business District Inc cover its expenses when revenue is consistently lower?
With expenses consistently exceeding revenue (e.g., $11,990 expenses vs. $4,595 revenue in 2019), the organization likely relies on drawing down its assets, which have decreased from $48,570 in 2016 to $5,373 in 2019.
What specific programs does Riverfront Business District Inc operate?
The NTEE code S41 indicates 'Business & Commerce, Nec', but the provided financial data does not detail specific program activities or their associated costs.
Filing History
IRS 990 filing history for Riverfront Business District Inc showing financial trends over 5 years of public records:
Over 5 years of IRS 990 filings (2016–2019), Riverfront Business District Inc's revenue has declined by 88.2%, moving from $39K to $5K. Total assets decreased by 77.3% over the same period, from $24K to $5K. Total functional expenses fell by 80.9%, from $63K to $12K. In its most recent filing year (2019), Riverfront Business District Inc reported a deficit of $7K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2019 | $5K | $12K | $5K | $0 | — | View 990 |
| 2018 | $43K | $65K | $14K | $1K | — | View 990 |
| 2017 | $59K | $71K | $36K | $973 | — | View 990 |
| 2016 | $42K | $47K | $49K | $1K | — | View 990 |
| 2016 | $39K | $63K | $24K | $1K | — | View 990 |
Year-by-Year Financial Summary
- 2019: Revenue of $5K, expenses of $12K, and assets of $5K (revenue -89.2% year-over-year).
- 2018: Revenue of $43K, expenses of $65K, and assets of $14K (revenue -27.3% year-over-year).
- 2017: Revenue of $59K, expenses of $71K, and assets of $36K (revenue +38.5% year-over-year).
- 2016: Revenue of $42K, expenses of $47K, and assets of $49K (revenue +9.5% year-over-year).
- 2016: Revenue of $39K, expenses of $63K, and assets of $24K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Riverfront Business District Inc:
Data Sources and Methodology
This transparency report for Riverfront Business District Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.