South Bend Firefighters Associationinc
South Bend Firefighters Association Inc. shows recent financial recovery after periods of significant deficits.
EIN: 208852625 · South Bend, IN · NTEE: M12 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $132K |
| Total Expenses | $62K |
| Program Spending | 75% |
| Net Assets | $63K |
| Transparency Score | 70/100 |
Is South Bend Firefighters Associationinc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
South Bend Firefighters Associationinc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About South Bend Firefighters Associationinc
South Bend Firefighters Associationinc (EIN: 208852625) is a nonprofit organization based in South Bend, IN, classified under NTEE code M12. The organization reported total revenue of $132K and total assets of $45K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of South Bend Firefighters Associationinc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
South Bend Firefighters Associationinc is a small nonprofit that has been operating for 14 years, with 10 years of IRS 990 filings on record (2013–2023). Revenue has grown at a compound annual rate of 1.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $69K |
| Total Expenses | $62K |
| Surplus / Deficit | +$7K |
| Total Assets | $63K |
| Net Assets | $63K |
| Operating Margin | 10.5% |
| Months of Reserves | 12.2 months |
Financial Health Grade: A
In 2023, South Bend Firefighters Associationinc reported a surplus of $7K with revenue exceeding expenses, holds 12.2 months of operating reserves (strong position).
Financial Trends
Over 10 years of filings (2013–2023), South Bend Firefighters Associationinc's revenue has grown at a compound annual growth rate (CAGR) of 1.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -23.6% | +13.7% | +13.0% |
| 2022 | +180.7% | -45.1% | +547.4% |
| 2020 | +2.0% | +67.9% | -88.6% |
| 2019 | +33.0% | +150.7% | +3115.7% |
| 2018 | +46.6% | +40.9% | +11.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2012 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates South Bend Firefighters Associationinc with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, South Bend Firefighters Associationinc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $7K, with revenue exceeding expenses.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no executive salaries are paid, which is highly favorable for donor perception and resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of South Bend Firefighters Associationinc's IRS 990 filings:
- Significant liabilities reported in 2019 and 2020 ($152,194) relative to assets and revenue.
- Periods of substantial net losses, such as in 2020 where expenses ($98,991) far exceeded revenue ($32,231).
- Fluctuating financial performance over the past decade, indicating potential instability.
Strengths
The following positive indicators were identified for South Bend Firefighters Associationinc:
- Consistent reporting of 0% officer compensation, indicating efficient use of funds for mission.
- Recent trend of positive net income in 2022 and 2023, suggesting improved financial management.
- Growth in assets from $8,615 in 2020 to $63,038 in 2023, indicating financial recovery and stability.
Frequently Asked Questions about South Bend Firefighters Associationinc
Is South Bend Firefighters Associationinc a legitimate charity?
South Bend Firefighters Associationinc (EIN: 208852625) is a registered tax-exempt nonprofit based in Indiana. Our AI analysis gives it a Mission Score of 70/100. It has 10 years of IRS 990 filings on record. Total revenue: $132K. 3 red flags identified. 3 strengths noted. Financial health grade: A.
How does South Bend Firefighters Associationinc spend its money?
South Bend Firefighters Associationinc directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to South Bend Firefighters Associationinc tax-deductible?
South Bend Firefighters Associationinc is registered as a tax-exempt nonprofit (EIN: 208852625). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of South Bend Firefighters Associationinc's spending goes to programs?
South Bend Firefighters Associationinc directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does South Bend Firefighters Associationinc compare to similar nonprofits?
With a transparency score of 70/100 (Good), South Bend Firefighters Associationinc is above average for NTEE category M12 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is South Bend Firefighters Associationinc located?
South Bend Firefighters Associationinc is headquartered in South Bend, Indiana and files with the IRS under EIN 208852625. It is classified under NTEE code M12.
How many years of IRS 990 filings does South Bend Firefighters Associationinc have?
South Bend Firefighters Associationinc has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $132K in total revenue.
Is South Bend Firefighters Association Inc. a good charity?
Based on the available data, the organization has shown improved financial health in recent years, with positive net income in 2022 and 2023. The consistent reporting of 0% officer compensation is a strong positive. However, without detailed program spending information, a full assessment of its charitable impact is limited.
What caused the significant liabilities in 2019 and 2020?
The filings show liabilities of $152,194 in both 2019 and 2020, which is a substantial amount relative to the organization's revenue and assets during those periods. The specific cause is not detailed in the provided summary, but it represents a significant financial burden at the time.
How has the organization's asset base changed over time?
The organization's assets have fluctuated significantly, from a low of $1,807 in 2013 to a high of $75,375 in 2019, and most recently $63,038 in 2023. This indicates periods of both asset growth and depletion.
What is the trend in revenue and expenses?
Revenue has fluctuated, with a recent peak of $90,482 in 2022, while expenses have also varied. The organization experienced significant deficits in 2013, 2019, and 2020, but has shown positive net income in 2022 and 2023, indicating a recent trend towards financial stability.
Filing History
IRS 990 filing history for South Bend Firefighters Associationinc showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2013–2023), South Bend Firefighters Associationinc's revenue has grown by 14.9%, moving from $60K to $69K. Total assets increased by 3388.5% over the same period, from $2K to $63K. Total functional expenses fell by 50.4%, from $125K to $62K. In its most recent filing year (2023), South Bend Firefighters Associationinc reported a surplus of $7K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $69K | $62K | $63K | $0 | — | View 990 |
| 2022 | $90K | $54K | $56K | $0 | — | View 990 |
| 2020 | $32K | $99K | $9K | $152K | — | View 990 |
| 2019 | $32K | $59K | $75K | $152K | — | View 990 |
| 2018 | $24K | $24K | $2K | $52K | — | View 990 |
| 2017 | $16K | $17K | $2K | $52K | — | View 990 |
| 2016 | $41K | $47K | $3K | $52K | — | View 990 |
| 2015 | $45K | $51K | $9K | $52K | — | View 990 |
| 2014 | $60K | $47K | $15K | $52K | — | View 990 |
| 2013 | $60K | $125K | $2K | $59K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $69K, expenses of $62K, and assets of $63K (revenue -23.6% year-over-year).
- 2022: Revenue of $90K, expenses of $54K, and assets of $56K (revenue +180.7% year-over-year).
- 2020: Revenue of $32K, expenses of $99K, and assets of $9K (revenue +2.0% year-over-year).
- 2019: Revenue of $32K, expenses of $59K, and assets of $75K (revenue +33.0% year-over-year).
- 2018: Revenue of $24K, expenses of $24K, and assets of $2K (revenue +46.6% year-over-year).
- 2017: Revenue of $16K, expenses of $17K, and assets of $2K (revenue -60.5% year-over-year).
- 2016: Revenue of $41K, expenses of $47K, and assets of $3K (revenue -8.6% year-over-year).
- 2015: Revenue of $45K, expenses of $51K, and assets of $9K (revenue -25.6% year-over-year).
- 2014: Revenue of $60K, expenses of $47K, and assets of $15K (revenue +0.4% year-over-year).
- 2013: Revenue of $60K, expenses of $125K, and assets of $2K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for South Bend Firefighters Associationinc:
Data Sources and Methodology
This transparency report for South Bend Firefighters Associationinc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.