Rumson Country Club
Rumson Country Club shows consistent revenue growth and strong asset accumulation, with no reported officer compensation.
EIN: 210553100 · Rumson, NJ · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $15.2M |
| Total Expenses | $12.2M |
| Program Spending | 80% |
| CEO/Top Officer Pay | $15 |
| Net Assets | $24.4M |
| Transparency Score | 65/100 |
Is Rumson Country Club Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Rumson Country Club directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Rumson Country Club
Rumson Country Club (EIN: 210553100) is a nonprofit organization based in Rumson, NJ. The organization reported total revenue of $15.2M and total assets of $36.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Rumson Country Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Rumson Country Club is a large nonprofit that has been operating for 92 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 7.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $15.1M |
| Total Expenses | $12.2M |
| Surplus / Deficit | +$2.9M |
| Total Assets | $30.8M |
| Total Liabilities | $6.4M |
| Net Assets | $24.4M |
| Operating Margin | 19.3% |
| Debt-to-Asset Ratio | 20.8% |
| Months of Reserves | 30.3 months |
Financial Health Grade: A
In 2023, Rumson Country Club reported a surplus of $2.9M with revenue exceeding expenses, holds 30.3 months of operating reserves (strong position), has a debt-to-asset ratio of 20.8% (moderate leverage).
Financial Trends
Over 14 years of filings (2011–2023), Rumson Country Club's revenue has grown at a compound annual growth rate (CAGR) of 7.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +27.2% | +12.5% | +19.0% |
| 2022 | +1.4% | +8.7% | +19.9% |
| 2021 | +54.1% | +46.3% | -0.7% |
| 2020 | -22.4% | -26.6% | +10.0% |
| 2020 | +1.8% | +3.1% | -0.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1934 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Rumson Country Club with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Rumson Country Club allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $2.9M, with revenue exceeding expenses.
- Debt-to-asset ratio: 20.8%.
Executive Compensation Analysis
No officer compensation is reported across all available IRS 990 filings, which is unusual for an organization with over $15 million in annual revenue and $30 million in assets. This suggests that key leadership may be compensated as employees rather than officers, or that the club relies on volunteer leadership.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Rumson Country Club's IRS 990 filings:
- No officer compensation reported despite significant revenue and assets, potentially obscuring executive pay details.
Strengths
The following positive indicators were identified for Rumson Country Club:
- Consistent and strong revenue growth, increasing from $8.5M in 2015 to $15.1M in 2023.
- Healthy asset accumulation, growing from $19.3M in 2015 to $30.8M in 2023.
- Positive net income consistently reported across all available filings.
- Regular IRS 990 filings demonstrate compliance with reporting requirements.
Frequently Asked Questions about Rumson Country Club
Is Rumson Country Club a legitimate charity?
Based on AI analysis of IRS 990 filings, Rumson Country Club (EIN: 210553100) some concerns. Mission Score: 65/100. 1 red flag identified, 4 strengths noted.
How does Rumson Country Club spend its money?
Rumson Country Club directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Rumson Country Club tax-deductible?
Rumson Country Club is registered as a tax-exempt nonprofit (EIN: 210553100). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Rumson Country Club CEO make?
Rumson Country Club's highest-compensated officer earns $15 annually. The organization reported $15.2M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Rumson Country Club's spending goes to programs?
Rumson Country Club directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Rumson Country Club located?
Rumson Country Club is headquartered in Rumson, New Jersey and files with the IRS under EIN 210553100.
How many years of IRS 990 filings does Rumson Country Club have?
Rumson Country Club has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $15.2M in total revenue.
How does Rumson Country Club define and report its 'program service expenses' given its 501(c)(7) status?
As a 501(c)(7) social club, 'program service expenses' would primarily relate to the direct costs of providing facilities, services, and activities for its members, such as golf course maintenance, dining services, and recreational event costs. These are distinct from the public benefit programs of a 501(c)(3) charity.
Why is no officer compensation reported on any of the IRS 990 filings?
