Ruth E Proud Charitable Tr
Ruth E Proud Charitable Tr maintains strong assets and zero officer compensation, indicating efficient financial management.
EIN: 20691253 · North Adams, MA · NTEE: T31 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.2M |
| Total Expenses | $264K |
| Program Spending | 90% |
| Net Assets | $2.2M |
| Transparency Score | 85/100 |
Search Intent Cockpit
Ruth E Proud Charitable Tr Form 990, Revenue, CEO Pay, and IRS Filing Signals
Ruth E Proud Charitable Tr is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Ruth E Proud Charitable Tr in one place.
Form 990 Filing Summary
10 filing years are available, with latest revenue of $198K and expenses of $264K.
Revenue and Expenses
Ruth E Proud Charitable Tr reported $198K in revenue and $264K in expenses, a deficit of $67K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
85/100 mission score, 1 red flag, and 4 strengths are shown from structured and AI review.
Is Ruth E Proud Charitable Tr Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $238K (90%) |
Across stored filings, Ruth E Proud Charitable Tr shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 1 red flag identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade B | 10 stored filing years |
| Peer context | Compare with Joint Committee For Childrens Health Care In Everett | Massachusetts and Philanthropy context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
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Local and Sector Spokes
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North Adams, MA nonprofitsPhilanthropy in Massachusetts
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Keep the Investigation Moving
Ruth E Proud Charitable Tr directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ruth E Proud Charitable Tr
Ruth E Proud Charitable Tr (EIN: 20691253) is a nonprofit organization based in North Adams, MA, classified under NTEE code T31. The organization reported total revenue of $1.2M and total assets of $2.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ruth E Proud Charitable Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ruth E Proud Charitable Tr is a mid-size nonprofit that has been operating for 19 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 6.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $198K |
| Total Expenses | $264K |
| Surplus / Deficit | $-66,645 |
| Total Assets | $2.2M |
| Total Liabilities | $1 |
| Net Assets | $2.2M |
| Operating Margin | -33.7% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 98.5 months |
Financial Health Grade: B
In 2023, Ruth E Proud Charitable Tr reported a deficit of $67K with expenses exceeding revenue, holds 98.5 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), Ruth E Proud Charitable Tr's revenue has grown at a compound annual growth rate (CAGR) of 6.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -9.5% | +15.1% | -3.7% |
| 2022 | -49.7% | -0.1% | -0.2% |
| 2021 | +72.5% | -2.9% | +9.9% |
| 2020 | +6.7% | +7.9% | +0.7% |
| 2019 | +83.8% | +22.1% | +16.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ruth E Proud Charitable Tr with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Ruth E Proud Charitable Tr allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $67K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries are paid to its officers. This suggests a highly volunteer-driven leadership or that administrative costs are absorbed elsewhere, contributing to greater financial efficiency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Ruth E Proud Charitable Tr's IRS 990 filings:
- Lack of detailed program vs. administrative expense breakdown in provided data (common for private foundations, but limits granular analysis)
Strengths
The following positive indicators were identified for Ruth E Proud Charitable Tr:
- Consistent zero officer compensation, indicating high efficiency and dedication of resources to mission.
- Strong and growing asset base, from $1,942,343 in 2011 to $2,171,406 in 2023.
- Extremely low liabilities across all reporting periods (often $1), demonstrating sound financial management.
- Stable financial health over a decade, weathering fluctuations in revenue and expenses.
Frequently Asked Questions about Ruth E Proud Charitable Tr
Is Ruth E Proud Charitable Tr a legitimate charity?
Ruth E Proud Charitable Tr (EIN: 20691253) is a registered tax-exempt nonprofit based in Massachusetts. Our AI analysis gives it a Mission Score of 85/100. It has 10 years of IRS 990 filings on record. Total revenue: $1.2M. 1 red flag identified. 4 strengths noted. Financial health grade: B.
How does Ruth E Proud Charitable Tr spend its money?
Ruth E Proud Charitable Tr directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Ruth E Proud Charitable Tr tax-deductible?
