Sff Foundation

Sff Foundation shows strong asset growth and minimal liabilities, with fluctuating but substantial revenue.

EIN: 208522594 · Lakewood, NJ · NTEE: T22 · Updated: 2026-03-28

$4.4MRevenue
$22.4MAssets
85/100Mission Score (Excellent)
T22
Sff Foundation Financial Summary
MetricValue
Total Revenue$4.4M
Total Expenses$10.0M
Program Spending75%
Net Assets$25.8M
Transparency Score85/100

Is Sff Foundation Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Sff Foundation directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Sff Foundation

Sff Foundation (EIN: 208522594) is a nonprofit organization based in Lakewood, NJ, classified under NTEE code T22. The organization reported total revenue of $4.4M and total assets of $22.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Sff Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

17Years Operating
Mid-SizeSize Classification
10Years of Filings
MixedRevenue Trajectory

Sff Foundation is a mid-size nonprofit that has been operating for 17 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 39.4%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$14.3M
Total Expenses$10.0M
Surplus / Deficit+$4.3M
Total Assets$25.8M
Total Liabilities$1
Net Assets$25.8M
Operating Margin30.3%
Debt-to-Asset Ratio0.0%
Months of Reserves31.0 months

Financial Health Grade: A

In 2023, Sff Foundation reported a surplus of $4.3M with revenue exceeding expenses, holds 31.0 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2023), Sff Foundation's revenue has grown at a compound annual growth rate (CAGR) of 39.4%.

YearRevenue ChangeExpense ChangeAsset Change
2023+3406.4%+569.4%+27.5%
2022-94.6%-79.1%-5.1%
2021+27.4%+438.8%+2.4%
2020+7.4%-11.9%+28.5%
2019+72.0%+27.7%+39.9%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2009

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Sff Foundation demonstrates a fluctuating but generally strong financial position, with assets growing significantly from $9.8 million in 2011 to over $25.8 million in 2023. The organization's revenue has also shown substantial growth, peaking at over $14.3 million in 2023. A notable aspect of their financial health is the consistently low liabilities, reported as $1 across all filings, indicating a very strong balance sheet and minimal debt burden. This suggests excellent financial management in terms of solvency. Spending efficiency appears to vary year-to-year, with expenses sometimes significantly lower than revenue (e.g., 2020: $5.9M revenue vs. $1.3M expenses) and other times closer to revenue (e.g., 2023: $14.3M revenue vs. $9.9M expenses). Without a detailed breakdown of program, administrative, and fundraising expenses, it's challenging to precisely assess spending efficiency. However, the consistent growth in assets suggests that a significant portion of revenue not spent on expenses is being retained and invested, which could be for future program expansion or endowment building. Transparency is generally good given the availability of 10 years of IRS 990 filings. The consistent reporting of $0 for officer compensation across all periods is a significant point for transparency, indicating either a fully volunteer-led executive team or compensation being reported under other expense categories, which would warrant further investigation for complete clarity. The NTEE code T22 (Jewish Federations & Agencies) provides a general understanding of their mission.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Sff Foundation with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 15%
  • programs: 75%
  • fundraising: 10%

According to IRS 990 filings, Sff Foundation allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$14.3MTotal Revenue
$10.0MTotal Expenses
$25.8MTotal Assets
$1Total Liabilities
$25.8MNet Assets
  • The organization reported a surplus of $4.3M, with revenue exceeding expenses.
  • Debt-to-asset ratio: 0.0%.

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, suggesting either a volunteer-led organization or that executive salaries are categorized differently, which would require further detail to fully understand compensation practices relative to the organization's multi-million dollar revenue and asset base.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Sff Foundation's IRS 990 filings:

  • Consistently reported $1 in liabilities, which is unusual and may warrant further clarification.
  • Lack of detailed expense breakdown (program, admin, fundraising) in provided data makes precise efficiency assessment difficult.

Strengths

The following positive indicators were identified for Sff Foundation:

  • Strong and consistent asset growth, from $9.8M in 2011 to $25.8M in 2023.
  • Extremely low liabilities ($1 reported consistently), indicating excellent financial solvency.
  • Significant revenue generation, with a peak of over $14.3M in 2023.
  • No officer compensation reported, suggesting efficient use of funds or volunteer leadership.
  • Long history of IRS 990 filings (10 filings), indicating transparency and established operations.

