Stephens Memorial Hospital Association
Stephens Memorial Hospital Association consistently generates operating surpluses with growing assets.
EIN: 10219904 · Norway, ME · NTEE: E220 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $64.2M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $60 |
| Net Assets | $45.4M |
| Transparency Score | 80/100 |
Is Stephens Memorial Hospital Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Stephens Memorial Hospital Association directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Stephens Memorial Hospital Association
Stephens Memorial Hospital Association (EIN: 10219904) is a nonprofit organization based in Norway, ME, classified under NTEE code E220. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Stephens Memorial Hospital Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Stephens Memorial Hospital Association is a major nonprofit that has been operating for 70 years, with 7 years of IRS 990 filings on record (2011–2017). Revenue has grown at a compound annual rate of 4.4%.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
| Total Revenue | $67.3M |
| Total Expenses | $64.2M |
| Surplus / Deficit | +$3.2M |
| Total Assets | $65.2M |
| Total Liabilities | $19.8M |
| Net Assets | $45.4M |
| Operating Margin | 4.7% |
| Debt-to-Asset Ratio | 30.4% |
| Months of Reserves | 12.2 months |
Financial Health Grade: A
In 2017, Stephens Memorial Hospital Association reported a surplus of $3.2M with revenue exceeding expenses, holds 12.2 months of operating reserves (strong position), has a debt-to-asset ratio of 30.4% (moderate leverage).
Financial Trends
Over 7 years of filings (2011–2017), Stephens Memorial Hospital Association's revenue has grown at a compound annual growth rate (CAGR) of 4.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2017 | +6.0% | +6.3% | +2.0% |
| 2016 | +5.1% | +7.0% | -4.5% |
| 2015 | +5.6% | +6.5% | +26.0% |
| 2014 | +4.6% | +1.7% | +5.1% |
| 2013 | -6.4% | -3.1% | +10.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1956 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Stephens Memorial Hospital Association with a Mission Score of 80 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Stephens Memorial Hospital Association allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $3.2M, with revenue exceeding expenses.
- Debt-to-asset ratio: 30.4%.
Executive Compensation Analysis
The IRS 990 filings consistently report 0% officer compensation, which is unusual for an organization of this size with revenues exceeding $60 million. This suggests executive compensation may be reported under other expense categories or through a related organization, warranting further scrutiny for full transparency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Stephens Memorial Hospital Association's IRS 990 filings:
- Unusually low (0%) reported officer compensation across all filings, potentially obscuring executive pay.
- Lack of detailed expense breakdown (program, admin, fundraising) in the provided data, hindering efficiency analysis.
Strengths
The following positive indicators were identified for Stephens Memorial Hospital Association:
- Consistent operating surpluses, with revenues exceeding expenses in all reported periods (e.g., $67.3M revenue vs. $64.1M expenses in 2017).
- Steady growth in assets, reaching $65.1M in 2017, indicating strong financial health and capacity.
- Consistent revenue growth over the years, from $52.1M in 2011 to $67.3M in 2017, demonstrating financial stability and expansion.
Frequently Asked Questions about Stephens Memorial Hospital Association
Is Stephens Memorial Hospital Association a legitimate charity?
Based on AI analysis of IRS 990 filings, Stephens Memorial Hospital Association (EIN: 10219904) some concerns. Mission Score: 80/100. 2 red flags identified, 3 strengths noted.
How does Stephens Memorial Hospital Association spend its money?
Stephens Memorial Hospital Association directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Stephens Memorial Hospital Association tax-deductible?
Stephens Memorial Hospital Association is registered as a tax-exempt nonprofit (EIN: 10219904). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Stephens Memorial Hospital Association CEO make?
Stephens Memorial Hospital Association's highest-compensated officer earns $60 annually. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Stephens Memorial Hospital Association's spending goes to programs?
Stephens Memorial Hospital Association directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Stephens Memorial Hospital Association compare to similar nonprofits?
With a transparency score of 80/100 (Excellent), Stephens Memorial Hospital Association is above average for NTEE category E220 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Stephens Memorial Hospital Association located?
Stephens Memorial Hospital Association is headquartered in Norway, Maine and files with the IRS under EIN 10219904. It is classified under NTEE code E220.
How many years of IRS 990 filings does Stephens Memorial Hospital Association have?
Stephens Memorial Hospital Association has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
Is Stephens Memorial Hospital Association a good charity?
Based on the provided financial data, Stephens Memorial Hospital Association appears to be a financially stable organization with consistent operating surpluses and growing assets. However, a complete assessment of 'goodness' would require more detailed information on program impact, specific spending allocations (program vs. admin/fundraising), and clarification on executive compensation reporting.
Why is officer compensation reported as 0% across all filings?
The consistent reporting of 0% officer compensation for an organization with revenues in the tens of millions is highly unusual. This could indicate that executive compensation is paid by a related entity, included in other expense categories, or that the organization's leadership is entirely volunteer-based, which is unlikely for a hospital of this scale. Further investigation into the organization's structure and expense reporting is needed.
How does the organization allocate its expenses between programs, administration, and fundraising?
The provided data does not offer a detailed breakdown of expenses into program, administrative, and fundraising categories. While the organization consistently generates operating surpluses, understanding these allocations is crucial for assessing spending efficiency and how much of each dollar directly supports its mission.
Filing History
IRS 990 filing history for Stephens Memorial Hospital Association showing financial trends over 7 years of public records:
Over 7 years of IRS 990 filings (2011–2017), Stephens Memorial Hospital Association's revenue has grown by 29.2%, moving from $52.1M to $67.3M. Total assets increased by 56% over the same period, from $41.8M to $65.2M. Total functional expenses rose by 37.2%, from $46.8M to $64.2M. In its most recent filing year (2017), Stephens Memorial Hospital Association reported a surplus of $3.2M, with revenue exceeding expenses. The organization holds $19.8M in liabilities against $65.2M in assets (debt-to-asset ratio: 30.4%), resulting in net assets of $45.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2017 | $67.3M | $64.2M | $65.2M | $19.8M | — | View 990 |
| 2016 | $63.5M | $60.4M | $63.9M | $21.1M | — | View 990 |
| 2015 | $60.4M | $56.4M | $66.9M | $26.0M | — | View 990 |
| 2014 | $57.2M | $53.0M | $53.1M | $15.2M | — | View 990 |
| 2013 | $54.7M | $52.1M | $50.5M | $17.2M | — | View 990 |
| 2012 | $58.4M | $53.8M | $45.8M | $11.8M | — | View 990 |
| 2011 | $52.1M | $46.8M | $41.8M | $12.3M | — | View 990 |
Year-by-Year Financial Summary
- 2017: Revenue of $67.3M, expenses of $64.2M, and assets of $65.2M (revenue +6.0% year-over-year).
- 2016: Revenue of $63.5M, expenses of $60.4M, and assets of $63.9M (revenue +5.1% year-over-year).
- 2015: Revenue of $60.4M, expenses of $56.4M, and assets of $66.9M (revenue +5.6% year-over-year).
- 2014: Revenue of $57.2M, expenses of $53.0M, and assets of $53.1M (revenue +4.6% year-over-year).
- 2013: Revenue of $54.7M, expenses of $52.1M, and assets of $50.5M (revenue -6.4% year-over-year).
- 2012: Revenue of $58.4M, expenses of $53.8M, and assets of $45.8M (revenue +12.1% year-over-year).
- 2011: Revenue of $52.1M, expenses of $46.8M, and assets of $41.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Stephens Memorial Hospital Association:
Data Sources and Methodology
This transparency report for Stephens Memorial Hospital Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.