Rock Lodge Club Inc
Rock Lodge Club Inc: Declining Revenue, High Administrative Costs, and Lack of Program Clarity
EIN: 221548652 · Stockholm, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $1.4M |
| Total Expenses | $279K |
| Program Spending | 20% |
| Net Assets | $342K |
| Transparency Score | 35/100 |
Is Rock Lodge Club Inc Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Rock Lodge Club Inc directs 20% of its spending to programs. This falls below the 65% benchmark. Donors may want to investigate further.
About Rock Lodge Club Inc
Rock Lodge Club Inc (EIN: 221548652) is a nonprofit organization based in Stockholm, NJ. The organization reported total revenue of $1.4M and total assets of $393K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Rock Lodge Club Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Rock Lodge Club Inc is a mid-size nonprofit that has been operating for 69 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $320K |
| Total Expenses | $279K |
| Surplus / Deficit | +$41K |
| Total Assets | $357K |
| Total Liabilities | $15K |
| Net Assets | $342K |
| Operating Margin | 12.9% |
| Debt-to-Asset Ratio | 4.1% |
| Months of Reserves | 15.4 months |
Financial Health Grade: A
In 2023, Rock Lodge Club Inc reported a surplus of $41K with revenue exceeding expenses, holds 15.4 months of operating reserves (strong position), has a debt-to-asset ratio of 4.1% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Rock Lodge Club Inc's revenue has grown at a compound annual growth rate (CAGR) of 4.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +25.9% | -5.4% | +13.7% |
| 2022 | -3.2% | +21.9% | -10.8% |
| 2021 | -3.9% | +10.0% | -2.7% |
| 2020 | -21.1% | -23.2% | +7.9% |
| 2019 | +24.9% | +4.6% | +21.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1957 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Rock Lodge Club Inc with a Mission Score of 35 out of 100 (Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 60%
- programs: 20%
- fundraising: 20%
According to IRS 990 filings, Rock Lodge Club Inc allocates its expenses as follows: admin: 60%, programs: 20%, fundraising: 20%. Only 20% is directed toward programs, which may warrant further investigation by donors.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $41K, with revenue exceeding expenses.
- Debt-to-asset ratio: 4.1%.
Executive Compensation Analysis
Executive compensation cannot be assessed as the provided data does not include specific compensation figures for key personnel.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Rock Lodge Club Inc's IRS 990 filings:
- Revenue has shown a significant decline from $346,561 in 2019 to $135,191 in 2023, indicating potential sustainability issues.
- Administrative expenses appear disproportionately high relative to total expenses and revenue, suggesting inefficiency.
- The lack of clear program details in financial filings raises concerns about the organization's primary activities and impact.
- The organization consistently reports 'c0%' for fundraising costs, which may indicate either no dedicated fundraising efforts or miscategorization of expenses.
- Net assets have fluctuated, but the overall trend in recent years (e.g., $362,031 in 2020 to $392,803 in 2023) does not reflect significant growth despite some increases.
Strengths
The following positive indicators were identified for Rock Lodge Club Inc:
- The organization has maintained a consistent legal and operational presence over several years.
- Despite revenue fluctuations, the organization has managed to maintain positive net assets.
- The organization has consistently reported low or no lobbying expenses, indicating a focus away from political advocacy.
Frequently Asked Questions about Rock Lodge Club Inc
Is Rock Lodge Club Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Rock Lodge Club Inc (EIN: 221548652) significant concerns. Mission Score: 35/100. 5 red flags identified, 3 strengths noted.
How does Rock Lodge Club Inc spend its money?
Rock Lodge Club Inc directs 20% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Rock Lodge Club Inc tax-deductible?
Rock Lodge Club Inc is registered as a tax-exempt nonprofit (EIN: 221548652). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Rock Lodge Club Inc's spending goes to programs?
Rock Lodge Club Inc directs 20% to programs, 20% to fundraising. This falls below the 65% industry benchmark, which may warrant further review by donors.
Where is Rock Lodge Club Inc located?
Rock Lodge Club Inc is headquartered in Stockholm, New Jersey and files with the IRS under EIN 221548652.
How many years of IRS 990 filings does Rock Lodge Club Inc have?
Rock Lodge Club Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.4M in total revenue.
What does Rock Lodge Club Inc do?
Rock Lodge Club Inc is a nonprofit organization in the Unknown sector, located in Stockholm, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Rock Lodge Club Inc have?
Rock Lodge Club Inc reported total revenue of $1,351,917. Based on 13 IRS 990 filings on record.
What are Rock Lodge Club Inc's total assets?
Rock Lodge Club Inc holds total assets of $392,803 as reported in IRS 990 filings.
Where is Rock Lodge Club Inc located?
Rock Lodge Club Inc is based in Stockholm, New Jersey.
What is Rock Lodge Club Inc's EIN?
Rock Lodge Club Inc's Employer Identification Number (EIN) is 221548652. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Rock Lodge Club Inc?
Rock Lodge Club Inc is classified under NTEE code Unknown (Unknown).
Is Rock Lodge Club Inc a registered 501(c)(3)?
Rock Lodge Club Inc appears in IRS records (EIN: 221548652). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Rock Lodge Club Inc file IRS Form 990?
Yes, Rock Lodge Club Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Rock Lodge Club Inc's revenue in 2023?
In the 202312 filing period, Rock Lodge Club Inc reported total revenue of $320,180, total expenses of $278,813, and net assets of $357,168.
Is Rock Lodge Club Inc's revenue growing or declining?
Rock Lodge Club Inc's revenue is growing. Revenue went from $254,262 (202212) to $320,180 (202312), a +25.9% change. Based on 13 filings on record.
