Shrewsbury Sailing & Yacht Club
Shrewsbury Sailing & Yacht Club shows consistent revenue growth and asset accumulation, but 2023 liabilities nearly match assets.
EIN: 210704634 · Oceanport, NJ · Updated: 2026-03-28
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Shrewsbury Sailing & Yacht Club is mapped to EIN 210704634.
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| Metric | Value |
|---|---|
| Total Revenue | $485K |
| Total Expenses | $422K |
| Program Spending | 70% |
| Net Assets | $1.7M |
| Transparency Score | 75/100 |
Search Intent Cockpit
Shrewsbury Sailing & Yacht Club Form 990, Revenue, CEO Pay, and IRS Filing Signals
Shrewsbury Sailing & Yacht Club is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Shrewsbury Sailing & Yacht Club in one place.
Form 990 Filing Summary
14 filing years are available, with latest revenue of $482K and expenses of $422K.
Revenue and Expenses
Shrewsbury Sailing & Yacht Club reported $482K in revenue and $422K in expenses, a surplus of $60K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.
Is Shrewsbury Sailing & Yacht Club Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $295K (70%) |
Across stored filings, Shrewsbury Sailing & Yacht Club shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 70% to programs | Good |
| Financial durability | Grade A | 14 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and category context |
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Shrewsbury Sailing & Yacht Club directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Shrewsbury Sailing & Yacht Club
Shrewsbury Sailing & Yacht Club (EIN: 210704634) is a nonprofit organization based in Oceanport, NJ. The organization reported total revenue of $485K and total assets of $1.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Shrewsbury Sailing & Yacht Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Shrewsbury Sailing & Yacht Club is a small nonprofit that has been operating for 41 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 3.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $482K |
| Total Expenses | $422K |
| Surplus / Deficit | +$60K |
| Total Assets | $1.7M |
| Total Liabilities | $2K |
| Net Assets | $1.7M |
| Operating Margin | 12.4% |
| Debt-to-Asset Ratio | 0.1% |
| Months of Reserves | 49.5 months |
Financial Health Grade: A
In 2023, Shrewsbury Sailing & Yacht Club reported a surplus of $60K with revenue exceeding expenses, holds 49.5 months of operating reserves (strong position), has a debt-to-asset ratio of 0.1% (very low leverage).
Financial Trends
Over 14 years of filings (2010–2023), Shrewsbury Sailing & Yacht Club's revenue has grown at a compound annual growth rate (CAGR) of 3.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +17.5% | +14.2% | +3.6% |
| 2022 | -7.8% | -4.0% | +1.3% |
| 2021 | +44.3% | +55.6% | +3.9% |
| 2020 | -9.4% | -25.7% | +4.9% |
| 2019 | -4.3% | +3.4% | +0.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1985 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Shrewsbury Sailing & Yacht Club with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Shrewsbury Sailing & Yacht Club allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $60K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.1%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, suggesting that the organization's leadership is either entirely volunteer-based or compensated through non-reportable means, which is a positive indicator of resource allocation towards its mission.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Shrewsbury Sailing & Yacht Club's IRS 990 filings:
- Significant increase in liabilities in 2023 ($1,788,000) almost matching total assets ($1,741,224), which could indicate substantial debt or financial obligations.
- Lack of detailed expense breakdown (program, admin, fundraising) in the provided summary data, hindering a full assessment of spending efficiency.
Strengths
The following positive indicators were identified for Shrewsbury Sailing & Yacht Club:
- Consistent revenue generation exceeding expenses over the past decade, indicating financial stability.
- Steady growth in assets from $1,316,818 in 2014 to $1,741,224 in 2023.
- No reported officer compensation across all filings, suggesting a volunteer-driven leadership or efficient use of funds.
- Long filing history (14 filings) demonstrates consistent compliance and transparency in reporting.
Frequently Asked Questions about Shrewsbury Sailing & Yacht Club
Is Shrewsbury Sailing & Yacht Club a legitimate charity?
Shrewsbury Sailing & Yacht Club (EIN: 210704634) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 75/100. It has 14 years of IRS 990 filings on record. Total revenue: $485K. 2 red flags identified. 4 strengths noted. Financial health grade: A.
How does Shrewsbury Sailing & Yacht Club spend its money?
Shrewsbury Sailing & Yacht Club directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Shrewsbury Sailing & Yacht Club tax-deductible?
Shrewsbury Sailing & Yacht Club is registered as a tax-exempt nonprofit (EIN: 210704634). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Shrewsbury Sailing & Yacht Club's spending goes to programs?
