Rivkin Radler Et Al Medical Benefit Trust
Rivkin Radler Et Al Medical Benefit Trust consistently operates with near-zero net income and minimal assets, indicating a pass-through financial model.
EIN: 113028663 · Detroit, MI · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $5.5M |
| Total Expenses | $5.5M |
| Program Spending | 99% |
| Net Assets | $4K |
| Transparency Score | 85/100 |
Is Rivkin Radler Et Al Medical Benefit Trust Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Rivkin Radler Et Al Medical Benefit Trust directs 99% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Rivkin Radler Et Al Medical Benefit Trust
Rivkin Radler Et Al Medical Benefit Trust (EIN: 113028663) is a nonprofit organization based in Detroit, MI. The organization reported total revenue of $5.5M and total assets of $4K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Rivkin Radler Et Al Medical Benefit Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Rivkin Radler Et Al Medical Benefit Trust is a mid-size nonprofit that has been operating for 34 years, with 11 years of IRS 990 filings on record (2011–2021). Revenue has grown at a compound annual rate of 5.1%.
Key Financial Metrics (2021)
From the most recent IRS 990 filing on record:
| Total Revenue | $5.5M |
| Total Expenses | $5.5M |
| Surplus / Deficit | $-6,561 |
| Total Assets | $4K |
| Net Assets | $4K |
| Operating Margin | -0.1% |
| Months of Reserves | 0.0 months |
Financial Health Grade: C
In 2021, Rivkin Radler Et Al Medical Benefit Trust reported a deficit of $7K with expenses exceeding revenue, holds 0.0 months of operating reserves (limited).
Financial Trends
Over 11 years of filings (2011–2021), Rivkin Radler Et Al Medical Benefit Trust's revenue has grown at a compound annual growth rate (CAGR) of 5.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2021 | +12.2% | +12.5% | -64.7% |
| 2020 | -2.5% | -2.6% | +192.9% |
| 2019 | +16.3% | +16.2% | +89.8% |
| 2018 | +6.0% | +6.0% | -66.7% |
| 2017 | -14.6% | -14.5% | -14.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1992 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Rivkin Radler Et Al Medical Benefit Trust with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 1%
- programs: 99%
- fundraising: 0%
According to IRS 990 filings, Rivkin Radler Et Al Medical Benefit Trust allocates its expenses as follows: admin: 1%, programs: 99%, fundraising: 0%. With 99% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2021)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $7K, with expenses exceeding revenue.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization does not pay its officers, which is highly unusual for an entity managing millions in revenue and suggests a volunteer-led or externally managed structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Rivkin Radler Et Al Medical Benefit Trust's IRS 990 filings:
- Extremely low assets relative to annual revenue, potentially indicating a lack of financial cushion or reserves.
- NTEE Code is unknown, which limits understanding of its specific charitable purpose and industry benchmarks.
Strengths
The following positive indicators were identified for Rivkin Radler Et Al Medical Benefit Trust:
- Consistent operation with zero liabilities, indicating strong financial solvency regarding debt.
- Zero reported officer compensation, suggesting highly efficient or volunteer-driven leadership.
- Revenue consistently aligns with expenses, indicating efficient fund utilization without significant accumulation.
Frequently Asked Questions about Rivkin Radler Et Al Medical Benefit Trust
Is Rivkin Radler Et Al Medical Benefit Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Rivkin Radler Et Al Medical Benefit Trust (EIN: 113028663) some concerns. Mission Score: 85/100. 2 red flags identified, 3 strengths noted.
How does Rivkin Radler Et Al Medical Benefit Trust spend its money?
Rivkin Radler Et Al Medical Benefit Trust directs 99% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Rivkin Radler Et Al Medical Benefit Trust tax-deductible?
Rivkin Radler Et Al Medical Benefit Trust is registered as a tax-exempt nonprofit (EIN: 113028663). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Rivkin Radler Et Al Medical Benefit Trust located?
