Saugus Everett Lodge 642 Bpoe
Saugus Everett Lodge 642 Bpoe shows fluctuating revenue with no officer compensation and declining assets over the past decade.
EIN: 22017346 · Saugus, MA · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $810K |
| Total Expenses | $391K |
| Program Spending | 80% |
| Net Assets | $521K |
| Transparency Score | 75/100 |
Is Saugus Everett Lodge 642 Bpoe Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Saugus Everett Lodge 642 Bpoe directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Saugus Everett Lodge 642 Bpoe
Saugus Everett Lodge 642 Bpoe (EIN: 22017346) is a nonprofit organization based in Saugus, MA. The organization reported total revenue of $810K and total assets of $568K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Saugus Everett Lodge 642 Bpoe's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Saugus Everett Lodge 642 Bpoe is a small nonprofit that has been operating for 54 years, with 13 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of 3.4%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $453K |
| Total Expenses | $391K |
| Surplus / Deficit | +$62K |
| Total Assets | $613K |
| Total Liabilities | $92K |
| Net Assets | $521K |
| Operating Margin | 13.7% |
| Debt-to-Asset Ratio | 14.9% |
| Months of Reserves | 18.8 months |
Financial Health Grade: A
In 2024, Saugus Everett Lodge 642 Bpoe reported a surplus of $62K with revenue exceeding expenses, holds 18.8 months of operating reserves (strong position), has a debt-to-asset ratio of 14.9% (very low leverage).
Financial Trends
Over 13 years of filings (2012–2024), Saugus Everett Lodge 642 Bpoe's revenue has grown at a compound annual growth rate (CAGR) of 3.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +75.8% | +10.5% | +13.2% |
| 2023 | -7.8% | +8.0% | -11.7% |
| 2022 | +129.0% | +44.3% | -4.4% |
| 2021 | -56.9% | -29.4% | -14.9% |
| 2020 | -16.1% | -10.4% | -6.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1972 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Saugus Everett Lodge 642 Bpoe with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Saugus Everett Lodge 642 Bpoe allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $62K, with revenue exceeding expenses.
- Debt-to-asset ratio: 14.9%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that the organization is run by volunteers and allocates no funds to officer salaries, which is highly efficient for an organization of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Saugus Everett Lodge 642 Bpoe's IRS 990 filings:
- Consistent periods where expenses exceed revenue (e.g., 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015), indicating potential operational deficits.
- General decline in total assets over the past decade, from $930,698 in 2015 to $612,867 in 2024.
- Lack of NTEE code, making it difficult to benchmark against peer organizations.
Strengths
The following positive indicators were identified for Saugus Everett Lodge 642 Bpoe:
- Consistently reports 0% officer compensation, indicating strong volunteer leadership and efficient use of funds.
- Relatively low and stable liabilities, suggesting good financial management of debt.
- Significant increase in revenue in the latest filing period (2024), showing potential for financial recovery and growth.
Frequently Asked Questions about Saugus Everett Lodge 642 Bpoe
Is Saugus Everett Lodge 642 Bpoe a legitimate charity?
Based on AI analysis of IRS 990 filings, Saugus Everett Lodge 642 Bpoe (EIN: 22017346) some concerns. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.
How does Saugus Everett Lodge 642 Bpoe spend its money?
Saugus Everett Lodge 642 Bpoe directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Saugus Everett Lodge 642 Bpoe tax-deductible?
Saugus Everett Lodge 642 Bpoe is registered as a tax-exempt nonprofit (EIN: 22017346). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Saugus Everett Lodge 642 Bpoe's spending goes to programs?
Saugus Everett Lodge 642 Bpoe directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Saugus Everett Lodge 642 Bpoe located?
Saugus Everett Lodge 642 Bpoe is headquartered in Saugus, Massachusetts and files with the IRS under EIN 22017346.
How many years of IRS 990 filings does Saugus Everett Lodge 642 Bpoe have?
Saugus Everett Lodge 642 Bpoe has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $810K in total revenue.