The absence of reported officer compensation could mean that the club's top executives are classified as employees rather than officers for 990 reporting, or that the board is entirely volunteer and paid management falls under general salaries and wages, not 'officer compensation'.
What is the club's strategy for managing its increasing liabilities, which reached $6.3 million in 2023?
While liabilities have increased, they remain a relatively small portion of the club's total assets ($6.3M liabilities vs. $30.8M assets in 2023). This suggests that the club is likely managing its debt effectively, possibly through strategic investments or capital improvements funded by debt.
Filing History
IRS 990 filing history for Rumson Country Club showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2023), Rumson Country Club's revenue has grown by 134.5%, moving from $6.4M to $15.1M. Total assets increased by 190.2% over the same period, from $10.6M to $30.8M. Total functional expenses rose by 91.2%, from $6.4M to $12.2M. In its most recent filing year (2023), Rumson Country Club reported a surplus of $2.9M, with revenue exceeding expenses. The organization holds $6.4M in liabilities against $30.8M in assets (debt-to-asset ratio: 20.8%), resulting in net assets of $24.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $15.1M | $12.2M | $30.8M | $6.4M | — | View 990 |
| 2022 | $11.9M | $10.8M | $25.9M | $4.4M | — | — |
| 2021 | $11.7M | $10.0M | $21.6M | $1.2M | — | View 990 |
| 2020 | $7.6M | $6.8M | $21.7M | $3.1M | — | View 990 |
| 2020 | $9.8M | $9.3M | $19.8M | $2.0M | — | — |
| 2019 | $9.6M | $9.0M | $19.9M | $2.6M | — | View 990 |
| 2018 | $9.2M | $8.8M | $20.0M | $3.4M | — | View 990 |
| 2017 | $10.0M | $8.3M | $20.2M | $4.0M | — | View 990 |
| 2016 | $8.9M | $8.3M | $19.1M | $4.7M | — | View 990 |
| 2015 | $8.5M | $8.0M | $19.3M | $5.6M | — | View 990 |
| 2014 | $8.6M | $6.6M | $18.4M | $5.2M | — | View 990 |
| 2013 | $9.6M | $8.5M | $13.0M | $1.8M | — | View 990 |
| 2012 | $6.4M | $6.5M | $10.8M | $724K | — | View 990 |
| 2011 | $6.4M | $6.4M | $10.6M | $492K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $15.1M, expenses of $12.2M, and assets of $30.8M (revenue +27.2% year-over-year).
- 2022: Revenue of $11.9M, expenses of $10.8M, and assets of $25.9M (revenue +1.4% year-over-year).
- 2021: Revenue of $11.7M, expenses of $10.0M, and assets of $21.6M (revenue +54.1% year-over-year).
- 2020: Revenue of $7.6M, expenses of $6.8M, and assets of $21.7M (revenue -22.4% year-over-year).
- 2020: Revenue of $9.8M, expenses of $9.3M, and assets of $19.8M (revenue +1.8% year-over-year).
- 2019: Revenue of $9.6M, expenses of $9.0M, and assets of $19.9M (revenue +4.9% year-over-year).
- 2018: Revenue of $9.2M, expenses of $8.8M, and assets of $20.0M (revenue -8.3% year-over-year).
- 2017: Revenue of $10.0M, expenses of $8.3M, and assets of $20.2M (revenue +12.4% year-over-year).
- 2016: Revenue of $8.9M, expenses of $8.3M, and assets of $19.1M (revenue +4.3% year-over-year).
- 2015: Revenue of $8.5M, expenses of $8.0M, and assets of $19.3M (revenue -0.7% year-over-year).
- 2014: Revenue of $8.6M, expenses of $6.6M, and assets of $18.4M (revenue -10.7% year-over-year).
- 2013: Revenue of $9.6M, expenses of $8.5M, and assets of $13.0M (revenue +49.9% year-over-year).
- 2012: Revenue of $6.4M, expenses of $6.5M, and assets of $10.8M (revenue -0.2% year-over-year).
- 2011: Revenue of $6.4M, expenses of $6.4M, and assets of $10.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Rumson Country Club:
Data Sources and Methodology
This transparency report for Rumson Country Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.