St Andrews Center
St Andrews Center shows consistent revenue growth and strong asset accumulation with no reported officer compensation.
EIN: 202404387 · Chattanooga, TN · NTEE: N31 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $90K |
| Total Expenses | $79K |
| Program Spending | 85% |
| CEO/Top Officer Pay | $100,000. |
| Net Assets | $77K |
| Transparency Score | 90/100 |
Is St Andrews Center Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
St Andrews Center directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About St Andrews Center
St Andrews Center (EIN: 202404387) is a nonprofit organization based in Chattanooga, TN, classified under NTEE code N31. The organization reported total revenue of $90K and total assets of $78K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of St Andrews Center's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
St Andrews Center is a micro nonprofit that has been operating for 21 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -3.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $94K |
| Total Expenses | $79K |
| Surplus / Deficit | +$15K |
| Total Assets | $79K |
| Total Liabilities | $2K |
| Net Assets | $77K |
| Operating Margin | 16.3% |
| Debt-to-Asset Ratio | 2.4% |
| Months of Reserves | 12.1 months |
Financial Health Grade: A
In 2023, St Andrews Center reported a surplus of $15K with revenue exceeding expenses, holds 12.1 months of operating reserves (strong position), has a debt-to-asset ratio of 2.4% (very low leverage).
Financial Trends
Over 12 years of filings (2011–2023), St Andrews Center's revenue has declined at a compound annual growth rate (CAGR) of -3.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +5.4% | -10.9% | +23.4% |
| 2022 | +2.9% | +15.5% | +1.1% |
| 2021 | +5.9% | +2.7% | +21.3% |
| 2020 | +20.0% | +25.5% | +20.7% |
| 2019 | +2270233.3% | +98605.0% | +7.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates St Andrews Center with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, St Andrews Center allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $15K, with revenue exceeding expenses.
- Debt-to-asset ratio: 2.4%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly efficient for an organization of its size with revenues under $100,000.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for St Andrews Center:
- Consistent revenue growth, from $68,110 in 2019 to $93,839 in 2023.
- Healthy and growing asset base, increasing from $43,235 in 2019 to $78,997 in 2023.
- Very low or zero reported liabilities in recent years, indicating strong financial stability.
- 0% reported officer compensation across all filings, suggesting highly efficient use of funds.
- Expenses consistently below revenue in recent years (e.g., 2023: $78,553 expenses vs. $93,839 revenue).
Frequently Asked Questions about St Andrews Center
Is St Andrews Center a legitimate charity?
St Andrews Center (EIN: 202404387) is a registered tax-exempt nonprofit based in Tennessee. Our AI analysis gives it a Mission Score of 90/100. It has 12 years of IRS 990 filings on record. Total revenue: $90K. No red flags identified. 5 strengths noted. Financial health grade: A.
How does St Andrews Center spend its money?
St Andrews Center directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to St Andrews Center tax-deductible?
St Andrews Center is registered as a tax-exempt nonprofit (EIN: 202404387). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the St Andrews Center CEO make?
St Andrews Center's highest-compensated officer earns $100,000. annually. The organization reported $90K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of St Andrews Center's spending goes to programs?
St Andrews Center directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does St Andrews Center compare to similar nonprofits?
With a transparency score of 90/100 (Excellent), St Andrews Center is above average for NTEE category N31 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is St Andrews Center located?
St Andrews Center is headquartered in Chattanooga, Tennessee and files with the IRS under EIN 202404387. It is classified under NTEE code N31.
How many years of IRS 990 filings does St Andrews Center have?
St Andrews Center has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $90K in total revenue.
Is St Andrews Center a good charity?
Based on the provided financial data, St Andrews Center appears to be a well-managed charity. It demonstrates consistent revenue growth, healthy asset accumulation, and very low liabilities. The absence of reported officer compensation is a strong positive indicator of efficient resource allocation and dedication to its mission.
How has St Andrews Center's financial health changed over time?
St Andrews Center has shown significant improvement in financial health. After periods of higher expenses than revenue in 2013-2015 and very low revenue in 2017-2018, the organization has consistently generated more revenue than expenses since 2019, leading to a steady increase in assets from $43,235 in 2019 to $78,997 in 2023.
What is the trend in St Andrews Center's revenue?
St Andrews Center's revenue has shown a strong upward trend in recent years, increasing from $68,110 in 2019 to $93,839 in 2023, indicating growing support and financial capacity.
Filing History
IRS 990 filing history for St Andrews Center showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2023), St Andrews Center's revenue has declined by 36.5%, moving from $148K to $94K. Total assets decreased by 44.3% over the same period, from $142K to $79K. Total functional expenses fell by 62.5%, from $210K to $79K. In its most recent filing year (2023), St Andrews Center reported a surplus of $15K, with revenue exceeding expenses. The organization holds $2K in liabilities against $79K in assets (debt-to-asset ratio: 2.4%), resulting in net assets of $77K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $94K | $79K | $79K | $2K | — | — |
| 2022 | $89K | $88K | $64K | $0 | — | View 990 |
| 2021 | $87K | $76K | $63K | $0 | — | — |
| 2020 | $82K | $74K | $52K | $0 | — | View 990 |
| 2019 | $68K | $59K | $43K | $0 | — | View 990 |
| 2018 | $3 | $60 | $40K | $545 | — | View 990 |
| 2017 | $1 | $4K | $40K | $545 | — | — |
| 2015 | $11K | $14K | $47K | $1K | — | View 990 |
| 2014 | $75K | $98K | $50K | $1K | — | View 990 |
| 2013 | $103K | $122K | $75K | $2K | — | View 990 |
| 2012 | $120K | $151K | $95K | $4K | — | View 990 |
| 2011 | $148K | $210K | $142K | $4K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $94K, expenses of $79K, and assets of $79K (revenue +5.4% year-over-year).
- 2022: Revenue of $89K, expenses of $88K, and assets of $64K (revenue +2.9% year-over-year).
- 2021: Revenue of $87K, expenses of $76K, and assets of $63K (revenue +5.9% year-over-year).
- 2020: Revenue of $82K, expenses of $74K, and assets of $52K (revenue +20.0% year-over-year).
- 2019: Revenue of $68K, expenses of $59K, and assets of $43K (revenue +2270233.3% year-over-year).
- 2018: Revenue of $3, expenses of $60, and assets of $40K (revenue +200.0% year-over-year).
- 2017: Revenue of $1, expenses of $4K, and assets of $40K (revenue -100.0% year-over-year).
- 2015: Revenue of $11K, expenses of $14K, and assets of $47K (revenue -84.9% year-over-year).
- 2014: Revenue of $75K, expenses of $98K, and assets of $50K (revenue -27.1% year-over-year).
- 2013: Revenue of $103K, expenses of $122K, and assets of $75K (revenue -13.9% year-over-year).
- 2012: Revenue of $120K, expenses of $151K, and assets of $95K (revenue -18.8% year-over-year).
- 2011: Revenue of $148K, expenses of $210K, and assets of $142K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for St Andrews Center:
Data Sources and Methodology
This transparency report for St Andrews Center is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.