Rivkin Radler Et Al Medical Benefit Trust is headquartered in Detroit, Michigan and files with the IRS under EIN 113028663.
How many years of IRS 990 filings does Rivkin Radler Et Al Medical Benefit Trust have?
Rivkin Radler Et Al Medical Benefit Trust has 11 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5.5M in total revenue.
What is the specific purpose of the 'Medical Benefit Trust' and how are funds disbursed?
The data indicates it's a medical benefit trust, but the specific beneficiaries or services provided are not detailed in the financial summary. Funds appear to be disbursed almost entirely as expenses, given the near-zero net income.
How does the organization manage to operate with such minimal assets relative to its revenue?
The consistently low asset base (e.g., $3,572 in 2021 vs. $5.5M revenue) suggests a pass-through model where funds are received and immediately disbursed, rather than held or invested.
Who are the officers or key personnel, given the 0% officer compensation?
The 0% officer compensation suggests that the organization is either managed by volunteers, or its management costs are covered by an external entity, or the compensation is reported under a different category not captured as 'Officer Comp'.
Filing History
IRS 990 filing history for Rivkin Radler Et Al Medical Benefit Trust showing financial trends over 11 years of public records:
Over 11 years of IRS 990 filings (2011–2021), Rivkin Radler Et Al Medical Benefit Trust's revenue has grown by 63.9%, moving from $3.4M to $5.5M. Total assets decreased by 96.4% over the same period, from $100K to $4K. Total functional expenses rose by 69.1%, from $3.3M to $5.5M. In its most recent filing year (2021), Rivkin Radler Et Al Medical Benefit Trust reported a deficit of $7K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2021 | $5.5M | $5.5M | $4K | $0 | — | — |
| 2020 | $4.9M | $4.9M | $10K | $0 | — | — |
| 2019 | $5.1M | $5.1M | $3K | $0 | — | View 990 |
| 2018 | $4.3M | $4.3M | $2K | $0 | — | View 990 |
| 2017 | $4.1M | $4.1M | $5K | $0 | — | View 990 |
| 2016 | $4.8M | $4.8M | $6K | $0 | — | View 990 |
| 2015 | $4.6M | $4.7M | $2K | $0 | — | View 990 |
| 2014 | $4.5M | $4.4M | $117K | $0 | — | View 990 |
| 2013 | $3.2M | $3.2M | $34K | $0 | — | View 990 |
| 2012 | $3.4M | $3.5M | $21K | $0 | — | View 990 |
| 2011 | $3.4M | $3.3M | $100K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2021: Revenue of $5.5M, expenses of $5.5M, and assets of $4K (revenue +12.2% year-over-year).
- 2020: Revenue of $4.9M, expenses of $4.9M, and assets of $10K (revenue -2.5% year-over-year).
- 2019: Revenue of $5.1M, expenses of $5.1M, and assets of $3K (revenue +16.3% year-over-year).
- 2018: Revenue of $4.3M, expenses of $4.3M, and assets of $2K (revenue +6.0% year-over-year).
- 2017: Revenue of $4.1M, expenses of $4.1M, and assets of $5K (revenue -14.6% year-over-year).
- 2016: Revenue of $4.8M, expenses of $4.8M, and assets of $6K (revenue +4.2% year-over-year).
- 2015: Revenue of $4.6M, expenses of $4.7M, and assets of $2K (revenue +1.9% year-over-year).
- 2014: Revenue of $4.5M, expenses of $4.4M, and assets of $117K (revenue +42.1% year-over-year).
- 2013: Revenue of $3.2M, expenses of $3.2M, and assets of $34K (revenue -7.7% year-over-year).
- 2012: Revenue of $3.4M, expenses of $3.5M, and assets of $21K (revenue +2.1% year-over-year).
- 2011: Revenue of $3.4M, expenses of $3.3M, and assets of $100K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Rivkin Radler Et Al Medical Benefit Trust:
Data Sources and Methodology
This transparency report for Rivkin Radler Et Al Medical Benefit Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.