Southern Iowa Cog Housing Trust Fund
Southern Iowa Cog Housing Trust Fund consistently deploys funds with no reported officer compensation.
EIN: 10838477 · Creston, IA · NTEE: L80 · Updated: 2026-03-27
| Metric | Value |
|---|---|
| Total Revenue | $201K |
| Total Expenses | $237K |
| Program Spending | 90% |
| Net Assets | $1.4M |
| Transparency Score | 90/100 |
Search Intent Cockpit
Southern Iowa Cog Housing Trust Fund Form 990, Revenue, CEO Pay, and IRS Filing Signals
Southern Iowa Cog Housing Trust Fund is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Southern Iowa Cog Housing Trust Fund in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $257K and expenses of $237K.
Revenue and Expenses
Southern Iowa Cog Housing Trust Fund reported $257K in revenue and $237K in expenses, a surplus of $20K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
90/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.
Is Southern Iowa Cog Housing Trust Fund Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $213K (90%) |
Across stored filings, Southern Iowa Cog Housing Trust Fund shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Appears Legitimate | Good filing record; no red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Latinas Unidas Por Un Nuevo Amanecer | Iowa and Category L context |
Trust Check
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Creston, IA nonprofitsCategory L in Iowa
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Keep the Investigation Moving
Southern Iowa Cog Housing Trust Fund directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Southern Iowa Cog Housing Trust Fund
Southern Iowa Cog Housing Trust Fund (EIN: 10838477) is a nonprofit organization based in Creston, IA, classified under NTEE code L80. The organization reported total revenue of $201K and total assets of $1.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Southern Iowa Cog Housing Trust Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Southern Iowa Cog Housing Trust Fund is a small nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -6.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $257K |
| Total Expenses | $237K |
| Surplus / Deficit | +$20K |
| Total Assets | $1.5M |
| Total Liabilities | $50K |
| Net Assets | $1.4M |
| Operating Margin | 7.9% |
| Debt-to-Asset Ratio | 3.4% |
| Months of Reserves | 74.3 months |
Financial Health Grade: A
In 2023, Southern Iowa Cog Housing Trust Fund reported a surplus of $20K with revenue exceeding expenses, holds 74.3 months of operating reserves (strong position), has a debt-to-asset ratio of 3.4% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Southern Iowa Cog Housing Trust Fund's revenue has declined at a compound annual growth rate (CAGR) of -6.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +39.8% | -9.5% | +2.2% |
| 2022 | -46.1% | -20.7% | -5.4% |
| 2021 | +16.9% | +24.7% | -1.8% |
| 2020 | -25.4% | -27.2% | +4.4% |
| 2019 | +6.3% | +89.6% | +2.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Southern Iowa Cog Housing Trust Fund with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Southern Iowa Cog Housing Trust Fund allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $20K, with revenue exceeding expenses.
- Debt-to-asset ratio: 3.4%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer roles, which is a strong positive for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Southern Iowa Cog Housing Trust Fund:
- Consistent financial reporting over 13 periods.
- Strong asset base relative to liabilities (e.g., $1,560,614 assets vs. $49,607 liabilities in 2023).
- 0% reported officer compensation across all filings, indicating efficient use of funds.
- Expenses generally align with revenue, suggesting active program delivery.
- Healthy financial position with consistent net assets.
Frequently Asked Questions about Southern Iowa Cog Housing Trust Fund
Is Southern Iowa Cog Housing Trust Fund a legitimate charity?
Southern Iowa Cog Housing Trust Fund (EIN: 10838477) is a registered tax-exempt nonprofit based in Iowa. Our AI analysis gives it a Mission Score of 90/100. It has 13 years of IRS 990 filings on record. Total revenue: $201K. No red flags identified. 5 strengths noted. Financial health grade: A.
How does Southern Iowa Cog Housing Trust Fund spend its money?
Southern Iowa Cog Housing Trust Fund directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Southern Iowa Cog Housing Trust Fund tax-deductible?
Southern Iowa Cog Housing Trust Fund is registered as a tax-exempt nonprofit (EIN: 10838477). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Southern Iowa Cog Housing Trust Fund compare to similar nonprofits?
With a transparency score of 90/100 (Excellent), Southern Iowa Cog Housing Trust Fund is above average for NTEE category L80 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Southern Iowa Cog Housing Trust Fund located?
