Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri
Sickness & Accident Fund consistently operates at a deficit, relying on reserves despite no reported officer compensation.
EIN: 135563432 · New York, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.3M |
| Total Expenses | $2.6M |
| Program Spending | 85% |
| Net Assets | $515K |
| Transparency Score | 65/100 |
Is Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri
Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri (EIN: 135563432) is a nonprofit organization based in New York, NY. The organization reported total revenue of $2.3M and total assets of $1.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri is a mid-size nonprofit that has been operating for 76 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of -5.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.4M |
| Total Expenses | $2.6M |
| Surplus / Deficit | $-245,886 |
| Total Assets | $1.4M |
| Total Liabilities | $897K |
| Net Assets | $515K |
| Operating Margin | -10.4% |
| Debt-to-Asset Ratio | 63.5% |
| Months of Reserves | 6.5 months |
Financial Health Grade: C
In 2023, Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri reported a deficit of $246K with expenses exceeding revenue, holds 6.5 months of operating reserves (strong position), has a debt-to-asset ratio of 63.5% (high leverage).
Financial Trends
Over 14 years of filings (2010–2023), Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri's revenue has declined at a compound annual growth rate (CAGR) of -5.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -9.9% | -6.6% | -14.8% |
| 2022 | +3.6% | +6.4% | -9.1% |
| 2021 | -19.7% | -20.8% | -7.8% |
| 2020 | -7.0% | -8.7% | -10.5% |
| 2019 | -10.9% | -5.4% | -11.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1950 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $246K, with expenses exceeding revenue.
- Debt-to-asset ratio: 63.5%.
Executive Compensation Analysis
The organization reports 0% officer compensation across all available filing periods, suggesting either a volunteer executive leadership or that executive compensation is categorized under other expense lines, which would require further detail to fully understand.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri's IRS 990 filings:
- Consistent operational deficits: Expenses have exceeded revenue in multiple recent years (e.g., $245,886 deficit in 2023, $172,961 in 2022).
- Reliance on reserves: The organization appears to be drawing down its asset base to cover ongoing operational shortfalls, as evidenced by decreasing assets from $2,210,607 in 2019 to $1,412,288 in 2023.
- Lack of detailed expense breakdown: Without specific program, administrative, and fundraising expense figures, it's challenging to fully assess spending efficiency.
Strengths
The following positive indicators were identified for Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri:
- Strong asset base: Despite operational deficits, the organization maintains significant assets ($1,412,288 in 2023) relative to its liabilities ($896,868).
- Consistent IRS 990 filing history: The organization has a strong record of transparency with 14 filings available.
- No reported officer compensation: This could indicate a highly efficient or volunteer-driven leadership structure, though further detail is needed.
Frequently Asked Questions about Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri
Is Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri a legitimate charity?
Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri (EIN: 135563432) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 65/100. It has 14 years of IRS 990 filings on record. Total revenue: $2.3M. 3 red flags identified. 3 strengths noted. Financial health grade: C.
How does Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri spend its money?
Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri tax-deductible?
Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri is registered as a tax-exempt nonprofit (EIN: 135563432). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri's spending goes to programs?
Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri located?
Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri is headquartered in New York, New York and files with the IRS under EIN 135563432.
How many years of IRS 990 filings does Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri have?
Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.3M in total revenue.
How does the organization cover its consistent operational deficits?
The organization appears to cover its operational deficits by drawing from its accumulated assets. For instance, in 2023, expenses exceeded revenue by $245,886, yet assets remained substantial at $1,412,288.
What is the detailed breakdown of expenses (program, administrative, fundraising)?
The provided data does not offer a detailed breakdown of expenses into program, administrative, and fundraising categories, making it difficult to assess spending efficiency accurately.
Why is officer compensation consistently reported as 0%?
The consistent reporting of 0% officer compensation across all filings suggests either a volunteer-based executive structure or that executive salaries are included within other expense categories, which would need clarification from the full 990 forms.
