Stewart Cooperative Association Inc
EIN: 351700064 · English, IN
| Metric | Value |
|---|---|
| Total Revenue | $184K |
| Total Expenses | $173K |
| Net Assets | $654K |
Is Stewart Cooperative Association Inc Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Stewart Cooperative Association Inc
Stewart Cooperative Association Inc (EIN: 351700064) is a nonprofit organization based in English, IN. The organization reported total revenue of $184K and total assets of $682K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Stewart Cooperative Association Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Stewart Cooperative Association Inc is a small nonprofit that has been operating for 26 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $156K |
| Total Expenses | $173K |
| Surplus / Deficit | $-16,806 |
| Total Assets | $668K |
| Total Liabilities | $14K |
| Net Assets | $654K |
| Operating Margin | -10.7% |
| Debt-to-Asset Ratio | 2.0% |
| Months of Reserves | 46.3 months |
Financial Health Grade: B
In 2023, Stewart Cooperative Association Inc reported a deficit of $17K with expenses exceeding revenue, holds 46.3 months of operating reserves (strong position), has a debt-to-asset ratio of 2.0% (very low leverage).
Financial Trends
Over 12 years of filings (2011–2023), Stewart Cooperative Association Inc's revenue has grown at a compound annual growth rate (CAGR) of 1.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +2.1% | +13.5% | -2.0% |
| 2022 | +37.1% | +16.8% | -0.6% |
| 2021 | -6.9% | +10.5% | -2.0% |
| 2020 | -14.8% | -10.8% | -0.1% |
| 2019 | +1.7% | +4.8% | +1.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2000 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Stewart Cooperative Association Inc has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Stewart Cooperative Association Inc with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $17K, with expenses exceeding revenue.
- Debt-to-asset ratio: 2.0%.
Frequently Asked Questions about Stewart Cooperative Association Inc
Is Stewart Cooperative Association Inc a legitimate charity?
Stewart Cooperative Association Inc (EIN: 351700064) is a registered tax-exempt nonprofit based in Indiana. It has 12 years of IRS 990 filings on record. Total revenue: $184K. No red flags identified. Financial health grade: B.
How does Stewart Cooperative Association Inc spend its money?
Stewart Cooperative Association Inc reported $184K in total revenue in IRS 990 filings. 12 years of filing data available. Expenses exceeded revenue in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Stewart Cooperative Association Inc tax-deductible?
Stewart Cooperative Association Inc is registered as a tax-exempt nonprofit (EIN: 351700064). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Stewart Cooperative Association Inc located?
Stewart Cooperative Association Inc is headquartered in English, Indiana and files with the IRS under EIN 351700064.
How many years of IRS 990 filings does Stewart Cooperative Association Inc have?
Stewart Cooperative Association Inc has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $184K in total revenue.
Filing History
IRS 990 filing history for Stewart Cooperative Association Inc showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2023), Stewart Cooperative Association Inc's revenue has grown by 20%, moving from $130K to $156K. Total assets increased by 0.3% over the same period, from $666K to $668K. Total functional expenses rose by 57.9%, from $110K to $173K. In its most recent filing year (2023), Stewart Cooperative Association Inc reported a deficit of $17K, with expenses exceeding revenue. The organization holds $14K in liabilities against $668K in assets (debt-to-asset ratio: 2.0%), resulting in net assets of $654K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $156K | $173K | $668K | $14K | — | View 990 |
| 2022 | $153K | $153K | $682K | $10K | — | View 990 |
| 2021 | $112K | $131K | $686K | $15K | — | — |
| 2020 | $120K | $118K | $699K | $10K | — | — |
| 2019 | $141K | $133K | $700K | $11K | — | View 990 |
| 2018 | $139K | $127K | $691K | $9K | — | View 990 |
| 2016 | $135K | $132K | $672K | $11K | — | View 990 |
| 2015 | $128K | $139K | $668K | $9K | — | View 990 |
| 2014 | $141K | $123K | $683K | $11K | — | View 990 |
| 2013 | $113K | $118K | $662K | $10K | — | View 990 |
| 2012 | $122K | $124K | $666K | $10K | — | View 990 |
| 2011 | $130K | $110K | $666K | $8K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $156K, expenses of $173K, and assets of $668K (revenue +2.1% year-over-year).
- 2022: Revenue of $153K, expenses of $153K, and assets of $682K (revenue +37.1% year-over-year).
- 2021: Revenue of $112K, expenses of $131K, and assets of $686K (revenue -6.9% year-over-year).
- 2020: Revenue of $120K, expenses of $118K, and assets of $699K (revenue -14.8% year-over-year).
- 2019: Revenue of $141K, expenses of $133K, and assets of $700K (revenue +1.7% year-over-year).
- 2018: Revenue of $139K, expenses of $127K, and assets of $691K (revenue +2.9% year-over-year).
- 2016: Revenue of $135K, expenses of $132K, and assets of $672K (revenue +5.5% year-over-year).
- 2015: Revenue of $128K, expenses of $139K, and assets of $668K (revenue -9.2% year-over-year).
- 2014: Revenue of $141K, expenses of $123K, and assets of $683K (revenue +24.7% year-over-year).
- 2013: Revenue of $113K, expenses of $118K, and assets of $662K (revenue -7.9% year-over-year).
- 2012: Revenue of $122K, expenses of $124K, and assets of $666K (revenue -6.1% year-over-year).
- 2011: Revenue of $130K, expenses of $110K, and assets of $666K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Stewart Cooperative Association Inc:
Data Sources and Methodology
This transparency report for Stewart Cooperative Association Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.