Southern Iowa Cog Housing Trust Fund is headquartered in Creston, Iowa and files with the IRS under EIN 10838477. It is classified under NTEE code L80.
How many years of IRS 990 filings does Southern Iowa Cog Housing Trust Fund have?
Southern Iowa Cog Housing Trust Fund has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $201K in total revenue.
Is Southern Iowa Cog Housing Trust Fund a good charity?
Based on the provided data, Southern Iowa Cog Housing Trust Fund appears to be a well-managed organization with strong financial health, consistent program activity, and no reported officer compensation, suggesting a high dedication to its mission.
How does Southern Iowa Cog Housing Trust Fund manage its assets?
The organization consistently maintains a strong asset base, with assets ranging from $1.2 million to over $1.5 million, significantly exceeding its liabilities, indicating sound financial stewardship.
What is the trend in Southern Iowa Cog Housing Trust Fund's revenue and expenses?
Revenue and expenses fluctuate year-to-year but generally track closely, indicating active use of funds for its mission. For example, in 2023, revenue was $257,003 and expenses were $236,574, showing a slight surplus.
Filing History
IRS 990 filing history for Southern Iowa Cog Housing Trust Fund showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Southern Iowa Cog Housing Trust Fund's revenue has declined by 52.5%, moving from $541K to $257K. Total assets increased by 64.2% over the same period, from $892K to $1.5M. Total functional expenses rose by 263.9%, from $65K to $237K. In its most recent filing year (2023), Southern Iowa Cog Housing Trust Fund reported a surplus of $20K, with revenue exceeding expenses. The organization holds $50K in liabilities against $1.5M in assets (debt-to-asset ratio: 3.4%), resulting in net assets of $1.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $257K | $237K | $1.5M | $50K | — | — |
| 2022 | $184K | $261K | $1.4M | $39K | — | — |
| 2021 | $341K | $329K | $1.5M | $43K | — | View 990 |
| 2020 | $292K | $264K | $1.5M | $83K | — | View 990 |
| 2019 | $391K | $363K | $1.5M | $46K | — | View 990 |
| 2018 | $368K | $191K | $1.4M | $36K | — | View 990 |
| 2017 | $283K | $249K | $1.3M | $110K | — | — |
| 2016 | $366K | $446K | $1.2M | $35K | — | View 990 |
| 2015 | $709K | $679K | $1.3M | $45K | — | View 990 |
| 2014 | $746K | $336K | $1.3M | $86K | — | View 990 |
| 2013 | $318K | $412K | $598K | $0 | — | View 990 |
| 2012 | $71K | $272K | $692K | $0 | — | View 990 |
| 2011 | $541K | $65K | $892K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $257K, expenses of $237K, and assets of $1.5M (revenue +39.8% year-over-year).
- 2022: Revenue of $184K, expenses of $261K, and assets of $1.4M (revenue -46.1% year-over-year).
- 2021: Revenue of $341K, expenses of $329K, and assets of $1.5M (revenue +16.9% year-over-year).
- 2020: Revenue of $292K, expenses of $264K, and assets of $1.5M (revenue -25.4% year-over-year).
- 2019: Revenue of $391K, expenses of $363K, and assets of $1.5M (revenue +6.3% year-over-year).
- 2018: Revenue of $368K, expenses of $191K, and assets of $1.4M (revenue +30.2% year-over-year).
- 2017: Revenue of $283K, expenses of $249K, and assets of $1.3M (revenue -22.8% year-over-year).
- 2016: Revenue of $366K, expenses of $446K, and assets of $1.2M (revenue -48.4% year-over-year).
- 2015: Revenue of $709K, expenses of $679K, and assets of $1.3M (revenue -5.0% year-over-year).
- 2014: Revenue of $746K, expenses of $336K, and assets of $1.3M (revenue +134.4% year-over-year).
- 2013: Revenue of $318K, expenses of $412K, and assets of $598K (revenue +345.9% year-over-year).
- 2012: Revenue of $71K, expenses of $272K, and assets of $692K (revenue -86.8% year-over-year).
- 2011: Revenue of $541K, expenses of $65K, and assets of $892K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Southern Iowa Cog Housing Trust Fund:
Data Sources and Methodology
This transparency report for Southern Iowa Cog Housing Trust Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.