Surf Point Foundation Trust Agree 04 07 88
Surf Point Foundation experiences significant revenue and asset fluctuations with no reported officer compensation.
EIN: 16084742 · York, ME · NTEE: T23 · Updated: 2026-03-28
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| Metric | Value |
|---|---|
| Total Revenue | $621K |
| Total Expenses | $570K |
| Program Spending | 75% |
| Net Assets | $14.4M |
| Transparency Score | 70/100 |
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Surf Point Foundation Trust Agree 04 07 88 Form 990, Revenue, CEO Pay, and IRS Filing Signals
Surf Point Foundation Trust Agree 04 07 88 is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Surf Point Foundation Trust Agree 04 07 88 in one place.
Form 990 Filing Summary
7 filing years are available, with latest revenue of $423K and expenses of $570K.
Revenue and Expenses
Surf Point Foundation Trust Agree 04 07 88 reported $423K in revenue and $570K in expenses, a deficit of $147K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
70/100 mission score, 2 red flags, and 2 strengths are shown from structured and AI review.
Is Surf Point Foundation Trust Agree 04 07 88 Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
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Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $427K (75%) |
Across stored filings, Surf Point Foundation Trust Agree 04 07 88 shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 75% to programs | Excellent |
| Financial durability | Grade B | 7 stored filing years |
| Peer context | Compare with Maine Composite Materials Applied Technology Development Center | Maine and Philanthropy context |
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Request a concise report for Surf Point Foundation Trust Agree 04 07 88 with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
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Surf Point Foundation Trust Agree 04 07 88 directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Surf Point Foundation Trust Agree 04 07 88
Surf Point Foundation Trust Agree 04 07 88 (EIN: 16084742) is a nonprofit organization based in York, ME, classified under NTEE code T23. The organization reported total revenue of $621K and total assets of $3.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Surf Point Foundation Trust Agree 04 07 88's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Surf Point Foundation Trust Agree 04 07 88 is a small nonprofit that has been operating for 37 years, with 7 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of 75.2%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $423K |
| Total Expenses | $570K |
| Surplus / Deficit | $-146,557 |
| Total Assets | $14.4M |
| Total Liabilities | $28K |
| Net Assets | $14.4M |
| Operating Margin | -34.6% |
| Debt-to-Asset Ratio | 0.2% |
| Months of Reserves | 304.1 months |
Financial Health Grade: B
In 2020, Surf Point Foundation Trust Agree 04 07 88 reported a deficit of $147K with expenses exceeding revenue, holds 304.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.2% (very low leverage).
Financial Trends
Over 7 years of filings (2011–2020), Surf Point Foundation Trust Agree 04 07 88's revenue has grown at a compound annual growth rate (CAGR) of 75.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | -82.3% | -7.1% | +5.8% |
| 2019 | +82652.1% | +21837.7% | +3179808.9% |
| 2015 | -49.8% | -48.6% | +25.1% |
| 2014 | +36.0% | +28.9% | +697.7% |
| 2013 | +218.9% | +208.6% | +0.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1989 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Surf Point Foundation Trust Agree 04 07 88 with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Surf Point Foundation Trust Agree 04 07 88 allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $147K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.2%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no executive salaries were paid, which is highly favorable for donor perception and resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Surf Point Foundation Trust Agree 04 07 88's IRS 990 filings:
- Significant year-over-year financial volatility in revenue and assets, making consistent financial planning challenging.
- Sudden increase in liabilities to $27,577 in 2020 after years of minimal or no liabilities, requiring further investigation.
Strengths
The following positive indicators were identified for Surf Point Foundation Trust Agree 04 07 88:
- Consistent reporting of 0% officer compensation, indicating no executive salaries are paid.
- Substantial asset growth from $429 in 2015 to $14,438,995 in 2020, suggesting successful asset accumulation.
Frequently Asked Questions about Surf Point Foundation Trust Agree 04 07 88
Is Surf Point Foundation Trust Agree 04 07 88 a legitimate charity?
Surf Point Foundation Trust Agree 04 07 88 (EIN: 16084742) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 70/100. It has 7 years of IRS 990 filings on record. Total revenue: $621K. 2 red flags identified. 2 strengths noted. Financial health grade: B.
How does Surf Point Foundation Trust Agree 04 07 88 spend its money?
