Saudi Aramco Ret Welfare Ben Tr

Saudi Aramco Ret Welfare Ben Tr consistently distributes nearly all revenue as expenses with no officer compensation.

EIN: 133833680 · Houston, TX · Updated: 2026-03-28

$24.7MRevenue
$84KAssets
95/100Mission Score (Excellent)
Saudi Aramco Ret Welfare Ben Tr Financial Summary
MetricValue
Total Revenue$24.7M
Total Expenses$24.4M
Program Spending99%
Net Assets$17K
Transparency Score95/100

Is Saudi Aramco Ret Welfare Ben Tr Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Saudi Aramco Ret Welfare Ben Tr directs 99% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Saudi Aramco Ret Welfare Ben Tr

Saudi Aramco Ret Welfare Ben Tr (EIN: 133833680) is a nonprofit organization based in Houston, TX. The organization reported total revenue of $24.7M and total assets of $84K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Saudi Aramco Ret Welfare Ben Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

31Years Operating
LargeSize Classification
13Years of Filings
MixedRevenue Trajectory

Saudi Aramco Ret Welfare Ben Tr is a large nonprofit that has been operating for 31 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -1.6%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$24.4M
Total Expenses$24.4M
Surplus / Deficit+$8K
Total Assets$17K
Net Assets$17K
Operating Margin0.0%
Months of Reserves0.0 months

Financial Health Grade: B

In 2023, Saudi Aramco Ret Welfare Ben Tr reported a surplus of $8K with revenue exceeding expenses, holds 0.0 months of operating reserves (limited).

Financial Trends

Over 13 years of filings (2011–2023), Saudi Aramco Ret Welfare Ben Tr's revenue has declined at a compound annual growth rate (CAGR) of -1.6%.

YearRevenue ChangeExpense ChangeAsset Change
2023-10.6%-10.7%+102.8%
2022+3.2%+3.4%-71.8%
2021+19.7%+19.4%+63.8%
2020-8.8%-9.3%-73.0%
2019-15.7%-14.6%-74.1%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1995

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Saudi Aramco Ret Welfare Ben Tr appears to operate with a very tight margin, consistently spending nearly all of its revenue each year. For example, in 2023, it reported $24,365,054 in revenue against $24,356,600 in expenses, indicating a net surplus of only $8,454. This pattern is consistent across multiple years, suggesting that the organization primarily functions as a pass-through entity for welfare benefits. Its asset base is notably small relative to its annual revenue, with current assets at $83,814 against a latest revenue of $24,657,575, which could indicate minimal reserves or a highly efficient, immediate distribution model. The consistent reporting of zero liabilities across all available filings is a strong indicator of financial stability and a lack of debt. The absence of officer compensation further suggests a lean operational structure, potentially relying on volunteer efforts or external administrative support not directly compensated by the trust.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Saudi Aramco Ret Welfare Ben Tr with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Saudi Aramco Ret Welfare Ben Tr allocates its expenses as follows: admin: 1%, programs: 99%, fundraising: 0%. With 99% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$24.4MTotal Revenue
$24.4MTotal Expenses
$17KTotal Assets
$17KNet Assets

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers are directly compensated by the organization. This suggests a highly cost-efficient leadership structure, potentially relying on volunteer efforts or administrative support provided by a related entity.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Saudi Aramco Ret Welfare Ben Tr's IRS 990 filings:

Strengths

The following positive indicators were identified for Saudi Aramco Ret Welfare Ben Tr:

Frequently Asked Questions about Saudi Aramco Ret Welfare Ben Tr

Is Saudi Aramco Ret Welfare Ben Tr a legitimate charity?

Saudi Aramco Ret Welfare Ben Tr (EIN: 133833680) is a registered tax-exempt nonprofit based in Texas. Our AI analysis gives it a Mission Score of 95/100. It has 13 years of IRS 990 filings on record. Total revenue: $24.7M. 1 red flag identified. 4 strengths noted. Financial health grade: B.

How does Saudi Aramco Ret Welfare Ben Tr spend its money?

Saudi Aramco Ret Welfare Ben Tr directs 99% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Saudi Aramco Ret Welfare Ben Tr tax-deductible?

Saudi Aramco Ret Welfare Ben Tr is registered as a tax-exempt nonprofit (EIN: 133833680). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Where is Saudi Aramco Ret Welfare Ben Tr located?

Saudi Aramco Ret Welfare Ben Tr is headquartered in Houston, Texas and files with the IRS under EIN 133833680.

How many years of IRS 990 filings does Saudi Aramco Ret Welfare Ben Tr have?

Saudi Aramco Ret Welfare Ben Tr has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $24.7M in total revenue.

What specific welfare benefits does the trust provide?

The IRS 990 data indicates the organization is a 'Ret Welfare Ben Tr' (Retirement Welfare Benefit Trust), implying it provides benefits related to retirement and welfare, but the specific types of benefits are not detailed in the provided financial summary.

How does the organization manage to operate with such minimal assets relative to its revenue?

The consistently low asset base (e.g., $16,677 in 2023 against $24M+ revenue) suggests the trust operates primarily as a pass-through entity, distributing funds almost immediately upon receipt rather than accumulating significant reserves.

Who provides the administrative support if there is no officer compensation?

The absence of officer compensation (0% in all filings) suggests that administrative functions might be handled by volunteers, a related corporate entity, or through contracted services that are not classified as officer compensation.

Filing History

IRS 990 filing history for Saudi Aramco Ret Welfare Ben Tr showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Saudi Aramco Ret Welfare Ben Tr's revenue has declined by 17.7%, moving from $29.6M to $24.4M. Total assets decreased by 99.2% over the same period, from $2.2M to $17K. Total functional expenses fell by 17.7%, from $29.6M to $24.4M. In its most recent filing year (2023), Saudi Aramco Ret Welfare Ben Tr reported a surplus of $8K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $24.4M $24.4M $17K $0 View 990
2022 $27.2M $27.3M $8K $0 View 990
2021 $26.4M $26.4M $29K $0
2020 $22.0M $22.1M $18K $0
2019 $24.2M $24.3M $66K $0 View 990
2018 $28.7M $28.5M $255K $0 View 990
2017 $32.2M $32.7M $87K $0 View 990
2016 $34.8M $35.1M $611K $0 View 990
2015 $31.2M $30.5M $939K $0 View 990
2014 $33.9M $33.7M $207K $0 View 990
2013 $32.5M $33.6M $25K $0 View 990
2012 $27.8M $28.8M $1.1M $0 View 990
2011 $29.6M $29.6M $2.2M $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Saudi Aramco Ret Welfare Ben Tr:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Saudi Aramco Ret Welfare Ben Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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