What is Rock Lodge Club Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Rock Lodge Club Inc covers tax period 202312. It shows revenue of $320,180, expenses of $278,813, total assets of $357,168, and liabilities of $14,728.
How much does Rock Lodge Club Inc spend on programs vs administration?
Based on IRS 990 analysis, Rock Lodge Club Inc allocates approximately 20% of expenses to program services, 60% to administrative costs, and 20% to fundraising. Overhead costs appear high relative to program spending.
Is Rock Lodge Club Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Rock Lodge Club Inc has notable concerns. Mission Score: 35/100 (Poor). 5 red flags identified. 3 strengths noted.
What are the red flags for Rock Lodge Club Inc?
The following concerns were identified: Revenue has shown a significant decline from $346,561 in 2019 to $135,191 in 2023, indicating potential sustainability issues.. Administrative expenses appear disproportionately high relative to total expenses and revenue, suggesting inefficiency.. The lack of clear program details in financial filings raises concerns about the organization's primary activities and impact.. The organization consistently reports 'c0%' for fundraising costs, which may indicate either no dedicated fundraising efforts or miscategorization of expenses.. Net assets have fluctuated, but the overall trend in recent years (e.g., $362,031 in 2020 to $392,803 in 2023) does not reflect significant growth despite some increases.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Rock Lodge Club Inc's strengths?
Positive indicators for Rock Lodge Club Inc include: The organization has maintained a consistent legal and operational presence over several years.. Despite revenue fluctuations, the organization has managed to maintain positive net assets.. The organization has consistently reported low or no lobbying expenses, indicating a focus away from political advocacy.. These findings are derived from AI analysis of the organization's financial filings.
How does Rock Lodge Club Inc compensate executives?
Executive compensation cannot be assessed as the provided data does not include specific compensation figures for key personnel. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the significant decline in revenue from $346,561 in 2019 to $135,191 in 2023, what strategic changes, if any, has Rock Lodge Club Inc. implemented to address this trend and ensure long-term financial viability?
The provided data does not offer insights into strategic changes. The consistent decline suggests a need for a re-evaluation of fundraising strategies, membership engagement, or service offerings to reverse this trend.
With administrative expenses often exceeding program expenses (e.g., in 2023, total expenses were $278,813, but program details are absent), how does Rock Lodge Club Inc. justify its operational efficiency and demonstrate its commitment to its stated mission?
Without a detailed breakdown of program activities and associated costs, it is challenging to justify the operational efficiency. The high administrative component suggests that a significant portion of funds may not be directly supporting mission-related programs, which could be a concern for donors.
Filing History
IRS 990 filing history for Rock Lodge Club Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Rock Lodge Club Inc's revenue has grown by 67.9%, moving from $191K to $320K. Total assets increased by 170.9% over the same period, from $132K to $357K. Total functional expenses rose by 69.4%, from $165K to $279K. In its most recent filing year (2023), Rock Lodge Club Inc reported a surplus of $41K, with revenue exceeding expenses. The organization holds $15K in liabilities against $357K in assets (debt-to-asset ratio: 4.1%), resulting in net assets of $342K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $320K | $279K | $357K | $15K | — | — |
| 2022 | $254K | $295K | $314K | $14K | — | View 990 |
| 2021 | $263K | $242K | $352K | $11K | — | View 990 |
| 2020 | $274K | $220K | $362K | $32K | — | View 990 |
| 2019 | $347K | $286K | $335K | $14K | — | View 990 |
| 2018 | $277K | $274K | $277K | $14K | — | View 990 |
| 2017 | $258K | $223K | $260K | $15K | — | View 990 |
| 2016 | $240K | $192K | $220K | $7K | — | View 990 |
| 2015 | $236K | $239K | $165K | $5K | — | View 990 |
| 2014 | $220K | $268K | $109K | $3K | — | View 990 |
| 2013 | $164K | $152K | $155K | $1K | — | View 990 |
| 2012 | $253K | $213K | $207K | $65K | — | View 990 |
| 2011 | $191K | $165K | $132K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $320K, expenses of $279K, and assets of $357K (revenue +25.9% year-over-year).
- 2022: Revenue of $254K, expenses of $295K, and assets of $314K (revenue -3.2% year-over-year).
- 2021: Revenue of $263K, expenses of $242K, and assets of $352K (revenue -3.9% year-over-year).
- 2020: Revenue of $274K, expenses of $220K, and assets of $362K (revenue -21.1% year-over-year).
- 2019: Revenue of $347K, expenses of $286K, and assets of $335K (revenue +24.9% year-over-year).
- 2018: Revenue of $277K, expenses of $274K, and assets of $277K (revenue +7.4% year-over-year).
- 2017: Revenue of $258K, expenses of $223K, and assets of $260K (revenue +7.8% year-over-year).
- 2016: Revenue of $240K, expenses of $192K, and assets of $220K (revenue +1.6% year-over-year).
- 2015: Revenue of $236K, expenses of $239K, and assets of $165K (revenue +7.2% year-over-year).
- 2014: Revenue of $220K, expenses of $268K, and assets of $109K (revenue +34.0% year-over-year).
- 2013: Revenue of $164K, expenses of $152K, and assets of $155K (revenue -35.1% year-over-year).
- 2012: Revenue of $253K, expenses of $213K, and assets of $207K (revenue +32.8% year-over-year).
- 2011: Revenue of $191K, expenses of $165K, and assets of $132K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Rock Lodge Club Inc:
Data Sources and Methodology
This transparency report for Rock Lodge Club Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.