Surf Point Foundation Trust Agree 04 07 88 directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Surf Point Foundation Trust Agree 04 07 88 tax-deductible?
Surf Point Foundation Trust Agree 04 07 88 is registered as a tax-exempt nonprofit (EIN: 16084742). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Surf Point Foundation Trust Agree 04 07 88's spending goes to programs?
Surf Point Foundation Trust Agree 04 07 88 directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Surf Point Foundation Trust Agree 04 07 88 compare to similar nonprofits?
With a transparency score of 70/100 (Good), Surf Point Foundation Trust Agree 04 07 88 is above average for NTEE category T23 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Surf Point Foundation Trust Agree 04 07 88 located?
Surf Point Foundation Trust Agree 04 07 88 is headquartered in York, Maine and files with the IRS under EIN 16084742. It is classified under NTEE code T23.
How many years of IRS 990 filings does Surf Point Foundation Trust Agree 04 07 88 have?
Surf Point Foundation Trust Agree 04 07 88 has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $621K in total revenue.
What caused the significant increase in assets and revenue between 2015 and 2019/2020?
The provided data shows a dramatic increase in assets from $429 in 2015 to $13,641,809 in 2019 and $14,438,995 in 2020, alongside a revenue surge from $2,882 in 2015 to $2,384,916 in 2019. The specific reasons for this growth are not detailed in the provided summary but would typically involve large donations, grants, or investment gains.
What led to the $27,577 in liabilities reported in 2020, given previous years had minimal or no liabilities?
The sudden appearance of $27,577 in liabilities in 2020, compared to $0 or $1 in prior years, is a notable change. Without further detail from the full 990 filing, it's impossible to pinpoint the exact cause, but it could be related to new debt, deferred revenue, or accrued expenses.
How does the organization manage its expenses, particularly given the revenue fluctuations?
The organization's expenses have also varied, from $2,796 in 2015 to $613,378 in 2019 and $569,780 in 2020. While the data shows expenses generally increasing with revenue, the lack of a detailed breakdown (e.g., program vs. administrative) makes it difficult to assess spending efficiency and adaptability to revenue changes.
Filing History
IRS 990 filing history for Surf Point Foundation Trust Agree 04 07 88 showing financial trends over 7 years of public records:
Over 7 years of IRS 990 filings (2011–2020), Surf Point Foundation Trust Agree 04 07 88's revenue has grown by 15488.3%, moving from $3K to $423K. Total assets increased by 16596446% over the same period, from $87 to $14.4M. Total functional expenses rose by 19773.7%, from $3K to $570K. In its most recent filing year (2020), Surf Point Foundation Trust Agree 04 07 88 reported a deficit of $147K, with expenses exceeding revenue. The organization holds $28K in liabilities against $14.4M in assets (debt-to-asset ratio: 0.2%), resulting in net assets of $14.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $423K | $570K | $14.4M | $28K | — | View 990 |
| 2019 | $2.4M | $613K | $13.6M | $0 | — | View 990 |
| 2015 | $3K | $3K | $429 | $1 | — | View 990 |
| 2014 | $6K | $5K | $343 | $1 | — | View 990 |
| 2013 | $4K | $4K | $43 | $1 | — | View 990 |
| 2012 | $1K | $1K | $43 | $1 | — | View 990 |
| 2011 | $3K | $3K | $87 | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $423K, expenses of $570K, and assets of $14.4M (revenue -82.3% year-over-year).
- 2019: Revenue of $2.4M, expenses of $613K, and assets of $13.6M (revenue +82652.1% year-over-year).
- 2015: Revenue of $3K, expenses of $3K, and assets of $429 (revenue -49.8% year-over-year).
- 2014: Revenue of $6K, expenses of $5K, and assets of $343 (revenue +36.0% year-over-year).
- 2013: Revenue of $4K, expenses of $4K, and assets of $43 (revenue +218.9% year-over-year).
- 2012: Revenue of $1K, expenses of $1K, and assets of $43 (revenue -51.2% year-over-year).
- 2011: Revenue of $3K, expenses of $3K, and assets of $87.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Surf Point Foundation Trust Agree 04 07 88:
Data Sources and Methodology
This transparency report for Surf Point Foundation Trust Agree 04 07 88 is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.