Shore Builders Association Of Central New Jersey A New Jersey
Shore Builders Association maintains stable finances with no reported officer compensation.
EIN: 210657209 · Lakewood, NJ · NTEE: Z99 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $443K |
| Total Expenses | $357K |
| Program Spending | 80% |
| Net Assets | $355K |
| Transparency Score | 85/100 |
Is Shore Builders Association Of Central New Jersey A New Jersey Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Shore Builders Association Of Central New Jersey A New Jersey directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Shore Builders Association Of Central New Jersey A New Jersey
Shore Builders Association Of Central New Jersey A New Jersey (EIN: 210657209) is a nonprofit organization based in Lakewood, NJ, classified under NTEE code Z99. The organization reported total revenue of $443K and total assets of $386K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Shore Builders Association Of Central New Jersey A New Jersey's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Shore Builders Association Of Central New Jersey A New Jersey is a small nonprofit that has been operating for 66 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $347K |
| Total Expenses | $357K |
| Surplus / Deficit | $-10,086 |
| Total Assets | $355K |
| Net Assets | $355K |
| Operating Margin | -2.9% |
| Months of Reserves | 11.9 months |
Financial Health Grade: B
In 2023, Shore Builders Association Of Central New Jersey A New Jersey reported a deficit of $10K with expenses exceeding revenue, holds 11.9 months of operating reserves (strong position).
Financial Trends
Over 13 years of filings (2011–2023), Shore Builders Association Of Central New Jersey A New Jersey's revenue has grown at a compound annual growth rate (CAGR) of 0.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -14.1% | -8.9% | +1.4% |
| 2022 | +15.3% | +12.8% | -4.4% |
| 2021 | -13.8% | +0.6% | -4.8% |
| 2020 | -3.3% | -13.9% | +12.5% |
| 2019 | +1.0% | +2.5% | +24.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1960 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Shore Builders Association Of Central New Jersey A New Jersey with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Shore Builders Association Of Central New Jersey A New Jersey allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $10K, with expenses exceeding revenue.
Executive Compensation Analysis
Executive compensation is consistently reported at 0% across all available filings, indicating that no officers receive salaries from the organization. This is a highly positive indicator for a nonprofit of its size, suggesting a strong volunteer leadership or a very lean operational model focused on maximizing resource allocation to its mission.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Shore Builders Association Of Central New Jersey A New Jersey:
- Consistent financial stability with assets exceeding liabilities (e.g., $355,018 assets vs. $0 liabilities in 2023).
- Zero reported officer compensation across all filings, indicating efficient use of funds.
- Stable revenue and expense patterns over a decade, suggesting predictable operations.
- Low liabilities, demonstrating strong financial management and minimal debt burden.
Frequently Asked Questions about Shore Builders Association Of Central New Jersey A New Jersey
Is Shore Builders Association Of Central New Jersey A New Jersey a legitimate charity?
Shore Builders Association Of Central New Jersey A New Jersey (EIN: 210657209) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $443K. No red flags identified. 4 strengths noted. Financial health grade: B.
How does Shore Builders Association Of Central New Jersey A New Jersey spend its money?
Shore Builders Association Of Central New Jersey A New Jersey directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Shore Builders Association Of Central New Jersey A New Jersey tax-deductible?
Shore Builders Association Of Central New Jersey A New Jersey is registered as a tax-exempt nonprofit (EIN: 210657209). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Shore Builders Association Of Central New Jersey A New Jersey's spending goes to programs?
Shore Builders Association Of Central New Jersey A New Jersey directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Shore Builders Association Of Central New Jersey A New Jersey compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Shore Builders Association Of Central New Jersey A New Jersey is above average for NTEE category Z99 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Shore Builders Association Of Central New Jersey A New Jersey located?
Shore Builders Association Of Central New Jersey A New Jersey is headquartered in Lakewood, New Jersey and files with the IRS under EIN 210657209. It is classified under NTEE code Z99.