What is the long-term strategy for addressing the recurring revenue shortfalls?
The provided data does not detail the organization's strategy for addressing the consistent trend of expenses exceeding revenue, which has been observed in multiple recent fiscal periods.
Filing History
IRS 990 filing history for Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri's revenue has declined by 53.3%, moving from $5.0M to $2.4M. Total assets increased by 27.1% over the same period, from $1.1M to $1.4M. Total functional expenses fell by 50.9%, from $5.3M to $2.6M. In its most recent filing year (2023), Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri reported a deficit of $246K, with expenses exceeding revenue. The organization holds $897K in liabilities against $1.4M in assets (debt-to-asset ratio: 63.5%), resulting in net assets of $515K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.4M | $2.6M | $1.4M | $897K | — | — |
| 2022 | $2.6M | $2.8M | $1.7M | $896K | — | View 990 |
| 2021 | $2.5M | $2.6M | $1.8M | $889K | — | View 990 |
| 2020 | $3.1M | $3.3M | $2.0M | $945K | — | View 990 |
| 2019 | $3.4M | $3.6M | $2.2M | $1.0M | — | View 990 |
| 2018 | $3.8M | $3.8M | $2.5M | $1.0M | — | View 990 |
| 2017 | $3.7M | $3.8M | $2.6M | $1.1M | — | View 990 |
| 2016 | $3.4M | $3.6M | $1.7M | $649K | — | View 990 |
| 2015 | $3.4M | $3.7M | $2.2M | $931K | — | View 990 |
| 2014 | $3.9M | $3.9M | $2.0M | $527K | — | View 990 |
| 2013 | $4.3M | $3.9M | $2.1M | $596K | — | View 990 |
| 2012 | $4.1M | $4.3M | $1.6M | $647K | — | View 990 |
| 2011 | $4.8M | $5.1M | $1.4M | $858K | — | View 990 |
| 2010 | $5.0M | $5.3M | $1.1M | $624K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.4M, expenses of $2.6M, and assets of $1.4M (revenue -9.9% year-over-year).
- 2022: Revenue of $2.6M, expenses of $2.8M, and assets of $1.7M (revenue +3.6% year-over-year).
- 2021: Revenue of $2.5M, expenses of $2.6M, and assets of $1.8M (revenue -19.7% year-over-year).
- 2020: Revenue of $3.1M, expenses of $3.3M, and assets of $2.0M (revenue -7.0% year-over-year).
- 2019: Revenue of $3.4M, expenses of $3.6M, and assets of $2.2M (revenue -10.9% year-over-year).
- 2018: Revenue of $3.8M, expenses of $3.8M, and assets of $2.5M (revenue +3.4% year-over-year).
- 2017: Revenue of $3.7M, expenses of $3.8M, and assets of $2.6M (revenue +6.2% year-over-year).
- 2016: Revenue of $3.4M, expenses of $3.6M, and assets of $1.7M (revenue +0.3% year-over-year).
- 2015: Revenue of $3.4M, expenses of $3.7M, and assets of $2.2M (revenue -12.1% year-over-year).
- 2014: Revenue of $3.9M, expenses of $3.9M, and assets of $2.0M (revenue -9.0% year-over-year).
- 2013: Revenue of $4.3M, expenses of $3.9M, and assets of $2.1M (revenue +4.4% year-over-year).
- 2012: Revenue of $4.1M, expenses of $4.3M, and assets of $1.6M (revenue -14.1% year-over-year).
- 2011: Revenue of $4.8M, expenses of $5.1M, and assets of $1.4M (revenue -4.9% year-over-year).
- 2010: Revenue of $5.0M, expenses of $5.3M, and assets of $1.1M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri:
Data Sources and Methodology
This transparency report for Sickness & Accident Fund Of 1 Amalgamated Lithographers Of Ameri is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.