Sudbury Charitable Tr

Sudbury Charitable Tr maintains strong assets and zero liabilities despite fluctuating revenues and occasional expense overruns.

EIN: 201110773 · Chicago, IL · NTEE: T21 · Updated: 2026-03-28

$1.0MRevenue
$488KGross Revenue
$4.6MAssets
85/100Mission Score (Excellent)
T21
Sudbury Charitable Tr Financial Summary
MetricValue
Total Revenue$1.0M
Total Expenses$166K
Program Spending90%
Net Assets$4.4M
Transparency Score85/100

Is Sudbury Charitable Tr Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Sudbury Charitable Tr directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Sudbury Charitable Tr

Sudbury Charitable Tr (EIN: 201110773) is a nonprofit organization based in Chicago, IL, classified under NTEE code T21. The organization reported total revenue of $1.0M and total assets of $4.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Sudbury Charitable Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

12Years Operating
Mid-SizeSize Classification
11Years of Filings
MixedRevenue Trajectory

Sudbury Charitable Tr is a mid-size nonprofit that has been operating for 12 years, with 11 years of IRS 990 filings on record (2013–2023). Revenue has grown at a compound annual rate of -11.4%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$76K
Total Expenses$166K
Surplus / Deficit$-89,661
Total Assets$4.4M
Net Assets$4.4M
Operating Margin-117.5%
Months of Reserves320.9 months

Financial Health Grade: B

In 2023, Sudbury Charitable Tr reported a deficit of $90K with expenses exceeding revenue, holds 320.9 months of operating reserves (strong position).

Financial Trends

Over 11 years of filings (2013–2023), Sudbury Charitable Tr's revenue has declined at a compound annual growth rate (CAGR) of -11.4%.

YearRevenue ChangeExpense ChangeAsset Change
2023-71.9%+7.9%-2.0%
2022-12.2%-44.9%+2.6%
2021+106.9%+86.9%+0.7%
2020-20.2%-54.0%+-0.0%
2019-51.0%+136.2%-3.1%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2014

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Sudbury Charitable Tr demonstrates a consistent financial position with substantial assets, currently at $4,636,138, and a notable absence of liabilities across all reported periods, indicating strong financial stability and low risk. The organization's revenue has fluctuated significantly, from a high of $1,010,835 in 2016 to a low of $76,282 in 2023, suggesting reliance on variable funding sources. Despite these fluctuations, the organization has maintained a healthy asset base. Spending efficiency appears to be a mixed bag. In some years, like 2022, revenue ($271,378) significantly exceeded expenses ($153,820), allowing for asset growth. However, in 2023, expenses ($165,943) outstripped revenue ($76,282), leading to a draw on reserves. The consistent reporting of 0% officer compensation across all filings is a strong indicator of transparency and a commitment to directing funds towards the mission rather than executive salaries. This also suggests a volunteer-driven leadership model. Overall, Sudbury Charitable Tr exhibits strong financial health due to its substantial assets and zero liabilities. While revenue generation can be inconsistent, the organization's operational model, characterized by no officer compensation, points to a highly efficient and transparent approach to resource management. The challenge lies in stabilizing revenue streams to consistently cover expenses without relying on asset depletion, as seen in the most recent fiscal year.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Sudbury Charitable Tr with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 90%
  • fundraising: 0%

According to IRS 990 filings, Sudbury Charitable Tr allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$76KTotal Revenue
$166KTotal Expenses
$4.4MTotal Assets
$4.4MNet Assets
  • The organization reported a deficit of $90K, with expenses exceeding revenue.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all filings, indicating that executive leadership is either volunteer-based or compensated through non-officer roles, which is highly favorable for directing funds to programs.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Sudbury Charitable Tr's IRS 990 filings:

  • Significant revenue volatility, with a sharp drop from $271,378 in 2022 to $76,282 in 2023.
  • Expenses exceeded revenue in the most recent fiscal year (2023), leading to a draw on assets.

Strengths

The following positive indicators were identified for Sudbury Charitable Tr:

  • Consistently reports 0% officer compensation, indicating strong commitment to mission spending.
  • Maintains substantial assets ($4,636,138) providing significant financial stability.
  • Reports zero liabilities across all filing periods, demonstrating excellent financial health and low debt risk.
  • Strong asset base provides a buffer against revenue fluctuations.

Frequently Asked Questions about Sudbury Charitable Tr

Is Sudbury Charitable Tr a legitimate charity?

