Silver Bay Association For Christian Conference And Training
Silver Bay Association consistently generates surpluses and maintains strong assets with no reported officer compensation.
EIN: 135604788 · Silver Bay, NY · NTEE: P27B · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $16.6M |
| Total Expenses | $10.6M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $10 |
| Net Assets | $42.4M |
| Transparency Score | 90/100 |
Is Silver Bay Association For Christian Conference And Training Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Silver Bay Association For Christian Conference And Training directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Silver Bay Association For Christian Conference And Training
Silver Bay Association For Christian Conference And Training (EIN: 135604788) is a nonprofit organization based in Silver Bay, NY, classified under NTEE code P27B. The organization reported total revenue of $16.6M and total assets of $46.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Silver Bay Association For Christian Conference And Training's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Silver Bay Association For Christian Conference And Training is a large nonprofit that has been operating for 88 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $10.7M |
| Total Expenses | $10.6M |
| Surplus / Deficit | +$115K |
| Total Assets | $46.0M |
| Total Liabilities | $3.6M |
| Net Assets | $42.4M |
| Operating Margin | 1.1% |
| Debt-to-Asset Ratio | 7.7% |
| Months of Reserves | 52.0 months |
Financial Health Grade: A
In 2023, Silver Bay Association For Christian Conference And Training reported a surplus of $115K with revenue exceeding expenses, holds 52.0 months of operating reserves (strong position), has a debt-to-asset ratio of 7.7% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Silver Bay Association For Christian Conference And Training's revenue has grown at a compound annual growth rate (CAGR) of 0.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +3.4% | +14.1% | -0.2% |
| 2022 | +20.4% | +29.2% | -5.2% |
| 2021 | +15.4% | +21.1% | +5.6% |
| 2020 | -23.7% | -26.1% | -2.2% |
| 2019 | +20.2% | +5.5% | +7.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 7000 |
| IRS Ruling Date | 1938 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Silver Bay Association For Christian Conference And Training with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Silver Bay Association For Christian Conference And Training allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $115K, with revenue exceeding expenses.
- Debt-to-asset ratio: 7.7%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, which is highly unusual for an organization of its size with revenues exceeding $10 million. This suggests either a volunteer executive leadership or compensation structured in a way not captured under 'officer compensation' on the 990, warranting further inquiry.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Silver Bay Association For Christian Conference And Training's IRS 990 filings:
- Consistent 0% officer compensation reported for an organization of this size, which is atypical and may warrant further investigation into executive compensation structures.
Strengths
The following positive indicators were identified for Silver Bay Association For Christian Conference And Training:
- Consistent financial surpluses, indicating effective expense management (e.g., $10,726,001 revenue vs. $10,610,638 expenses in 2023).
- Strong and growing asset base, from $30,886,271 in 2014 to $45,966,104 in 2023, demonstrating long-term financial stability.
- Low liabilities relative to assets (e.g., $3,556,236 liabilities vs. $45,966,104 assets in 2023), indicating a healthy balance sheet.
- Positive revenue growth over the past decade, with some fluctuations but an overall upward trend.
Frequently Asked Questions about Silver Bay Association For Christian Conference And Training
Is Silver Bay Association For Christian Conference And Training a legitimate charity?
Based on AI analysis of IRS 990 filings, Silver Bay Association For Christian Conference And Training (EIN: 135604788) some concerns. Mission Score: 90/100. 1 red flag identified, 4 strengths noted.
How does Silver Bay Association For Christian Conference And Training spend its money?
Silver Bay Association For Christian Conference And Training directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Silver Bay Association For Christian Conference And Training tax-deductible?
Silver Bay Association For Christian Conference And Training is registered as a tax-exempt nonprofit (EIN: 135604788). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Silver Bay Association For Christian Conference And Training CEO make?
Silver Bay Association For Christian Conference And Training's highest-compensated officer earns $10 annually. The organization reported $16.6M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Silver Bay Association For Christian Conference And Training's spending goes to programs?
Silver Bay Association For Christian Conference And Training directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Silver Bay Association For Christian Conference And Training compare to similar nonprofits?
With a transparency score of 90/100 (Excellent), Silver Bay Association For Christian Conference And Training is above average for NTEE category P27B nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Silver Bay Association For Christian Conference And Training located?
Silver Bay Association For Christian Conference And Training is headquartered in Silver Bay, New York and files with the IRS under EIN 135604788. It is classified under NTEE code P27B.
How many years of IRS 990 filings does Silver Bay Association For Christian Conference And Training have?
Silver Bay Association For Christian Conference And Training has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $16.6M in total revenue.
Is Silver Bay Association a good charity?
