Ruth Lloyd Trust Uw Fbo Metro Museum Of Art
Ruth Lloyd Trust shows consistent asset growth and positive net income with no reported officer compensation.
EIN: 136844377 · Greenwich, CT · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $613K |
| Total Expenses | $456K |
| Program Spending | 80% |
| CEO/Top Officer Pay | $5 |
| Net Assets | $5.0M |
| Transparency Score | 75/100 |
Is Ruth Lloyd Trust Uw Fbo Metro Museum Of Art Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ruth Lloyd Trust Uw Fbo Metro Museum Of Art
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art (EIN: 136844377) is a nonprofit organization based in Greenwich, CT. The organization reported total revenue of $613K and total assets of $5.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ruth Lloyd Trust Uw Fbo Metro Museum Of Art's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art is a small nonprofit that has been operating for 40 years, with 10 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of 2.4%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $465K |
| Total Expenses | $456K |
| Surplus / Deficit | +$8K |
| Total Assets | $5.0M |
| Total Liabilities | $1 |
| Net Assets | $5.0M |
| Operating Margin | 1.8% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 132.2 months |
Financial Health Grade: A
In 2024, Ruth Lloyd Trust Uw Fbo Metro Museum Of Art reported a surplus of $8K with revenue exceeding expenses, holds 132.2 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2012–2024), Ruth Lloyd Trust Uw Fbo Metro Museum Of Art's revenue has grown at a compound annual growth rate (CAGR) of 2.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | -10.6% | +7.7% | +0.2% |
| 2023 | -5.7% | +8.0% | +1.9% |
| 2022 | +29.6% | +3.7% | +3.3% |
| 2021 | +103.7% | -1.7% | +1.0% |
| 2020 | -40.3% | -11.9% | -2.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1986 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ruth Lloyd Trust Uw Fbo Metro Museum Of Art with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Ruth Lloyd Trust Uw Fbo Metro Museum Of Art allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $8K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all filings, suggesting either a fully volunteer executive leadership or that compensation is categorized differently, which could impact transparency regarding leadership costs relative to the organization's $5 million in assets.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Ruth Lloyd Trust Uw Fbo Metro Museum Of Art's IRS 990 filings:
- Lack of detailed expense breakdown (program, admin, fundraising) in summary data
- Unknown NTEE code limits peer comparison
- Consistent 0% officer compensation without further explanation could obscure leadership costs
Strengths
The following positive indicators were identified for Ruth Lloyd Trust Uw Fbo Metro Museum Of Art:
- Consistent asset growth over the past decade (from $4.57M to $5.02M)
- Generally positive net income in recent years (e.g., $8,202 surplus in 202402)
- Minimal to no liabilities reported across all filings, indicating strong financial stability
- Revenue consistently covers expenses in most periods
Frequently Asked Questions about Ruth Lloyd Trust Uw Fbo Metro Museum Of Art
Is Ruth Lloyd Trust Uw Fbo Metro Museum Of Art a legitimate charity?
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art (EIN: 136844377) is a registered tax-exempt nonprofit based in Connecticut. Our AI analysis gives it a Mission Score of 75/100. It has 10 years of IRS 990 filings on record. Total revenue: $613K. 3 red flags identified. 4 strengths noted. Financial health grade: A.
How does Ruth Lloyd Trust Uw Fbo Metro Museum Of Art spend its money?
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Ruth Lloyd Trust Uw Fbo Metro Museum Of Art tax-deductible?
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art is registered as a tax-exempt nonprofit (EIN: 136844377). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Ruth Lloyd Trust Uw Fbo Metro Museum Of Art CEO make?
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art's highest-compensated officer earns $5 annually. The organization reported $613K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Ruth Lloyd Trust Uw Fbo Metro Museum Of Art's spending goes to programs?
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Ruth Lloyd Trust Uw Fbo Metro Museum Of Art located?
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art is headquartered in Greenwich, Connecticut and files with the IRS under EIN 136844377.
How many years of IRS 990 filings does Ruth Lloyd Trust Uw Fbo Metro Museum Of Art have?
Ruth Lloyd Trust Uw Fbo Metro Museum Of Art has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $613K in total revenue.