Sudbury Charitable Tr (EIN: 201110773) is a registered tax-exempt nonprofit based in Illinois. Our AI analysis gives it a Mission Score of 85/100. It has 11 years of IRS 990 filings on record. Total revenue: $1.0M. 2 red flags identified. 4 strengths noted. Financial health grade: B.

How does Sudbury Charitable Tr spend its money?

Sudbury Charitable Tr directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Sudbury Charitable Tr tax-deductible?

Sudbury Charitable Tr is registered as a tax-exempt nonprofit (EIN: 201110773). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Sudbury Charitable Tr compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Sudbury Charitable Tr is above average for NTEE category T21 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Sudbury Charitable Tr located?

Sudbury Charitable Tr is headquartered in Chicago, Illinois and files with the IRS under EIN 201110773. It is classified under NTEE code T21.

How many years of IRS 990 filings does Sudbury Charitable Tr have?

Sudbury Charitable Tr has 11 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.0M in total revenue.

How does Sudbury Charitable Tr manage its expenses when revenue significantly drops, as seen in 2023?

In 2023, with revenue at $76,282 and expenses at $165,943, the organization covered the deficit by drawing from its substantial asset base, which decreased from $4,528,451 in 2022 to $4,437,856 in 2023.

What is the primary source of Sudbury Charitable Tr's revenue, given its variability?

The provided data does not specify the primary source of revenue, but the significant fluctuations (e.g., $1,010,835 in 2016 vs. $76,282 in 2023) suggest reliance on grants, large individual donations, or specific fundraising campaigns rather than consistent, broad-based support.

Does the organization have a formal fundraising strategy, given the 0% fundraising spending?

The 0% allocated to fundraising suggests that either fundraising activities are conducted by volunteers, integrated into administrative functions without separate cost allocation, or the organization primarily relies on passive income or large, infrequent donations rather than dedicated fundraising staff or campaigns.

Filing History

IRS 990 filing history for Sudbury Charitable Tr showing financial trends over 11 years of public records:

Over 11 years of IRS 990 filings (2013–2023), Sudbury Charitable Tr's revenue has declined by 70.2%, moving from $256K to $76K. Total assets increased by 30.1% over the same period, from $3.4M to $4.4M. Total functional expenses fell by 24.6%, from $220K to $166K. In its most recent filing year (2023), Sudbury Charitable Tr reported a deficit of $90K, with expenses exceeding revenue.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $76K $166K $4.4M $0
2022 $271K $154K $4.5M $0 View 990
2021 $309K $279K $4.4M $0 View 990
2020 $149K $149K $4.4M $0 View 990
2019 $187K $325K $4.4M $0 View 990
2018 $382K $138K $4.5M $0 View 990
2017 $218K $130K $4.3M $0 View 990
2016 $1.0M $288K $4.2M $0 View 990
2015 $174K $109K $3.4M $0 View 990
2014 $200K $237K $3.4M $0 View 990
2013 $256K $220K $3.4M $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $76K, expenses of $166K, and assets of $4.4M (revenue -71.9% year-over-year).
  • 2022: Revenue of $271K, expenses of $154K, and assets of $4.5M (revenue -12.2% year-over-year).
  • 2021: Revenue of $309K, expenses of $279K, and assets of $4.4M (revenue +106.9% year-over-year).
  • 2020: Revenue of $149K, expenses of $149K, and assets of $4.4M (revenue -20.2% year-over-year).
  • 2019: Revenue of $187K, expenses of $325K, and assets of $4.4M (revenue -51.0% year-over-year).
  • 2018: Revenue of $382K, expenses of $138K, and assets of $4.5M (revenue +74.9% year-over-year).
  • 2017: Revenue of $218K, expenses of $130K, and assets of $4.3M (revenue -78.4% year-over-year).
  • 2016: Revenue of $1.0M, expenses of $288K, and assets of $4.2M (revenue +479.9% year-over-year).
  • 2015: Revenue of $174K, expenses of $109K, and assets of $3.4M (revenue -12.9% year-over-year).
  • 2014: Revenue of $200K, expenses of $237K, and assets of $3.4M (revenue -21.7% year-over-year).
  • 2013: Revenue of $256K, expenses of $220K, and assets of $3.4M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Sudbury Charitable Tr:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing

Data Sources and Methodology

This transparency report for Sudbury Charitable Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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