Shrewsbury Sailing & Yacht Club directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Shrewsbury Sailing & Yacht Club located?
Shrewsbury Sailing & Yacht Club is headquartered in Oceanport, New Jersey and files with the IRS under EIN 210704634.
How many years of IRS 990 filings does Shrewsbury Sailing & Yacht Club have?
Shrewsbury Sailing & Yacht Club has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $485K in total revenue.
What caused the significant increase in liabilities to $1,788,000 in 2023, almost equal to the organization's assets?
The IRS 990 data shows liabilities jumped from $974 in 2022 to $1,788,000 in 2023. Understanding the nature of these liabilities (e.g., mortgage, capital project debt) is crucial for assessing financial risk.
Is Shrewsbury Sailing & Yacht Club a good charity?
Based on the available data, the club demonstrates consistent financial stability with growing assets and no reported officer compensation. However, the recent surge in liabilities in 2023 requires further investigation to fully assess its long-term financial health and overall 'goodness' as a charity.
How does the organization allocate its expenses between program services, administration, and fundraising?
The provided IRS 990 summaries do not offer a detailed breakdown of expenses into program, administrative, and fundraising categories. This information is essential for a comprehensive evaluation of spending efficiency.
Filing History
IRS 990 filing history for Shrewsbury Sailing & Yacht Club showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), Shrewsbury Sailing & Yacht Club's revenue has grown by 55.4%, moving from $310K to $482K. Total assets increased by 34.1% over the same period, from $1.3M to $1.7M. Total functional expenses rose by 68.9%, from $250K to $422K. In its most recent filing year (2023), Shrewsbury Sailing & Yacht Club reported a surplus of $60K, with revenue exceeding expenses. The organization holds $2K in liabilities against $1.7M in assets (debt-to-asset ratio: 0.1%), resulting in net assets of $1.7M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $482K | $422K | $1.7M | $2K | — | — |
| 2022 | $410K | $369K | $1.7M | $974 | — | View 990 |
| 2021 | $444K | $385K | $1.7M | $19K | — | View 990 |
| 2020 | $308K | $247K | $1.6M | $17K | — | — |
| 2019 | $340K | $333K | $1.5M | $4K | — | View 990 |
| 2018 | $355K | $322K | $1.5M | $516 | — | View 990 |
| 2017 | $364K | $327K | $1.5M | $4K | — | View 990 |
| 2016 | $367K | $313K | $1.4M | $917 | — | View 990 |
| 2015 | $358K | $285K | $1.4M | $885 | — | View 990 |
| 2014 | $303K | $281K | $1.3M | $3K | — | View 990 |
| 2013 | $468K | $482K | $1.3M | $17K | — | View 990 |
| 2012 | $280K | $273K | $1.3M | $23K | — | View 990 |
| 2011 | $315K | $284K | $1.3M | $30K | — | View 990 |
| 2010 | $310K | $250K | $1.3M | $37K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $482K, expenses of $422K, and assets of $1.7M (revenue +17.5% year-over-year).
- 2022: Revenue of $410K, expenses of $369K, and assets of $1.7M (revenue -7.8% year-over-year).
- 2021: Revenue of $444K, expenses of $385K, and assets of $1.7M (revenue +44.3% year-over-year).
- 2020: Revenue of $308K, expenses of $247K, and assets of $1.6M (revenue -9.4% year-over-year).
- 2019: Revenue of $340K, expenses of $333K, and assets of $1.5M (revenue -4.3% year-over-year).
- 2018: Revenue of $355K, expenses of $322K, and assets of $1.5M (revenue -2.3% year-over-year).
- 2017: Revenue of $364K, expenses of $327K, and assets of $1.5M (revenue -1.0% year-over-year).
- 2016: Revenue of $367K, expenses of $313K, and assets of $1.4M (revenue +2.5% year-over-year).
- 2015: Revenue of $358K, expenses of $285K, and assets of $1.4M (revenue +18.1% year-over-year).
- 2014: Revenue of $303K, expenses of $281K, and assets of $1.3M (revenue -35.2% year-over-year).
- 2013: Revenue of $468K, expenses of $482K, and assets of $1.3M (revenue +67.2% year-over-year).
- 2012: Revenue of $280K, expenses of $273K, and assets of $1.3M (revenue -11.3% year-over-year).
- 2011: Revenue of $315K, expenses of $284K, and assets of $1.3M (revenue +1.8% year-over-year).
- 2010: Revenue of $310K, expenses of $250K, and assets of $1.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Shrewsbury Sailing & Yacht Club:
Data Sources and Methodology
This transparency report for Shrewsbury Sailing & Yacht Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.