Small Business Utility Advocates
EIN: 460616703 · San Francisco, CA · NTEE: W01
| Metric | Value |
|---|---|
| Total Revenue | $2.5M |
| Total Expenses | $1.7M |
| Net Assets | $173K |
Is Small Business Utility Advocates Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Small Business Utility Advocates
Small Business Utility Advocates (EIN: 460616703) is a nonprofit organization based in San Francisco, CA, classified under NTEE code W01. The organization reported total revenue of $2.5M and total assets of $438K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Small Business Utility Advocates's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Small Business Utility Advocates is a mid-size nonprofit that has been operating for 12 years, with 8 years of IRS 990 filings on record (2016–2023). Revenue has grown at a compound annual rate of 51.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.0M |
| Total Expenses | $1.7M |
| Surplus / Deficit | +$295K |
| Total Assets | $323K |
| Total Liabilities | $150K |
| Net Assets | $173K |
| Operating Margin | 14.9% |
| Debt-to-Asset Ratio | 46.4% |
| Months of Reserves | 2.3 months |
Financial Health Grade: A
In 2023, Small Business Utility Advocates reported a surplus of $295K with revenue exceeding expenses, holds 2.3 months of operating reserves (limited), has a debt-to-asset ratio of 46.4% (moderate leverage).
Financial Trends
Over 8 years of filings (2016–2023), Small Business Utility Advocates's revenue has grown at a compound annual growth rate (CAGR) of 51.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +57.0% | +31.4% | +857.9% |
| 2022 | +100.8% | +80.6% | -37.6% |
| 2021 | -6.1% | +3.1% | -77.8% |
| 2020 | +124.0% | +112.7% | +628.9% |
| 2019 | +107.2% | +161.8% | +43.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 2014 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Small Business Utility Advocates has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Small Business Utility Advocates with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $295K, with revenue exceeding expenses.
- Debt-to-asset ratio: 46.4%.
Frequently Asked Questions about Small Business Utility Advocates
Is Small Business Utility Advocates a legitimate charity?
Small Business Utility Advocates (EIN: 460616703) is a registered tax-exempt nonprofit based in California. It has 8 years of IRS 990 filings on record. Total revenue: $2.5M. No red flags identified. Financial health grade: A.
How does Small Business Utility Advocates spend its money?
Small Business Utility Advocates reported $2.5M in total revenue in IRS 990 filings. 8 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Small Business Utility Advocates tax-deductible?
Small Business Utility Advocates is registered as a tax-exempt nonprofit (EIN: 460616703). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Small Business Utility Advocates located?
Small Business Utility Advocates is headquartered in San Francisco, California and files with the IRS under EIN 460616703. It is classified under NTEE code W01.
How many years of IRS 990 filings does Small Business Utility Advocates have?
Small Business Utility Advocates has 8 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.5M in total revenue.
Filing History
IRS 990 filing history for Small Business Utility Advocates showing financial trends over 8 years of public records:
Over 8 years of IRS 990 filings (2016–2023), Small Business Utility Advocates's revenue has grown by 1748.7%, moving from $107K to $2.0M. Total assets increased by 10150.1% over the same period, from $3K to $323K. Total functional expenses rose by 1479.9%, from $106K to $1.7M. In its most recent filing year (2023), Small Business Utility Advocates reported a surplus of $295K, with revenue exceeding expenses. The organization holds $150K in liabilities against $323K in assets (debt-to-asset ratio: 46.4%), resulting in net assets of $173K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.0M | $1.7M | $323K | $150K | — | View 990 |
| 2022 | $1.3M | $1.3M | $34K | $156K | — | — |
| 2021 | $626K | $707K | $54K | $156K | — | View 990 |
| 2020 | $666K | $686K | $243K | $265K | — | — |
| 2019 | $297K | $322K | $33K | $35K | — | View 990 |
| 2018 | $143K | $123K | $23K | $0 | — | View 990 |
| 2017 | $39K | $39K | $4K | $1K | — | — |
| 2016 | $107K | $106K | $3K | $-2,642 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.0M, expenses of $1.7M, and assets of $323K (revenue +57.0% year-over-year).
- 2022: Revenue of $1.3M, expenses of $1.3M, and assets of $34K (revenue +100.8% year-over-year).
- 2021: Revenue of $626K, expenses of $707K, and assets of $54K (revenue -6.1% year-over-year).
- 2020: Revenue of $666K, expenses of $686K, and assets of $243K (revenue +124.0% year-over-year).
- 2019: Revenue of $297K, expenses of $322K, and assets of $33K (revenue +107.2% year-over-year).
- 2018: Revenue of $143K, expenses of $123K, and assets of $23K (revenue +269.3% year-over-year).
- 2017: Revenue of $39K, expenses of $39K, and assets of $4K (revenue -63.6% year-over-year).
- 2016: Revenue of $107K, expenses of $106K, and assets of $3K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Small Business Utility Advocates:
Data Sources and Methodology
This transparency report for Small Business Utility Advocates is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.