Is Saugus Everett Lodge 642 Bpoe a good charity?
Based on the available data, the Lodge demonstrates strong financial efficiency by reporting 0% officer compensation, meaning all leadership is volunteer-based. While its revenue and expenses have fluctuated, and assets have declined over time, its commitment to volunteer leadership and low liabilities are positive indicators. A more detailed breakdown of program spending versus administrative costs would provide a clearer picture of its charitable impact.
Why are assets declining over time?
The organization's assets have shown a general decline from $930,698 in 2015 to $612,867 in 2024. This could be due to various factors such as depreciation of property, plant, and equipment, or using reserves to cover operational deficits in years where expenses exceeded revenue (e.g., 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015).
What caused the significant revenue increase in 2024?
Revenue increased significantly from $257,646 in 2023 to $452,983 in 2024. The IRS 990 data alone does not specify the exact cause, but it could be attributed to successful fundraising events, increased membership dues, or other income-generating activities during that period.
Filing History
IRS 990 filing history for Saugus Everett Lodge 642 Bpoe showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2012–2024), Saugus Everett Lodge 642 Bpoe's revenue has grown by 49.2%, moving from $304K to $453K. Total assets decreased by 41.5% over the same period, from $1.0M to $613K. Total functional expenses rose by 25.8%, from $311K to $391K. In its most recent filing year (2024), Saugus Everett Lodge 642 Bpoe reported a surplus of $62K, with revenue exceeding expenses. The organization holds $92K in liabilities against $613K in assets (debt-to-asset ratio: 14.9%), resulting in net assets of $521K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $453K | $391K | $613K | $92K | — | — |
| 2023 | $258K | $354K | $541K | $82K | — | View 990 |
| 2022 | $279K | $328K | $613K | $57K | — | View 990 |
| 2021 | $122K | $227K | $641K | $37K | — | — |
| 2020 | $283K | $322K | $754K | $44K | — | View 990 |
| 2019 | $337K | $359K | $806K | $58K | — | View 990 |
| 2018 | $340K | $363K | $826K | $52K | — | — |
| 2017 | $297K | $336K | $886K | $63K | — | View 990 |
| 2016 | $342K | $376K | $919K | $62K | — | View 990 |
| 2015 | $321K | $352K | $931K | $39K | — | View 990 |
| 2014 | $305K | $331K | $973K | $51K | — | View 990 |
| 2013 | $269K | $327K | $986K | $39K | — | View 990 |
| 2012 | $304K | $311K | $1.0M | $41K | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $453K, expenses of $391K, and assets of $613K (revenue +75.8% year-over-year).
- 2023: Revenue of $258K, expenses of $354K, and assets of $541K (revenue -7.8% year-over-year).
- 2022: Revenue of $279K, expenses of $328K, and assets of $613K (revenue +129.0% year-over-year).
- 2021: Revenue of $122K, expenses of $227K, and assets of $641K (revenue -56.9% year-over-year).
- 2020: Revenue of $283K, expenses of $322K, and assets of $754K (revenue -16.1% year-over-year).
- 2019: Revenue of $337K, expenses of $359K, and assets of $806K (revenue -0.8% year-over-year).
- 2018: Revenue of $340K, expenses of $363K, and assets of $826K (revenue +14.3% year-over-year).
- 2017: Revenue of $297K, expenses of $336K, and assets of $886K (revenue -12.9% year-over-year).
- 2016: Revenue of $342K, expenses of $376K, and assets of $919K (revenue +6.4% year-over-year).
- 2015: Revenue of $321K, expenses of $352K, and assets of $931K (revenue +5.1% year-over-year).
- 2014: Revenue of $305K, expenses of $331K, and assets of $973K (revenue +13.6% year-over-year).
- 2013: Revenue of $269K, expenses of $327K, and assets of $986K (revenue -11.4% year-over-year).
- 2012: Revenue of $304K, expenses of $311K, and assets of $1.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Saugus Everett Lodge 642 Bpoe:
Data Sources and Methodology
This transparency report for Saugus Everett Lodge 642 Bpoe is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.