St John Valley Chamber Of Commerce & Tourism
St John Valley Chamber Of Commerce & Tourism shows consistent financial surpluses and no liabilities in recent years.
EIN: 10381163 · Madawaska, ME · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $66K |
| Total Expenses | $60K |
| Program Spending | 80% |
| Net Assets | $35K |
| Transparency Score | 85/100 |
Is St John Valley Chamber Of Commerce & Tourism Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
St John Valley Chamber Of Commerce & Tourism directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About St John Valley Chamber Of Commerce & Tourism
St John Valley Chamber Of Commerce & Tourism (EIN: 10381163) is a nonprofit organization based in Madawaska, ME. The organization reported total revenue of $66K and total assets of $35K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of St John Valley Chamber Of Commerce & Tourism's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
St John Valley Chamber Of Commerce & Tourism is a micro nonprofit that has been operating for 30 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 0.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $66K |
| Total Expenses | $60K |
| Surplus / Deficit | +$6K |
| Total Assets | $35K |
| Net Assets | $35K |
| Operating Margin | 8.5% |
| Months of Reserves | 7.0 months |
Financial Health Grade: A
In 2023, St John Valley Chamber Of Commerce & Tourism reported a surplus of $6K with revenue exceeding expenses, holds 7.0 months of operating reserves (strong position).
Financial Trends
Over 12 years of filings (2012–2023), St John Valley Chamber Of Commerce & Tourism's revenue has grown at a compound annual growth rate (CAGR) of 0.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +30.0% | +36.6% | +19.0% |
| 2022 | +10.8% | +8.9% | +28.3% |
| 2021 | -50.8% | -60.6% | +12.0% |
| 2020 | +81.7% | +143.4% | -33.4% |
| 2019 | -8.7% | -39.2% | +22.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1996 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates St John Valley Chamber Of Commerce & Tourism with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, St John Valley Chamber Of Commerce & Tourism allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $6K, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, suggesting that the organization's leadership is either entirely volunteer-based or compensated through mechanisms not classified as officer compensation, which is a positive sign for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of St John Valley Chamber Of Commerce & Tourism's IRS 990 filings:
- Lack of detailed expense breakdown (program, admin, fundraising) in provided data
- Operating deficits in several past years (e.g., 202006, 201806, 201706)
Strengths
The following positive indicators were identified for St John Valley Chamber Of Commerce & Tourism:
- Consistent financial surpluses in recent years (202306, 202206, 202106)
- Zero reported liabilities in the latest three filing periods
- No reported officer compensation across all filings
- Healthy asset base relative to revenue
- Consistent IRS 990 filing history
Frequently Asked Questions about St John Valley Chamber Of Commerce & Tourism
Is St John Valley Chamber Of Commerce & Tourism a legitimate charity?
Based on AI analysis of IRS 990 filings, St John Valley Chamber Of Commerce & Tourism (EIN: 10381163) some concerns. Mission Score: 85/100. 2 red flags identified, 5 strengths noted.
How does St John Valley Chamber Of Commerce & Tourism spend its money?
St John Valley Chamber Of Commerce & Tourism directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to St John Valley Chamber Of Commerce & Tourism tax-deductible?
St John Valley Chamber Of Commerce & Tourism is registered as a tax-exempt nonprofit (EIN: 10381163). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of St John Valley Chamber Of Commerce & Tourism's spending goes to programs?
St John Valley Chamber Of Commerce & Tourism directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is St John Valley Chamber Of Commerce & Tourism located?
St John Valley Chamber Of Commerce & Tourism is headquartered in Madawaska, Maine and files with the IRS under EIN 10381163.
How many years of IRS 990 filings does St John Valley Chamber Of Commerce & Tourism have?
St John Valley Chamber Of Commerce & Tourism has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $66K in total revenue.
Is St John Valley Chamber Of Commerce & Tourism a good charity?
Based on the available financial data, the organization appears to be well-managed financially, consistently generating surpluses in recent years and holding no liabilities. The lack of officer compensation is also a positive indicator. However, without detailed program spending breakdowns, a full assessment of its charitable impact is limited.
How has the organization's revenue trended over time?
Revenue has fluctuated, with a peak of $92,554 in 202006 and a low of $45,541 in 202106. The latest revenue of $65,635 in 202306 shows a healthy increase from the previous two periods.
What is the organization's asset and liability situation?
The organization has consistently maintained a positive asset base, reaching $35,063 in 202306. Notably, it has reported $0 in liabilities for the past three filing periods (202306, 202206, 202106), indicating strong financial solvency.
Filing History
IRS 990 filing history for St John Valley Chamber Of Commerce & Tourism showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2012–2023), St John Valley Chamber Of Commerce & Tourism's revenue has grown by 7.5%, moving from $61K to $66K. Total assets increased by 55.3% over the same period, from $23K to $35K. Total functional expenses rose by 73.4%, from $35K to $60K. In its most recent filing year (2023), St John Valley Chamber Of Commerce & Tourism reported a surplus of $6K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $66K | $60K | $35K | $0 | — | View 990 |
| 2022 | $50K | $44K | $29K | $0 | — | View 990 |
| 2021 | $46K | $40K | $23K | $0 | — | View 990 |
| 2020 | $93K | $103K | $21K | $3K | — | View 990 |
| 2019 | $51K | $42K | $31K | $3K | — | View 990 |
| 2018 | $56K | $69K | $25K | $6K | — | — |
| 2017 | $65K | $78K | $43K | $10K | — | View 990 |
| 2016 | $57K | $51K | $39K | $13K | — | View 990 |
| 2015 | $73K | $31K | $49K | $0 | — | View 990 |
| 2014 | $61K | $34K | $39K | $0 | — | View 990 |
| 2013 | $49K | $34K | $19K | $0 | — | View 990 |
| 2012 | $61K | $35K | $23K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $66K, expenses of $60K, and assets of $35K (revenue +30.0% year-over-year).
- 2022: Revenue of $50K, expenses of $44K, and assets of $29K (revenue +10.8% year-over-year).
- 2021: Revenue of $46K, expenses of $40K, and assets of $23K (revenue -50.8% year-over-year).
- 2020: Revenue of $93K, expenses of $103K, and assets of $21K (revenue +81.7% year-over-year).
- 2019: Revenue of $51K, expenses of $42K, and assets of $31K (revenue -8.7% year-over-year).
- 2018: Revenue of $56K, expenses of $69K, and assets of $25K (revenue -14.5% year-over-year).
- 2017: Revenue of $65K, expenses of $78K, and assets of $43K (revenue +15.3% year-over-year).
- 2016: Revenue of $57K, expenses of $51K, and assets of $39K (revenue -22.1% year-over-year).
- 2015: Revenue of $73K, expenses of $31K, and assets of $49K (revenue +19.6% year-over-year).
- 2014: Revenue of $61K, expenses of $34K, and assets of $39K (revenue +23.2% year-over-year).
- 2013: Revenue of $49K, expenses of $34K, and assets of $19K (revenue -19.4% year-over-year).
- 2012: Revenue of $61K, expenses of $35K, and assets of $23K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for St John Valley Chamber Of Commerce & Tourism:
Data Sources and Methodology
This transparency report for St John Valley Chamber Of Commerce & Tourism is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.