Stratford Classical Christianacademy Inc
Stratford Classical Christianacademy Inc reports zero assets despite significant revenue, raising financial transparency concerns.
EIN: 208683757 · Stratford, NJ · NTEE: B24 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.8M |
| Total Expenses | $5K |
| Program Spending | 80% |
| Net Assets | $-131,290 |
| Transparency Score | 35/100 |
Is Stratford Classical Christianacademy Inc Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Stratford Classical Christianacademy Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Stratford Classical Christianacademy Inc
Stratford Classical Christianacademy Inc (EIN: 208683757) is a nonprofit organization based in Stratford, NJ, classified under NTEE code B24. The organization reported total revenue of $2.8M and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Stratford Classical Christianacademy Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Stratford Classical Christianacademy Inc is a mid-size nonprofit that has been operating for 17 years, with 6 years of IRS 990 filings on record (2012–2018). Revenue has grown at a compound annual rate of -52.9%.
Key Financial Metrics (2018)
From the most recent IRS 990 filing on record:
| Total Revenue | $6K |
| Total Expenses | $5K |
| Surplus / Deficit | +$1K |
| Total Assets | $2.0M |
| Total Liabilities | $2.1M |
| Net Assets | $-131,290 |
| Operating Margin | 20.6% |
| Debt-to-Asset Ratio | 106.5% |
| Months of Reserves | 5013.1 months |
Financial Health Grade: A
In 2018, Stratford Classical Christianacademy Inc reported a surplus of $1K with revenue exceeding expenses, holds 5013.1 months of operating reserves (strong position), has a debt-to-asset ratio of 106.5% (high leverage).
Financial Trends
Over 6 years of filings (2012–2018), Stratford Classical Christianacademy Inc's revenue has declined at a compound annual growth rate (CAGR) of -52.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2018 | -50.1% | -67.4% | +0.1% |
| 2017 | -96.4% | -61.4% | -0.1% |
| 2016 | -52.9% | -94.4% | -7.7% |
| 2014 | +9.0% | -3.5% | +0.6% |
| 2013 | +19.1% | +0.2% | -1.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2009 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Stratford Classical Christianacademy Inc with a Mission Score of 35 out of 100 (Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Stratford Classical Christianacademy Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2018)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $1K, with revenue exceeding expenses.
- Debt-to-asset ratio: 106.5%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, suggesting a volunteer-led organization or that compensation is not reported under this category, which is unusual for an organization with varying revenue levels.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Stratford Classical Christianacademy Inc's IRS 990 filings:
- Reported $0 in assets in the latest filing, contradicting historical data of over $2 million in assets.
- Historical liabilities consistently exceeded assets (e.g., $2,146,986 liabilities vs. $2,015,696 assets in 2018), indicating potential financial instability.
- Significant and unexplained fluctuations in revenue across filing periods, from $718,841 (2014) to $6,080 (2018) and then $2,826,203 (latest).
- Historical expenses frequently exceeded revenue (e.g., $714,700 expenses vs. $659,675 revenue in 2013), suggesting unsustainable operations in those periods.
- Lack of detailed expense breakdown prevents a clear assessment of program efficiency and administrative overhead.
Strengths
The following positive indicators were identified for Stratford Classical Christianacademy Inc:
- Consistently reported 0% officer compensation across all available filings, suggesting a potentially volunteer-driven leadership structure.
- Latest reported revenue of $2,826,203 indicates a significant increase in financial activity compared to recent prior years.
Frequently Asked Questions about Stratford Classical Christianacademy Inc
Is Stratford Classical Christianacademy Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Stratford Classical Christianacademy Inc (EIN: 208683757) significant concerns. Mission Score: 35/100. 5 red flags identified, 2 strengths noted.
How does Stratford Classical Christianacademy Inc spend its money?
Stratford Classical Christianacademy Inc directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Stratford Classical Christianacademy Inc tax-deductible?
Stratford Classical Christianacademy Inc is registered as a tax-exempt nonprofit (EIN: 208683757). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Stratford Classical Christianacademy Inc's spending goes to programs?
