Ruth And Vernon Taylor Foundation Montana
Ruth And Vernon Taylor Foundation Montana consistently distributes funds with no reported officer compensation, experiencing a gradual decline in assets.
EIN: 201746884 · Belgrade, MT · NTEE: T20 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.8M |
| Total Expenses | $315K |
| Program Spending | 90% |
| Net Assets | $5.0M |
| Transparency Score | 85/100 |
Is Ruth And Vernon Taylor Foundation Montana Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ruth And Vernon Taylor Foundation Montana directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ruth And Vernon Taylor Foundation Montana
Ruth And Vernon Taylor Foundation Montana (EIN: 201746884) is a nonprofit organization based in Belgrade, MT, classified under NTEE code T20. The organization reported total revenue of $2.8M and total assets of $4.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ruth And Vernon Taylor Foundation Montana's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ruth And Vernon Taylor Foundation Montana is a mid-size nonprofit that has been operating for 21 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -12.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $153K |
| Total Expenses | $315K |
| Surplus / Deficit | $-162,481 |
| Total Assets | $5.0M |
| Total Liabilities | $1 |
| Net Assets | $5.0M |
| Operating Margin | -106.4% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 190.6 months |
Financial Health Grade: B
In 2023, Ruth And Vernon Taylor Foundation Montana reported a deficit of $162K with expenses exceeding revenue, holds 190.6 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), Ruth And Vernon Taylor Foundation Montana's revenue has declined at a compound annual growth rate (CAGR) of -12.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2022 | -372.4% | +122.2% | -29.1% |
| 2021 | +42.0% | -63.7% | +1.0% |
| 2020 | -40.1% | +15.5% | -2.6% |
| 2019 | -10.6% | -21.7% | -5.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ruth And Vernon Taylor Foundation Montana with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Ruth And Vernon Taylor Foundation Montana allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $162K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that no officers receive salaries from the foundation. This suggests a highly efficient use of funds, with all expenses likely directed towards grants and minimal administrative overhead.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Ruth And Vernon Taylor Foundation Montana's IRS 990 filings:
- Consistent decline in assets over the past decade, from $7,415,994 in 2011 to $5,006,286 in 2023, which may indicate a spend-down strategy or underperforming investments.
Strengths
The following positive indicators were identified for Ruth And Vernon Taylor Foundation Montana:
- Zero reported officer compensation across all filings, indicating high efficiency in leadership costs.
- Consistent distribution of funds, with expenses often exceeding revenue, typical for a grant-making foundation fulfilling its mission.
- Low liabilities, consistently reported as $0 or $1, indicating strong financial management and minimal debt.
Frequently Asked Questions about Ruth And Vernon Taylor Foundation Montana
Is Ruth And Vernon Taylor Foundation Montana a legitimate charity?
Based on AI analysis of IRS 990 filings, Ruth And Vernon Taylor Foundation Montana (EIN: 201746884) some concerns. Mission Score: 85/100. 1 red flag identified, 3 strengths noted.
How does Ruth And Vernon Taylor Foundation Montana spend its money?
Ruth And Vernon Taylor Foundation Montana directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Ruth And Vernon Taylor Foundation Montana tax-deductible?
Ruth And Vernon Taylor Foundation Montana is registered as a tax-exempt nonprofit (EIN: 201746884). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Ruth And Vernon Taylor Foundation Montana compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Ruth And Vernon Taylor Foundation Montana is above average for NTEE category T20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Ruth And Vernon Taylor Foundation Montana located?
Ruth And Vernon Taylor Foundation Montana is headquartered in Belgrade, Montana and files with the IRS under EIN 201746884. It is classified under NTEE code T20.
How many years of IRS 990 filings does Ruth And Vernon Taylor Foundation Montana have?
Ruth And Vernon Taylor Foundation Montana has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.8M in total revenue.
What is the primary purpose of the Ruth And Vernon Taylor Foundation Montana?
Based on the NTEE code T20 (Private Grantmaking Foundations) and the financial patterns, the foundation's primary purpose is likely to make grants to other organizations or individuals, rather than directly operating programs.
Why does the foundation report negative revenue in some years?
Negative revenue, such as the $-527,690 in 2022, is common for foundations and can be attributed to investment losses, significant asset revaluations, or other non-operating adjustments to their endowment.
How does the foundation manage its operations without officer compensation?
The absence of officer compensation suggests the foundation may be managed by unpaid volunteers, board members, or through contracted services where the costs are categorized under administrative expenses rather than direct officer salaries.
Filing History
IRS 990 filing history for Ruth And Vernon Taylor Foundation Montana showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), Ruth And Vernon Taylor Foundation Montana's revenue has declined by 80.2%, moving from $772K to $153K. Total assets decreased by 32.5% over the same period, from $7.4M to $5.0M. Total functional expenses fell by 25.5%, from $423K to $315K. In its most recent filing year (2023), Ruth And Vernon Taylor Foundation Montana reported a deficit of $162K, with expenses exceeding revenue. The organization holds $1 in liabilities against $5.0M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $5.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $153K | $315K | $5.0M | $1 | — | — |
| 2022 | $-527,690 | $266K | $5.2M | $1 | — | View 990 |
| 2021 | $194K | $120K | $7.3M | $1 | — | View 990 |
| 2020 | $136K | $329K | $7.2M | $1 | — | View 990 |
| 2019 | $228K | $285K | $7.4M | $0 | — | View 990 |
| 2015 | $255K | $364K | $7.8M | $0 | — | View 990 |
| 2014 | $728K | $364K | $7.9M | $0 | — | View 990 |
| 2013 | $105K | $435K | $7.6M | $0 | — | View 990 |
| 2012 | $993K | $499K | $7.9M | $0 | — | View 990 |
| 2011 | $772K | $423K | $7.4M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $153K, expenses of $315K, and assets of $5.0M.
- 2022: Revenue of $-527,690, expenses of $266K, and assets of $5.2M (revenue -372.4% year-over-year).
- 2021: Revenue of $194K, expenses of $120K, and assets of $7.3M (revenue +42.0% year-over-year).
- 2020: Revenue of $136K, expenses of $329K, and assets of $7.2M (revenue -40.1% year-over-year).
- 2019: Revenue of $228K, expenses of $285K, and assets of $7.4M (revenue -10.6% year-over-year).
- 2015: Revenue of $255K, expenses of $364K, and assets of $7.8M (revenue -65.1% year-over-year).
- 2014: Revenue of $728K, expenses of $364K, and assets of $7.9M (revenue +595.2% year-over-year).
- 2013: Revenue of $105K, expenses of $435K, and assets of $7.6M (revenue -89.4% year-over-year).
- 2012: Revenue of $993K, expenses of $499K, and assets of $7.9M (revenue +28.6% year-over-year).
- 2011: Revenue of $772K, expenses of $423K, and assets of $7.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ruth And Vernon Taylor Foundation Montana:
Data Sources and Methodology
This transparency report for Ruth And Vernon Taylor Foundation Montana is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.