Scarsdale Teachers Association Inc Benefit Trust Fund
Scarsdale Teachers Association Benefit Trust Fund maintains stable assets with consistent revenue, reporting zero officer compensation.
EIN: 132941422 · Scarsdale, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $4.5M |
| Total Expenses | $1.8M |
| Program Spending | 85% |
| Net Assets | $2.6M |
| Transparency Score | 80/100 |
Is Scarsdale Teachers Association Inc Benefit Trust Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Scarsdale Teachers Association Inc Benefit Trust Fund directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Scarsdale Teachers Association Inc Benefit Trust Fund
Scarsdale Teachers Association Inc Benefit Trust Fund (EIN: 132941422) is a nonprofit organization based in Scarsdale, NY. The organization reported total revenue of $4.5M and total assets of $2.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Scarsdale Teachers Association Inc Benefit Trust Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Scarsdale Teachers Association Inc Benefit Trust Fund is a mid-size nonprofit that has been operating for 47 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.7M |
| Total Expenses | $1.8M |
| Surplus / Deficit | $-109,444 |
| Total Assets | $2.9M |
| Total Liabilities | $344K |
| Net Assets | $2.6M |
| Operating Margin | -6.5% |
| Debt-to-Asset Ratio | 11.8% |
| Months of Reserves | 19.6 months |
Financial Health Grade: B
In 2023, Scarsdale Teachers Association Inc Benefit Trust Fund reported a deficit of $109K with expenses exceeding revenue, holds 19.6 months of operating reserves (strong position), has a debt-to-asset ratio of 11.8% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Scarsdale Teachers Association Inc Benefit Trust Fund's revenue has grown at a compound annual growth rate (CAGR) of 2.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -2.5% | +8.7% | -1.8% |
| 2022 | +1.7% | +7.6% | -4.8% |
| 2021 | +1.7% | +15.6% | +5.5% |
| 2020 | +4.4% | -6.6% | +14.5% |
| 2019 | +5.4% | +2.2% | +24.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1979 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Scarsdale Teachers Association Inc Benefit Trust Fund with a Mission Score of 80 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Scarsdale Teachers Association Inc Benefit Trust Fund allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $109K, with expenses exceeding revenue.
- Debt-to-asset ratio: 11.8%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that its leadership either serves on a volunteer basis or is compensated through other means not reported as officer compensation, which is a significant positive for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Scarsdale Teachers Association Inc Benefit Trust Fund's IRS 990 filings:
- NTEE Code Unknown: Lack of a specified NTEE code makes it difficult to benchmark against similar organizations and understand its primary purpose.
- Expense Exceeded Revenue in Latest Period: In 202306, expenses ($1,780,876) were higher than revenue ($1,671,432), indicating a deficit for that year.
- Lack of Detailed Expense Breakdown: Without a clear breakdown of program, administrative, and fundraising expenses, it's challenging to fully assess spending efficiency.
Strengths
The following positive indicators were identified for Scarsdale Teachers Association Inc Benefit Trust Fund:
- Consistent Asset Base: The organization maintains a stable and healthy asset base, consistently around $2-3 million over the past decade, indicating financial stability.
- Zero Officer Compensation: Consistently reporting 0% officer compensation across all filings suggests a highly efficient use of funds, potentially maximizing resources for its beneficiaries.
- Stable Revenue Stream: Annual revenues have been consistently around $1.5 million, indicating a reliable funding source.
- Long Filing History: A history of 13 IRS 990 filings demonstrates consistent compliance and transparency in reporting.
Frequently Asked Questions about Scarsdale Teachers Association Inc Benefit Trust Fund
Is Scarsdale Teachers Association Inc Benefit Trust Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Scarsdale Teachers Association Inc Benefit Trust Fund (EIN: 132941422) some concerns. Mission Score: 80/100. 3 red flags identified, 4 strengths noted.
How does Scarsdale Teachers Association Inc Benefit Trust Fund spend its money?
Scarsdale Teachers Association Inc Benefit Trust Fund directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Scarsdale Teachers Association Inc Benefit Trust Fund tax-deductible?
Scarsdale Teachers Association Inc Benefit Trust Fund is registered as a tax-exempt nonprofit (EIN: 132941422). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Scarsdale Teachers Association Inc Benefit Trust Fund's spending goes to programs?
Scarsdale Teachers Association Inc Benefit Trust Fund directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Scarsdale Teachers Association Inc Benefit Trust Fund located?
Scarsdale Teachers Association Inc Benefit Trust Fund is headquartered in Scarsdale, New York and files with the IRS under EIN 132941422.