Stratford Classical Christianacademy Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Stratford Classical Christianacademy Inc compare to similar nonprofits?
With a transparency score of 35/100 (Poor), Stratford Classical Christianacademy Inc is below average for NTEE category B24 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Stratford Classical Christianacademy Inc located?
Stratford Classical Christianacademy Inc is headquartered in Stratford, New Jersey and files with the IRS under EIN 208683757. It is classified under NTEE code B24.
How many years of IRS 990 filings does Stratford Classical Christianacademy Inc have?
Stratford Classical Christianacademy Inc has 6 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.8M in total revenue.
Why does Stratford Classical Christianacademy Inc report $0 in assets in its latest filing, despite historical filings showing over $2 million in assets?
The discrepancy between historical assets (e.g., $2,015,696 in 2018) and the current reported $0 in assets is a major red flag and requires clarification from the organization regarding asset disposition or reporting changes.
How does the organization sustain operations with liabilities consistently exceeding assets in prior years?
In multiple periods (e.g., 2018, 2017, 2016, 2014, 2013, 2012), liabilities significantly surpassed assets, indicating potential solvency issues or reliance on external support to cover shortfalls.
What is the detailed breakdown of expenses (program, administrative, fundraising) for the latest period?
Without a detailed expense breakdown, it's impossible to accurately assess spending efficiency and how the $2,826,203 in latest revenue is being allocated across its mission and operations.
Is the organization truly volunteer-led, given the consistent 0% officer compensation reported?
While 0% officer compensation is reported, it's important to confirm if this means all leadership is unpaid or if compensation is reported under different categories, impacting transparency.
What caused the significant revenue fluctuations, from a peak of $718,841 in 2014, then a sharp decline to $6,080 in 2018, and now $2,826,203?
Such drastic and inconsistent revenue figures suggest significant operational changes, potential errors in reporting, or highly volatile funding sources that warrant further investigation.
Filing History
IRS 990 filing history for Stratford Classical Christianacademy Inc showing financial trends over 6 years of public records:
Over 6 years of IRS 990 filings (2012–2018), Stratford Classical Christianacademy Inc's revenue has declined by 98.9%, moving from $554K to $6K. Total assets decreased by 8.7% over the same period, from $2.2M to $2.0M. Total functional expenses fell by 99.3%, from $713K to $5K. In its most recent filing year (2018), Stratford Classical Christianacademy Inc reported a surplus of $1K, with revenue exceeding expenses. The organization holds $2.1M in liabilities against $2.0M in assets (debt-to-asset ratio: 106.5%), resulting in net assets of $-131,290.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2018 | $6K | $5K | $2.0M | $2.1M | — | View 990 |
| 2017 | $12K | $15K | $2.0M | $2.1M | — | View 990 |
| 2016 | $339K | $38K | $2.0M | $2.1M | — | View 990 |
| 2014 | $719K | $690K | $2.2M | $2.6M | — | View 990 |
| 2013 | $660K | $715K | $2.2M | $2.6M | — | View 990 |
| 2012 | $554K | $713K | $2.2M | $2.6M | — | View 990 |
Year-by-Year Financial Summary
- 2018: Revenue of $6K, expenses of $5K, and assets of $2.0M (revenue -50.1% year-over-year).
- 2017: Revenue of $12K, expenses of $15K, and assets of $2.0M (revenue -96.4% year-over-year).
- 2016: Revenue of $339K, expenses of $38K, and assets of $2.0M (revenue -52.9% year-over-year).
- 2014: Revenue of $719K, expenses of $690K, and assets of $2.2M (revenue +9.0% year-over-year).
- 2013: Revenue of $660K, expenses of $715K, and assets of $2.2M (revenue +19.1% year-over-year).
- 2012: Revenue of $554K, expenses of $713K, and assets of $2.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Stratford Classical Christianacademy Inc:
Data Sources and Methodology
This transparency report for Stratford Classical Christianacademy Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.