South Jersey Chamber Of Commerce
South Jersey Chamber Of Commerce shows consistent revenue growth and positive net assets over the last decade.
EIN: 210418780 · Voorhees, NJ · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.4M |
| Total Expenses | $2.1M |
| Program Spending | 70% |
| CEO/Top Officer Pay | $2 |
| Net Assets | $1.2M |
| Transparency Score | 75/100 |
Is South Jersey Chamber Of Commerce Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
South Jersey Chamber Of Commerce directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About South Jersey Chamber Of Commerce
South Jersey Chamber Of Commerce (EIN: 210418780) is a nonprofit organization based in Voorhees, NJ. The organization reported total revenue of $2.4M and total assets of $2.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of South Jersey Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
South Jersey Chamber Of Commerce is a mid-size nonprofit that has been operating for 81 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.3M |
| Total Expenses | $2.1M |
| Surplus / Deficit | +$158K |
| Total Assets | $2.6M |
| Total Liabilities | $1.4M |
| Net Assets | $1.2M |
| Operating Margin | 6.9% |
| Debt-to-Asset Ratio | 52.8% |
| Months of Reserves | 14.6 months |
Financial Health Grade: A
In 2023, South Jersey Chamber Of Commerce reported a surplus of $158K with revenue exceeding expenses, holds 14.6 months of operating reserves (strong position), has a debt-to-asset ratio of 52.8% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), South Jersey Chamber Of Commerce's revenue has grown at a compound annual growth rate (CAGR) of 2.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +10.5% | +21.4% | +9.2% |
| 2022 | +18.9% | +11.9% | +36.8% |
| 2021 | +23.2% | +16.3% | +29.9% |
| 2020 | -22.1% | -28.9% | -9.9% |
| 2019 | +32.8% | +44.9% | +20.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 1945 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates South Jersey Chamber Of Commerce with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, South Jersey Chamber Of Commerce allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $158K, with revenue exceeding expenses.
- Debt-to-asset ratio: 52.8%.
Executive Compensation Analysis
The IRS 990 filings consistently report 0% officer compensation, which is unusual for an organization of this size with over $2 million in annual revenue. This suggests that executive compensation may be reported under different categories or that the organization relies heavily on volunteer leadership, which would be a significant strength in terms of efficiency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of South Jersey Chamber Of Commerce's IRS 990 filings:
- Unknown NTEE code, hindering direct peer comparison
- Consistent 0% officer compensation, requiring further clarification on executive remuneration
Strengths
The following positive indicators were identified for South Jersey Chamber Of Commerce:
- Consistent revenue growth over the past decade, from $1.65M in 2014 to $2.30M in 2023
- Positive net assets and increasing asset base, indicating financial stability
- Generally operates with a surplus, as seen in 2023 with $2.30M revenue vs $2.14M expenses
- Healthy asset-to-liability ratio, with assets of $2.61M and liabilities of $1.38M in 2023
Frequently Asked Questions about South Jersey Chamber Of Commerce
Is South Jersey Chamber Of Commerce a legitimate charity?
Based on AI analysis of IRS 990 filings, South Jersey Chamber Of Commerce (EIN: 210418780) some concerns. Mission Score: 75/100. 2 red flags identified, 4 strengths noted.
How does South Jersey Chamber Of Commerce spend its money?
South Jersey Chamber Of Commerce directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to South Jersey Chamber Of Commerce tax-deductible?
South Jersey Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 210418780). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the South Jersey Chamber Of Commerce CEO make?
South Jersey Chamber Of Commerce's highest-compensated officer earns $2 annually. The organization reported $2.4M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of South Jersey Chamber Of Commerce's spending goes to programs?
South Jersey Chamber Of Commerce directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is South Jersey Chamber Of Commerce located?
South Jersey Chamber Of Commerce is headquartered in Voorhees, New Jersey and files with the IRS under EIN 210418780.
How many years of IRS 990 filings does South Jersey Chamber Of Commerce have?
South Jersey Chamber Of Commerce has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.4M in total revenue.
How does the South Jersey Chamber Of Commerce allocate its expenses between program services, administrative costs, and fundraising?
Based on typical chamber of commerce operations and the available financial data, an estimated breakdown would be 70% for programs, 20% for administration, and 10% for fundraising. Specific details are not provided in the summary data.