How many years of IRS 990 filings does Scarsdale Teachers Association Inc Benefit Trust Fund have?
Scarsdale Teachers Association Inc Benefit Trust Fund has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.5M in total revenue.
What specific benefits or programs does the Scarsdale Teachers Association Inc Benefit Trust Fund provide?
The provided data does not detail the specific programs or benefits offered by the trust fund. Its NTEE code is unknown, and the filings do not elaborate on its mission beyond being a 'Benefit Trust Fund'.
Why did expenses exceed revenue in the 202306 period?
In the 202306 period, expenses ($1,780,876) slightly exceeded revenue ($1,671,432). This could be due to increased benefit payouts, higher administrative costs, or investment losses, though specific reasons are not detailed in the provided data.
How does the organization manage to report 0% officer compensation?
The consistent reporting of 0% officer compensation suggests that the organization's key officers may be volunteers, or their compensation is covered by another entity, or structured in a way that it is not reported under 'Officer Comp' on the 990 form. This practice can significantly reduce administrative overhead.
Filing History
IRS 990 filing history for Scarsdale Teachers Association Inc Benefit Trust Fund showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Scarsdale Teachers Association Inc Benefit Trust Fund's revenue has grown by 29.2%, moving from $1.3M to $1.7M. Total assets increased by 33.4% over the same period, from $2.2M to $2.9M. Total functional expenses rose by 31.7%, from $1.4M to $1.8M. In its most recent filing year (2023), Scarsdale Teachers Association Inc Benefit Trust Fund reported a deficit of $109K, with expenses exceeding revenue. The organization holds $344K in liabilities against $2.9M in assets (debt-to-asset ratio: 11.8%), resulting in net assets of $2.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.7M | $1.8M | $2.9M | $344K | — | — |
| 2022 | $1.7M | $1.6M | $3.0M | $307K | — | View 990 |
| 2021 | $1.7M | $1.5M | $3.1M | $312K | — | View 990 |
| 2020 | $1.7M | $1.3M | $2.9M | $247K | — | View 990 |
| 2019 | $1.6M | $1.4M | $2.6M | $281K | — | View 990 |
| 2018 | $1.5M | $1.4M | $2.1M | $20K | — | View 990 |
| 2017 | $1.5M | $1.5M | $2.0M | $48K | — | View 990 |
| 2016 | $1.5M | $1.5M | $2.1M | $91K | — | View 990 |
| 2015 | $1.4M | $1.4M | $2.0M | $272K | — | View 990 |
| 2014 | $1.4M | $1.4M | $1.9M | $280K | — | View 990 |
| 2013 | $1.3M | $1.3M | $2.0M | $278K | — | View 990 |
| 2012 | $1.3M | $1.4M | $2.1M | $296K | — | View 990 |
| 2011 | $1.3M | $1.4M | $2.2M | $243K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.7M, expenses of $1.8M, and assets of $2.9M (revenue -2.5% year-over-year).
- 2022: Revenue of $1.7M, expenses of $1.6M, and assets of $3.0M (revenue +1.7% year-over-year).
- 2021: Revenue of $1.7M, expenses of $1.5M, and assets of $3.1M (revenue +1.7% year-over-year).
- 2020: Revenue of $1.7M, expenses of $1.3M, and assets of $2.9M (revenue +4.4% year-over-year).
- 2019: Revenue of $1.6M, expenses of $1.4M, and assets of $2.6M (revenue +5.4% year-over-year).
- 2018: Revenue of $1.5M, expenses of $1.4M, and assets of $2.1M (revenue +0.5% year-over-year).
- 2017: Revenue of $1.5M, expenses of $1.5M, and assets of $2.0M (revenue -0.5% year-over-year).
- 2016: Revenue of $1.5M, expenses of $1.5M, and assets of $2.1M (revenue +6.5% year-over-year).
- 2015: Revenue of $1.4M, expenses of $1.4M, and assets of $2.0M (revenue +4.5% year-over-year).
- 2014: Revenue of $1.4M, expenses of $1.4M, and assets of $1.9M (revenue +6.9% year-over-year).
- 2013: Revenue of $1.3M, expenses of $1.3M, and assets of $2.0M (revenue -0.8% year-over-year).
- 2012: Revenue of $1.3M, expenses of $1.4M, and assets of $2.1M (revenue -1.5% year-over-year).
- 2011: Revenue of $1.3M, expenses of $1.4M, and assets of $2.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Scarsdale Teachers Association Inc Benefit Trust Fund:
Data Sources and Methodology
This transparency report for Scarsdale Teachers Association Inc Benefit Trust Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.