South Carolina Military Scholarship & Family Care Association Inc

South Carolina Military Scholarship & Family Care Association Inc. faces persistent operating deficits and declining assets.

EIN: 20646118 · Greenville, SC · NTEE: B82 · Updated: 2026-03-28

$13KRevenue
$318KAssets
40/100Mission Score (Fair)
B82
South Carolina Military Scholarship & Family Care Association Inc Financial Summary
MetricValue
Total Revenue$13K
Total Expenses$35K
Program Spending60%
Net Assets$372K
Transparency Score40/100

Is South Carolina Military Scholarship & Family Care Association Inc Legit?

Significant Concerns

GoodFiling Consistency
Below AverageSpending Efficiency
ModerateTransparency
4 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

South Carolina Military Scholarship & Family Care Association Inc directs 60% of its spending to programs. This falls below the 65% benchmark. Donors may want to investigate further.

About South Carolina Military Scholarship & Family Care Association Inc

South Carolina Military Scholarship & Family Care Association Inc (EIN: 20646118) is a nonprofit organization based in Greenville, SC, classified under NTEE code B82. The organization reported total revenue of $13K and total assets of $318K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of South Carolina Military Scholarship & Family Care Association Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

23Years Operating
MicroSize Classification
13Years of Filings
MixedRevenue Trajectory

South Carolina Military Scholarship & Family Care Association Inc is a micro nonprofit that has been operating for 23 years, with 13 years of IRS 990 filings on record (2010–2022). Revenue has grown at a compound annual rate of -3.2%.

Key Financial Metrics (2022)

From the most recent IRS 990 filing on record:

Total Revenue$8K
Total Expenses$35K
Surplus / Deficit$-27,467
Total Assets$372K
Net Assets$372K
Operating Margin-342.8%
Months of Reserves125.8 months

Financial Health Grade: B

In 2022, South Carolina Military Scholarship & Family Care Association Inc reported a deficit of $27K with expenses exceeding revenue, holds 125.8 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2010–2022), South Carolina Military Scholarship & Family Care Association Inc's revenue has declined at a compound annual growth rate (CAGR) of -3.2%.

YearRevenue ChangeExpense ChangeAsset Change
2022+279.0%-11.0%-6.9%
2021-88.1%+46.7%-8.6%
2020+4.2%-36.2%-2.1%
2019-10.4%+2.9%-5.4%
2018-79.4%-38.9%-4.5%

IRS Tax-Exempt Classification

IRS Classification Codes2100
IRS Ruling Date2003

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The South Carolina Military Scholarship & Family Care Association Inc. exhibits concerning financial trends. For several years, the organization has consistently spent significantly more than it has brought in through revenue. For example, in 2022, revenue was $8,012 while expenses were $35,479, and in 2021, revenue was $2,114 against expenses of $39,883. This persistent deficit spending has led to a steady decline in assets, from a peak of $549,463 in 2015 to $372,057 in 2022. While the organization reports 0% officer compensation, which is a positive for transparency regarding executive pay, the overall financial sustainability is questionable given the long-term trend of expenses far exceeding income. The organization's ability to continue its mission is at risk if this trend persists. The NTEE code B82 suggests a focus on scholarships and financial aid, which aligns with its name. However, without a detailed breakdown of expenses from the 990 filings, it's difficult to ascertain the efficiency of program spending versus administrative or fundraising costs. The consistent net losses indicate that the organization is either drawing down on its reserves or relying on past accumulated assets to cover operational costs, which is not a sustainable model. The lack of liabilities reported across all periods is a positive indicator of financial management in terms of debt, but it doesn't offset the revenue-expense imbalance. In terms of transparency, the consistent filing of IRS Form 990s is a strength, allowing for public scrutiny of its financial activities. The reported 0% officer compensation is also a strong point for transparency. However, the financial health, characterized by declining assets and consistent operating deficits, raises significant questions about its long-term viability and the effectiveness of its fundraising efforts relative to its spending.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates South Carolina Military Scholarship & Family Care Association Inc with a Mission Score of 40 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, South Carolina Military Scholarship & Family Care Association Inc allocates its expenses as follows: admin: 30%, programs: 60%, fundraising: 10%. Approximately 60% goes to programs, indicating moderate mission focus.

