Step Up To Life
Step Up To Life reports a deficit in 2023 but maintains strong assets and no officer compensation.
EIN: 202388617 · Omaha, NE · NTEE: X832 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $346K |
| Total Expenses | $370K |
| Program Spending | 80% |
| CEO/Top Officer Pay | $300,000. |
| Net Assets | $924K |
| Transparency Score | 85/100 |
Is Step Up To Life Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Step Up To Life directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Step Up To Life
Step Up To Life (EIN: 202388617) is a nonprofit organization based in Omaha, NE, classified under NTEE code X832. The organization reported total revenue of $346K and total assets of $920K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Step Up To Life's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Step Up To Life is a small nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of -3.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $301K |
| Total Expenses | $370K |
| Surplus / Deficit | $-68,988 |
| Total Assets | $931K |
| Total Liabilities | $7K |
| Net Assets | $924K |
| Operating Margin | -22.9% |
| Debt-to-Asset Ratio | 0.8% |
| Months of Reserves | 30.2 months |
Financial Health Grade: B
In 2023, Step Up To Life reported a deficit of $69K with expenses exceeding revenue, holds 30.2 months of operating reserves (strong position), has a debt-to-asset ratio of 0.8% (very low leverage).
Financial Trends
Over 13 years of filings (2010–2023), Step Up To Life's revenue has declined at a compound annual growth rate (CAGR) of -3.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -33.3% | +30.7% | -0.8% |
| 2022 | +0.0% | +20.0% | +22.3% |
| 2021 | +43.9% | -21.9% | +29.8% |
| 2020 | +21.4% | +8.7% | +9.6% |
| 2019 | +9.4% | -7.4% | -3.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2170 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Step Up To Life with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Step Up To Life allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $69K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.8%.
Executive Compensation Analysis
Executive compensation has consistently been reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly efficient for an organization of its size with annual revenues around $300,000.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Step Up To Life's IRS 990 filings:
- Operational deficit in the most recent filing (202312) where expenses ($369,649) exceeded revenue ($300,661).
Strengths
The following positive indicators were identified for Step Up To Life:
- Consistently reported 0% officer compensation across all filings, indicating high efficiency and dedication.
- Strong asset base ($931,119 in 2023) significantly exceeding liabilities ($7,390), demonstrating excellent financial solvency.
- Stable revenue generation over the past decade, showing consistent donor support.
- Healthy growth in assets over the past 10 years, from $621,648 in 2014 to $931,119 in 2023.
Frequently Asked Questions about Step Up To Life
Is Step Up To Life a legitimate charity?
Based on AI analysis of IRS 990 filings, Step Up To Life (EIN: 202388617) some concerns. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
How does Step Up To Life spend its money?
Step Up To Life directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Step Up To Life tax-deductible?
Step Up To Life is registered as a tax-exempt nonprofit (EIN: 202388617). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Step Up To Life CEO make?
Step Up To Life's highest-compensated officer earns $300,000. annually. The organization reported $346K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Step Up To Life's spending goes to programs?
Step Up To Life directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Step Up To Life compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Step Up To Life is above average for NTEE category X832 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Step Up To Life located?
Step Up To Life is headquartered in Omaha, Nebraska and files with the IRS under EIN 202388617. It is classified under NTEE code X832.
How many years of IRS 990 filings does Step Up To Life have?
Step Up To Life has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $346K in total revenue.
Is Step Up To Life a good charity?
Based on the available data, Step Up To Life appears to be a financially stable organization with strong asset reserves and a commitment to not paying officer compensation, which suggests a high dedication to its mission. The consistent revenue and low liabilities are positive indicators. However, a detailed breakdown of program spending versus administrative and fundraising costs would provide a more complete picture of its efficiency and impact.
How has Step Up To Life's financial health changed over time?
Step Up To Life has shown consistent revenue generation, generally ranging from $227,604 to $450,491 over the past decade. Assets have steadily grown from $621,648 in 2014 to $931,119 in 2023, while liabilities have remained very low, indicating improving financial health and strong solvency despite occasional operational deficits like the one in 2023.
What is the significance of 0% officer compensation?
0% officer compensation is a significant positive indicator, suggesting that the organization's top leadership is either unpaid volunteers or compensated through other means not classified as officer compensation. This practice can lead to more funds being directed towards programs and demonstrates a high level of commitment and efficiency, especially for an organization of this size.
Filing History
IRS 990 filing history for Step Up To Life showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2010–2023), Step Up To Life's revenue has declined by 39.1%, moving from $494K to $301K. Total assets increased by 40.3% over the same period, from $664K to $931K. Total functional expenses rose by 70.3%, from $217K to $370K. In its most recent filing year (2023), Step Up To Life reported a deficit of $69K, with expenses exceeding revenue. The organization holds $7K in liabilities against $931K in assets (debt-to-asset ratio: 0.8%), resulting in net assets of $924K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $301K | $370K | $931K | $7K | — | — |
| 2022 | $450K | $283K | $938K | $8K | — | View 990 |
| 2021 | $450K | $236K | $767K | $5K | — | View 990 |
| 2020 | $313K | $302K | $591K | $43K | — | View 990 |
| 2019 | $258K | $277K | $539K | $3K | — | View 990 |
| 2018 | $236K | $300K | $559K | $2K | — | View 990 |
| 2017 | $252K | $251K | $640K | $19K | — | View 990 |
| 2016 | $282K | $319K | $635K | $16K | — | View 990 |
| 2015 | $294K | $254K | $667K | $11K | — | View 990 |
| 2014 | $228K | $284K | $622K | $5K | — | View 990 |
| 2012 | $240K | $246K | $658K | $2K | — | View 990 |
| 2011 | $243K | $244K | $664K | $2K | — | View 990 |
| 2010 | $494K | $217K | $664K | $389 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $301K, expenses of $370K, and assets of $931K (revenue -33.3% year-over-year).
- 2022: Revenue of $450K, expenses of $283K, and assets of $938K (revenue +0.0% year-over-year).
- 2021: Revenue of $450K, expenses of $236K, and assets of $767K (revenue +43.9% year-over-year).
- 2020: Revenue of $313K, expenses of $302K, and assets of $591K (revenue +21.4% year-over-year).
- 2019: Revenue of $258K, expenses of $277K, and assets of $539K (revenue +9.4% year-over-year).
- 2018: Revenue of $236K, expenses of $300K, and assets of $559K (revenue -6.7% year-over-year).
- 2017: Revenue of $252K, expenses of $251K, and assets of $640K (revenue -10.4% year-over-year).
- 2016: Revenue of $282K, expenses of $319K, and assets of $635K (revenue -4.3% year-over-year).
- 2015: Revenue of $294K, expenses of $254K, and assets of $667K (revenue +29.3% year-over-year).
- 2014: Revenue of $228K, expenses of $284K, and assets of $622K (revenue -5.3% year-over-year).
- 2012: Revenue of $240K, expenses of $246K, and assets of $658K (revenue -1.1% year-over-year).
- 2011: Revenue of $243K, expenses of $244K, and assets of $664K (revenue -50.8% year-over-year).
- 2010: Revenue of $494K, expenses of $217K, and assets of $664K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Step Up To Life:
Data Sources and Methodology
This transparency report for Step Up To Life is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.