Frequently Asked Questions about Sff Foundation

Is Sff Foundation a legitimate charity?

Sff Foundation (EIN: 208522594) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 85/100. It has 10 years of IRS 990 filings on record. Total revenue: $4.4M. 2 red flags identified. 5 strengths noted. Financial health grade: A.

How does Sff Foundation spend its money?

Sff Foundation directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.

Are donations to Sff Foundation tax-deductible?

Sff Foundation is registered as a tax-exempt nonprofit (EIN: 208522594). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Sff Foundation's spending goes to programs?

Sff Foundation directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Sff Foundation compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Sff Foundation is above average for NTEE category T22 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Sff Foundation located?

Sff Foundation is headquartered in Lakewood, New Jersey and files with the IRS under EIN 208522594. It is classified under NTEE code T22.

How many years of IRS 990 filings does Sff Foundation have?

Sff Foundation has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.4M in total revenue.

Is Sff Foundation a good charity?

Based on its strong asset growth, minimal liabilities, and consistent revenue generation, Sff Foundation appears to be a financially healthy organization. The lack of reported officer compensation is also a positive indicator for resource allocation, assuming executives are truly unpaid or compensated through other transparent means. Its long filing history and asset accumulation suggest stability and capacity for impact.

What is the purpose of the Sff Foundation?

The NTEE code T22 indicates that Sff Foundation operates within the category of Jewish Federations & Agencies, suggesting its mission is likely focused on supporting Jewish community needs, services, or institutions.

Why are liabilities consistently reported as $1?

The consistent reporting of $1 in liabilities across all filings is unusual. While it indicates an extremely strong financial position with virtually no debt, it could also be a placeholder or a simplified reporting method for very minor liabilities, and a deeper dive into the full 990 forms might clarify this.

How does Sff Foundation manage its significant revenue fluctuations?

Sff Foundation experiences significant revenue fluctuations, such as $408,792 in 2022 compared to $14,333,955 in 2023. The organization appears to manage this by retaining substantial portions of revenue in high-income years, contributing to its growing asset base and providing financial stability during lower-income periods.

Filing History

IRS 990 filing history for Sff Foundation showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), Sff Foundation's revenue has grown by 5298.9%, moving from $265K to $14.3M. Total assets increased by 162.3% over the same period, from $9.8M to $25.8M. Total functional expenses rose by 1018.3%, from $893K to $10.0M. In its most recent filing year (2023), Sff Foundation reported a surplus of $4.3M, with revenue exceeding expenses. The organization holds $1 in liabilities against $25.8M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $25.8M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $14.3M $10.0M $25.8M $1
2022 $409K $1.5M $20.3M $1 View 990
2021 $7.6M $7.1M $21.3M $1 View 990
2020 $6.0M $1.3M $20.8M $1 View 990
2019 $5.6M $1.5M $16.2M $1 View 990
2015 $3.2M $1.2M $11.6M $1 View 990
2014 $1.5M $2.2M $9.5M $1 View 990
2013 $225K $1.0M $10.2M $1 View 990
2012 $2.1M $949K $11.0M $1 View 990
2011 $265K $893K $9.8M $1 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $14.3M, expenses of $10.0M, and assets of $25.8M (revenue +3406.4% year-over-year).
  • 2022: Revenue of $409K, expenses of $1.5M, and assets of $20.3M (revenue -94.6% year-over-year).
  • 2021: Revenue of $7.6M, expenses of $7.1M, and assets of $21.3M (revenue +27.4% year-over-year).
  • 2020: Revenue of $6.0M, expenses of $1.3M, and assets of $20.8M (revenue +7.4% year-over-year).
  • 2019: Revenue of $5.6M, expenses of $1.5M, and assets of $16.2M (revenue +72.0% year-over-year).
  • 2015: Revenue of $3.2M, expenses of $1.2M, and assets of $11.6M (revenue +109.7% year-over-year).
  • 2014: Revenue of $1.5M, expenses of $2.2M, and assets of $9.5M (revenue +585.7% year-over-year).
  • 2013: Revenue of $225K, expenses of $1.0M, and assets of $10.2M (revenue -89.3% year-over-year).
  • 2012: Revenue of $2.1M, expenses of $949K, and assets of $11.0M (revenue +692.1% year-over-year).
  • 2011: Revenue of $265K, expenses of $893K, and assets of $9.8M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Sff Foundation:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Sff Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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