Ruth E Proud Charitable Tr is registered as a tax-exempt nonprofit (EIN: 20691253). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Ruth E Proud Charitable Tr compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Ruth E Proud Charitable Tr is above average for NTEE category T31 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Ruth E Proud Charitable Tr located?
Ruth E Proud Charitable Tr is headquartered in North Adams, Massachusetts and files with the IRS under EIN 20691253. It is classified under NTEE code T31.
How many years of IRS 990 filings does Ruth E Proud Charitable Tr have?
Ruth E Proud Charitable Tr has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.2M in total revenue.
Is Ruth E Proud Charitable Tr a good charity?
Based on the available IRS 990 data, Ruth E Proud Charitable Tr appears to be a well-managed private foundation. Key indicators like consistent asset growth, extremely low liabilities, and zero officer compensation suggest strong financial health and a commitment to its mission.
How does Ruth E Proud Charitable Tr manage its administrative costs?
The organization reports 0% officer compensation in all available filings, which is a strong indicator of very low administrative overhead. This suggests that either leadership is entirely volunteer-based or administrative functions are managed with minimal cost, allowing more funds for charitable activities.
What is the financial trend of Ruth E Proud Charitable Tr?
Over the past decade, the organization has maintained a stable and growing asset base, increasing from $1,942,343 in 2011 to $2,171,406 in 2023. While annual revenue and expenses fluctuate, the overall financial health, as indicated by assets and minimal liabilities, remains strong.
Filing History
IRS 990 filing history for Ruth E Proud Charitable Tr showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), Ruth E Proud Charitable Tr's revenue has grown by 123%, moving from $89K to $198K. Total assets increased by 11.8% over the same period, from $1.9M to $2.2M. Total functional expenses fell by 39.7%, from $439K to $264K. In its most recent filing year (2023), Ruth E Proud Charitable Tr reported a deficit of $67K, with expenses exceeding revenue. The organization holds $1 in liabilities against $2.2M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $2.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $198K | $264K | $2.2M | $1 | — | — |
| 2022 | $219K | $230K | $2.3M | $7K | — | — |
| 2021 | $434K | $230K | $2.3M | $1 | — | View 990 |
| 2020 | $252K | $237K | $2.1M | $1 | — | View 990 |
| 2019 | $236K | $220K | $2.0M | $1K | — | View 990 |
| 2015 | $128K | $180K | $1.8M | $6K | — | View 990 |
| 2014 | $154K | $272K | $1.8M | $1 | — | View 990 |
| 2013 | $426K | $238K | $1.9M | $1 | — | View 990 |
| 2012 | $47K | $262K | $1.7M | $1 | — | View 990 |
| 2011 | $89K | $439K | $1.9M | $1 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $198K, expenses of $264K, and assets of $2.2M (revenue -9.5% year-over-year).
- 2022: Revenue of $219K, expenses of $230K, and assets of $2.3M (revenue -49.7% year-over-year).
- 2021: Revenue of $434K, expenses of $230K, and assets of $2.3M (revenue +72.5% year-over-year).
- 2020: Revenue of $252K, expenses of $237K, and assets of $2.1M (revenue +6.7% year-over-year).
- 2019: Revenue of $236K, expenses of $220K, and assets of $2.0M (revenue +83.8% year-over-year).
- 2015: Revenue of $128K, expenses of $180K, and assets of $1.8M (revenue -16.6% year-over-year).
- 2014: Revenue of $154K, expenses of $272K, and assets of $1.8M (revenue -63.9% year-over-year).
- 2013: Revenue of $426K, expenses of $238K, and assets of $1.9M (revenue +801.2% year-over-year).
- 2012: Revenue of $47K, expenses of $262K, and assets of $1.7M (revenue -46.7% year-over-year).
- 2011: Revenue of $89K, expenses of $439K, and assets of $1.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ruth E Proud Charitable Tr:
Data Sources and Methodology
This transparency report for Ruth E Proud Charitable Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.