How many years of IRS 990 filings does Shore Builders Association Of Central New Jersey A New Jersey have?
Shore Builders Association Of Central New Jersey A New Jersey has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $443K in total revenue.
Is Shore Builders Association Of Central New Jersey a good charity?
Based on the provided financial data, the organization appears to be financially stable with a consistent asset base and no reported officer compensation, which are strong indicators of good financial management and a focus on its mission.
How does the organization manage its liabilities?
The organization consistently maintains very low liabilities relative to its assets. For example, in 2023, liabilities were $0 against assets of $355,018, demonstrating excellent financial control and minimal debt.
What is the trend in the organization's revenue and expenses?
Revenue and expenses have generally remained stable over the past decade, typically ranging between $300,000 and $420,000 annually. While there are minor fluctuations, the organization consistently operates near break-even, indicating careful financial planning.
Filing History
IRS 990 filing history for Shore Builders Association Of Central New Jersey A New Jersey showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Shore Builders Association Of Central New Jersey A New Jersey's revenue has grown by 3%, moving from $337K to $347K. Total assets increased by 49.1% over the same period, from $238K to $355K. Total functional expenses fell by 6.5%, from $382K to $357K. In its most recent filing year (2023), Shore Builders Association Of Central New Jersey A New Jersey reported a deficit of $10K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $347K | $357K | $355K | $0 | — | — |
| 2022 | $404K | $392K | $350K | $19 | — | View 990 |
| 2021 | $350K | $347K | $366K | $8K | — | — |
| 2020 | $406K | $345K | $385K | $43K | — | View 990 |
| 2019 | $420K | $401K | $342K | $74K | — | View 990 |
| 2018 | $416K | $391K | $274K | $41K | — | View 990 |
| 2017 | $414K | $386K | $281K | $73K | — | View 990 |
| 2016 | $374K | $379K | $241K | $61K | — | View 990 |
| 2015 | $359K | $348K | $209K | $28K | — | View 990 |
| 2014 | $311K | $308K | $194K | $6K | — | View 990 |
| 2013 | $343K | $312K | $204K | $16K | — | View 990 |
| 2012 | $249K | $321K | $189K | $26K | — | View 990 |
| 2011 | $337K | $382K | $238K | $4K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $347K, expenses of $357K, and assets of $355K (revenue -14.1% year-over-year).
- 2022: Revenue of $404K, expenses of $392K, and assets of $350K (revenue +15.3% year-over-year).
- 2021: Revenue of $350K, expenses of $347K, and assets of $366K (revenue -13.8% year-over-year).
- 2020: Revenue of $406K, expenses of $345K, and assets of $385K (revenue -3.3% year-over-year).
- 2019: Revenue of $420K, expenses of $401K, and assets of $342K (revenue +1.0% year-over-year).
- 2018: Revenue of $416K, expenses of $391K, and assets of $274K (revenue +0.4% year-over-year).
- 2017: Revenue of $414K, expenses of $386K, and assets of $281K (revenue +10.6% year-over-year).
- 2016: Revenue of $374K, expenses of $379K, and assets of $241K (revenue +4.2% year-over-year).
- 2015: Revenue of $359K, expenses of $348K, and assets of $209K (revenue +15.4% year-over-year).
- 2014: Revenue of $311K, expenses of $308K, and assets of $194K (revenue -9.1% year-over-year).
- 2013: Revenue of $343K, expenses of $312K, and assets of $204K (revenue +37.4% year-over-year).
- 2012: Revenue of $249K, expenses of $321K, and assets of $189K (revenue -26.0% year-over-year).
- 2011: Revenue of $337K, expenses of $382K, and assets of $238K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Shore Builders Association Of Central New Jersey A New Jersey:
Data Sources and Methodology
This transparency report for Shore Builders Association Of Central New Jersey A New Jersey is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.