Is Ruth Lloyd Trust Uw Fbo Metro Museum Of Art a good charity?
Based on the available data, the trust demonstrates strong financial stability with consistent asset growth and positive net income in most years. However, a full assessment of 'goodness' is limited by the lack of detailed expense breakdowns (program vs. admin/fundraising) and an unknown NTEE code, which prevents benchmarking against peers.
How has the organization's financial health changed over time?
The organization's financial health has generally improved, with assets growing from $4,574,299 in 201202 to $5,028,217 in 202402. Revenue has fluctuated but generally covers expenses, leading to consistent surpluses in recent years (e.g., $8,202 surplus in 202402).
What is the organization's spending efficiency?
Without a detailed breakdown of expenses into program, administrative, and fundraising categories, it is difficult to precisely determine spending efficiency. However, the consistent ability to cover expenses with revenue and grow assets suggests responsible financial management.
Why is officer compensation reported as 0%?
The consistent reporting of 0% officer compensation across all filings could indicate that the organization is managed by unpaid volunteers, or that executive compensation is not reported under this specific line item on the 990 form. Further investigation into the detailed 990 forms would be needed to clarify this.
What are the primary sources of revenue for the trust?
While the filings show total revenue, the specific breakdown of revenue sources (e.g., donations, investment income, grants) is not provided in this summary. The 'Uw Fbo' (Under Will For Benefit Of) in the name suggests a significant portion might come from trust distributions or endowments.
Filing History
IRS 990 filing history for Ruth Lloyd Trust Uw Fbo Metro Museum Of Art showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2012–2024), Ruth Lloyd Trust Uw Fbo Metro Museum Of Art's revenue has grown by 32.5%, moving from $351K to $465K. Total assets increased by 9.9% over the same period, from $4.6M to $5.0M. Total functional expenses rose by 20.7%, from $378K to $456K. In its most recent filing year (2024), Ruth Lloyd Trust Uw Fbo Metro Museum Of Art reported a surplus of $8K, with revenue exceeding expenses. The organization holds $1 in liabilities against $5.0M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $5.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $465K | $456K | $5.0M | $1 | — | View 990 |
| 2023 | $520K | $424K | $5.0M | $1 | — | View 990 |
| 2022 | $551K | $392K | $4.9M | $1 | — | View 990 |
| 2021 | $425K | $378K | $4.8M | $1 | — | View 990 |
| 2020 | $209K | $385K | $4.7M | $6K | — | View 990 |
| 2016 | $350K | $437K | $4.8M | $0 | — | View 990 |
| 2015 | $549K | $428K | $4.9M | $0 | — | View 990 |
| 2014 | $524K | $371K | $4.8M | $0 | — | View 990 |
| 2013 | $462K | $403K | $4.6M | $0 | — | View 990 |
| 2012 | $351K | $378K | $4.6M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $465K, expenses of $456K, and assets of $5.0M (revenue -10.6% year-over-year).
- 2023: Revenue of $520K, expenses of $424K, and assets of $5.0M (revenue -5.7% year-over-year).
- 2022: Revenue of $551K, expenses of $392K, and assets of $4.9M (revenue +29.6% year-over-year).
- 2021: Revenue of $425K, expenses of $378K, and assets of $4.8M (revenue +103.7% year-over-year).
- 2020: Revenue of $209K, expenses of $385K, and assets of $4.7M (revenue -40.3% year-over-year).
- 2016: Revenue of $350K, expenses of $437K, and assets of $4.8M (revenue -36.3% year-over-year).
- 2015: Revenue of $549K, expenses of $428K, and assets of $4.9M (revenue +4.8% year-over-year).
- 2014: Revenue of $524K, expenses of $371K, and assets of $4.8M (revenue +13.3% year-over-year).
- 2013: Revenue of $462K, expenses of $403K, and assets of $4.6M (revenue +31.9% year-over-year).
- 2012: Revenue of $351K, expenses of $378K, and assets of $4.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ruth Lloyd Trust Uw Fbo Metro Museum Of Art:
Data Sources and Methodology
This transparency report for Ruth Lloyd Trust Uw Fbo Metro Museum Of Art is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.