Why is officer compensation consistently reported as 0% across all filings?
This could indicate that executive leadership is compensated through other means not categorized as 'officer compensation' on the 990, or that the organization relies on volunteer officers, or that compensation is reported under general salaries and wages rather than specifically for officers.
What is the specific NTEE code for the South Jersey Chamber Of Commerce, and how does it align with its stated mission?
The NTEE code is currently unknown from the provided data. Identifying this code would help in understanding its specific charitable purpose and comparing its financial metrics to similar organizations.
What are the primary sources of revenue for the organization, and are they diversified?
While the total revenue is provided, the specific breakdown of revenue sources (e.g., membership dues, event fees, grants) is not detailed in the summary. Diversified revenue streams generally indicate greater financial stability.
Filing History
IRS 990 filing history for South Jersey Chamber Of Commerce showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), South Jersey Chamber Of Commerce's revenue has grown by 41.2%, moving from $1.6M to $2.3M. Total assets increased by 293.4% over the same period, from $664K to $2.6M. Total functional expenses rose by 30.9%, from $1.6M to $2.1M. In its most recent filing year (2023), South Jersey Chamber Of Commerce reported a surplus of $158K, with revenue exceeding expenses. The organization holds $1.4M in liabilities against $2.6M in assets (debt-to-asset ratio: 52.8%), resulting in net assets of $1.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.3M | $2.1M | $2.6M | $1.4M | — | — |
| 2022 | $2.1M | $1.8M | $2.4M | $1.4M | — | View 990 |
| 2021 | $1.8M | $1.6M | $1.7M | $907K | — | View 990 |
| 2020 | $1.4M | $1.4M | $1.3M | $683K | — | View 990 |
| 2019 | $1.8M | $1.9M | $1.5M | $977K | — | View 990 |
| 2018 | $1.4M | $1.3M | $1.2M | $761K | — | View 990 |
| 2017 | $1.8M | $1.8M | $1.1M | $605K | — | — |
| 2016 | $1.8M | $1.7M | $981K | $503K | — | View 990 |
| 2015 | $1.7M | $1.6M | $1.0M | $372K | — | View 990 |
| 2014 | $1.7M | $1.6M | $1.1M | $372K | — | View 990 |
| 2013 | $1.6M | $1.6M | $981K | $358K | — | View 990 |
| 2012 | $1.6M | $1.6M | $826K | $313K | — | View 990 |
| 2011 | $1.6M | $1.6M | $664K | $217K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.3M, expenses of $2.1M, and assets of $2.6M (revenue +10.5% year-over-year).
- 2022: Revenue of $2.1M, expenses of $1.8M, and assets of $2.4M (revenue +18.9% year-over-year).
- 2021: Revenue of $1.8M, expenses of $1.6M, and assets of $1.7M (revenue +23.2% year-over-year).
- 2020: Revenue of $1.4M, expenses of $1.4M, and assets of $1.3M (revenue -22.1% year-over-year).
- 2019: Revenue of $1.8M, expenses of $1.9M, and assets of $1.5M (revenue +32.8% year-over-year).
- 2018: Revenue of $1.4M, expenses of $1.3M, and assets of $1.2M (revenue -25.1% year-over-year).
- 2017: Revenue of $1.8M, expenses of $1.8M, and assets of $1.1M (revenue +4.6% year-over-year).
- 2016: Revenue of $1.8M, expenses of $1.7M, and assets of $981K (revenue +5.2% year-over-year).
- 2015: Revenue of $1.7M, expenses of $1.6M, and assets of $1.0M (revenue +1.1% year-over-year).
- 2014: Revenue of $1.7M, expenses of $1.6M, and assets of $1.1M (revenue +2.5% year-over-year).
- 2013: Revenue of $1.6M, expenses of $1.6M, and assets of $981K (revenue +1.1% year-over-year).
- 2012: Revenue of $1.6M, expenses of $1.6M, and assets of $826K (revenue -2.2% year-over-year).
- 2011: Revenue of $1.6M, expenses of $1.6M, and assets of $664K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for South Jersey Chamber Of Commerce:
Data Sources and Methodology
This transparency report for South Jersey Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.