Key Financial Metrics (2022)

From the most recent IRS 990 filing on record:

$8KTotal Revenue
$35KTotal Expenses
$372KTotal Assets
$372KNet Assets

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries or other compensation are paid to its officers, which is a strong positive for minimizing overhead related to executive pay.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of South Carolina Military Scholarship & Family Care Association Inc's IRS 990 filings:

Strengths

The following positive indicators were identified for South Carolina Military Scholarship & Family Care Association Inc:

Frequently Asked Questions about South Carolina Military Scholarship & Family Care Association Inc

Is South Carolina Military Scholarship & Family Care Association Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, South Carolina Military Scholarship & Family Care Association Inc (EIN: 20646118) significant concerns. Mission Score: 40/100. 4 red flags identified, 3 strengths noted.

How does South Carolina Military Scholarship & Family Care Association Inc spend its money?

South Carolina Military Scholarship & Family Care Association Inc directs 60% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to South Carolina Military Scholarship & Family Care Association Inc tax-deductible?

South Carolina Military Scholarship & Family Care Association Inc is registered as a tax-exempt nonprofit (EIN: 20646118). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of South Carolina Military Scholarship & Family Care Association Inc's spending goes to programs?

South Carolina Military Scholarship & Family Care Association Inc directs 60% to programs, 10% to fundraising. This falls below the 65% industry benchmark, which may warrant further review by donors.

How does South Carolina Military Scholarship & Family Care Association Inc compare to similar nonprofits?

With a transparency score of 40/100 (Fair), South Carolina Military Scholarship & Family Care Association Inc is near average for NTEE category B82 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is South Carolina Military Scholarship & Family Care Association Inc located?

South Carolina Military Scholarship & Family Care Association Inc is headquartered in Greenville, South Carolina and files with the IRS under EIN 20646118. It is classified under NTEE code B82.

How many years of IRS 990 filings does South Carolina Military Scholarship & Family Care Association Inc have?

South Carolina Military Scholarship & Family Care Association Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $13K in total revenue.

Is South Carolina Military Scholarship & Family Care Association Inc. financially sustainable?

Based on the provided data, the organization is not financially sustainable in its current operational model. It has consistently spent significantly more than its revenue for several years (e.g., $8,012 revenue vs. $35,479 expenses in 2022), leading to a steady decline in assets from $549,463 in 2015 to $372,057 in 2022.

What is the trend of the organization's assets?

The organization's assets have been in a consistent decline since 2015, when they were $549,463. By 2022, assets had fallen to $372,057, indicating that the organization is drawing down on its reserves to cover expenses.

How does the organization's revenue compare to its expenses?

For most recent years, the organization's expenses have significantly outpaced its revenue. For instance, in 2022, expenses were over four times its revenue ($35,479 vs. $8,012), and similar disparities are seen in 2021 and 2019.

Does the organization pay its officers?

No, the organization consistently reports 0% officer compensation across all available IRS 990 filings, indicating that no compensation is paid to its officers.

Filing History

IRS 990 filing history for South Carolina Military Scholarship & Family Care Association Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2010–2022), South Carolina Military Scholarship & Family Care Association Inc's revenue has declined by 32.3%, moving from $12K to $8K. Total assets increased by 8731.2% over the same period, from $4K to $372K. Total functional expenses rose by 240.4%, from $10K to $35K. In its most recent filing year (2022), South Carolina Military Scholarship & Family Care Association Inc reported a deficit of $27K, with expenses exceeding revenue.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2022 $8K $35K $372K $0 View 990
2021 $2K $40K $400K $0 View 990
2020 $18K $27K $437K $0
2019 $17K $43K $447K $0 View 990
2018 $19K $41K $472K $0 View 990
2017 $93K $68K $495K $0 View 990
2016 $3K $82K $470K $0 View 990
2015 $188K $103K $549K $0 View 990
2014 $160K $109K $464K $0 View 990
2013 $228K $105K $413K $0 View 990
2012 $219K $54K $290K $0 View 990
2011 $139K $18K $125K $0 View 990
2010 $12K $10K $4K $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for South Carolina Military Scholarship & Family Care Association Inc:

2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing 2010 Filing

Data Sources and Methodology

This transparency report for South Carolina Military Scholarship & Family Care Association Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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