Based on the provided financial data, the Silver Bay Association appears to be a financially sound organization with consistent surpluses, strong assets, and no reported officer compensation, suggesting a high degree of financial efficiency and dedication to its mission.
How does Silver Bay Association manage its expenses?
The organization consistently manages its expenses below its revenue, as evidenced by the surpluses in most years (e.g., $10,726,001 revenue vs. $10,610,638 expenses in 2023), indicating effective cost control and financial planning.
What is the trend in Silver Bay Association's assets?
The organization's assets have shown a strong upward trend, growing from $30,886,271 in 2014 to $45,966,104 in 2023, indicating successful asset accumulation and financial growth over the decade.
What is the significance of 0% officer compensation?
A consistent 0% officer compensation reported on IRS 990 filings for an organization of this scale is highly unusual. It could mean that executive leadership is entirely volunteer-based, or their compensation is categorized differently (e.g., as program staff salaries if they also perform program duties), or it might indicate a lack of transparency in reporting this specific line item. Further investigation into their full compensation practices would be beneficial.
Filing History
IRS 990 filing history for Silver Bay Association For Christian Conference And Training showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Silver Bay Association For Christian Conference And Training's revenue has grown by 4.3%, moving from $10.3M to $10.7M. Total assets increased by 77.5% over the same period, from $25.9M to $46.0M. Total functional expenses rose by 78.1%, from $6.0M to $10.6M. In its most recent filing year (2023), Silver Bay Association For Christian Conference And Training reported a surplus of $115K, with revenue exceeding expenses. The organization holds $3.6M in liabilities against $46.0M in assets (debt-to-asset ratio: 7.7%), resulting in net assets of $42.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $10.7M | $10.6M | $46.0M | $3.6M | — | — |
| 2022 | $10.4M | $9.3M | $46.1M | $4.3M | — | View 990 |
| 2021 | $8.6M | $7.2M | $48.6M | $4.8M | — | View 990 |
| 2020 | $7.5M | $5.9M | $46.0M | $4.9M | — | View 990 |
| 2019 | $9.8M | $8.0M | $47.0M | $7.9M | — | View 990 |
| 2018 | $8.2M | $7.6M | $43.7M | $8.4M | — | View 990 |
| 2017 | $7.3M | $7.3M | $40.2M | $2.5M | — | View 990 |
| 2016 | $12.2M | $6.7M | $38.1M | $1.4M | — | View 990 |
| 2015 | $8.6M | $7.0M | $31.8M | $1.6M | — | View 990 |
| 2014 | $7.8M | $6.9M | $30.9M | $1.4M | — | View 990 |
| 2013 | $7.5M | $6.2M | $30.6M | $1.5M | — | View 990 |
| 2012 | $9.2M | $6.1M | $28.9M | $1.7M | — | View 990 |
| 2011 | $10.3M | $6.0M | $25.9M | $1.7M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $10.7M, expenses of $10.6M, and assets of $46.0M (revenue +3.4% year-over-year).
- 2022: Revenue of $10.4M, expenses of $9.3M, and assets of $46.1M (revenue +20.4% year-over-year).
- 2021: Revenue of $8.6M, expenses of $7.2M, and assets of $48.6M (revenue +15.4% year-over-year).
- 2020: Revenue of $7.5M, expenses of $5.9M, and assets of $46.0M (revenue -23.7% year-over-year).
- 2019: Revenue of $9.8M, expenses of $8.0M, and assets of $47.0M (revenue +20.2% year-over-year).
- 2018: Revenue of $8.2M, expenses of $7.6M, and assets of $43.7M (revenue +11.5% year-over-year).
- 2017: Revenue of $7.3M, expenses of $7.3M, and assets of $40.2M (revenue -40.0% year-over-year).
- 2016: Revenue of $12.2M, expenses of $6.7M, and assets of $38.1M (revenue +41.3% year-over-year).
- 2015: Revenue of $8.6M, expenses of $7.0M, and assets of $31.8M (revenue +10.4% year-over-year).
- 2014: Revenue of $7.8M, expenses of $6.9M, and assets of $30.9M (revenue +4.0% year-over-year).
- 2013: Revenue of $7.5M, expenses of $6.2M, and assets of $30.6M (revenue -18.0% year-over-year).
- 2012: Revenue of $9.2M, expenses of $6.1M, and assets of $28.9M (revenue -10.8% year-over-year).
- 2011: Revenue of $10.3M, expenses of $6.0M, and assets of $25.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Silver Bay Association For Christian Conference And Training:
Data Sources and Methodology
This transparency report for Silver Bay Association For Christian Conference And Training is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.